Free cash for parents: how to save £6,500 on nursery fees with new scheme

Free cash for parents: how to save £6,500 on nursery fees with new scheme

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Who will get free childcare? To qualify for the new two-year-old support package, all parents in a household must work the equivalent of at least 16 hours a week at minimum wage. This is to prevent those not in work from earning the … Read more

What is a recession and how do I protect my savings and investments?

What is a recession and how do I protect my savings and investments?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ashley Webb, UK economist at Capital Economics, said: “Whether or not there is a small recession, the big picture is that we expect real GDP growth to remain subdued throughout 2024.” How to protect your money during a recession  Pay off debt and … Read more

Man wins $175m in damages after claiming exposure to Roundup weed killer gave him cancer

Man wins 5m in damages after claiming exposure to Roundup weed killer gave him cancer

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A jury in the US has ordered one of the world’s largest pharmaceutical conglomerates to pay $175 million (£144 million) to a man who said he developed cancer after using the company’s weed killer. Bayer AG, the German corporation, was told by a … Read more

Sainsburys now more expensive than Waitrose for ‘the big shop’, Which? claims

Sainsburys now more expensive than Waitrose for ‘the big shop’, Which? claims

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sainsbury’s is now more expensive than Waitrose for a big shop, a study has claimed.  Price analysis of a trolley of 131 items at Asda, Morrisons, Ocado, Sainsbury’s, Tesco and Waitrose found Sainsbury’s was almost £4 more expensive than Waitrose in September.  It … Read more

What is ‘net zero’, and how much will it cost you?

What is ‘net zero’, and how much will it cost you?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to the Energy Saving Trust, you could typically expect to pay between £7,000 to £13,000 to get a heat pump installed – though our guide reveals how much installing a heat pump will actually cost you. While grants are available, uptake has … Read more

What to consider before you get a new credit card

What to consider before you get a new credit card

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One of the best perks of using a credit card is the protections afforded under Section 75 of the Consumer Credit Act 1974. Transactions between £100 and £30,000 are covered by the Act, which lets you raise a claim for a breach of … Read more

Hotels are cheaper than Airbnb, Which? research finds

Hotels are cheaper than Airbnb, Which? research finds

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hotel rates were also generally cheaper in many Asian destinations. In Hong Kong, the price difference was 85 per cent, with similar findings in Singapore and Dubai. It was also revealed that it typically costs less to stay in a hotel than book … Read more

Homeowners told to check gas hobs for explosion risk

Homeowners told to check gas hobs for explosion risk

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Homeowners have been told to check their gas hobs after the first official warning of an explosion risk was issued. Some 100,000 hobs are thought to be fitted with a connector that is at risk of failing, which can cause a gas leak, … Read more

‘Illness forced me to retire early so why can I only put £3,600 into my pension?’

‘Illness forced me to retire early so why can I only put £3,600 into my pension?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Write to Pensions Doctor with your pension problem: pensionsdoctor@telegraph.co.uk. Columns are published weekly. Dear Becky, I really enjoy your column. Thank you very much for all your helpful insights.  I have a question about pension contributions following reading a related story.  A few … Read more

Where to buy your Spanish home from home (and avoid the crowds)

Where to buy your Spanish home from home (and avoid the crowds)

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This tranche of Andalusia east of Malaga is less busy than the Costa del Sol, and while Nerja and Torre del Mar are busy resorts, buyers have been heading into the hills for a quieter and more authentic experience.  It was the views … Read more

How much it costs to skip the NHS queue and get your hip done privately

How much it costs to skip the NHS queue and get your hip done privately

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE At £13,786, Southampton is the priciest UK city on average to have a hip operation, followed by London (£13,700), Edinburgh (£13,590), Cardiff (£13,336), Belfast (£12,999), Manchester (£12,825) and Glasgow (£12,455), according to data from myTribe Insurance.  These big differences in price between regions … Read more

How to get a £1 million home – with no income

How to get a £1 million home – with no income

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE While high street lenders can usually only loan up to 4.5 times the income of an applicant, high net worth individuals are not tested in the same way. It means private banks are able to consider other assets, such as stocks and shares … Read more

Vast majority of homeowners could not afford their house today

Vast majority of homeowners could not afford their house today

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Spending on home loans in the capital has jumped from 42pc to 49pc of average income, Halifax said, with Londoners more affected as a result of higher house prices. The average home in the Greater London area cost 9.3 times average regional earnings … Read more

Striking consultants can earn more in one night than some nurses get in one month

Striking consultants can earn more in one night than some nurses get in one month

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This adds up to £2,152 per night, which is more than some nurses in lower pay bands receive. Nurses’ pay starts at £22,383, or £1,865.25 per month. But the average salary for a nurse following their 5pc pay rise is somewhere between £33,000 … Read more

Sadiq Khan’s Ulez risks driving up pollution outside London, experts warn

Sadiq Khan’s Ulez risks driving up pollution outside London, experts warn

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE London Mayor Sadiq Khan was forced to expand the scrappage scheme at the beginning of August, which Transport for London says will ensure the most polluting cars are not resold outside the M25. Motorists can hand over non-compliant vehicles for scrap and receive … Read more

Home ownership is a millstone – renters should count their blessings

Home ownership is a millstone – renters should count their blessings

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Renting a property, despite the price hikes we’ve seen, still provides the sort of flexibility any mortgage-holder would dream of. Job promotions in different parts of the country can be accepted with a month’s notice when you’re renting, but if you own your … Read more

This trust offers a safer way to invest in Asia amid instability – and you’ll get a 5pc yield too

This trust offers a safer way to invest in Asia amid instability – and you’ll get a 5pc yield too

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The dominance of a small number of American technology stocks has pushed just about every other market into the shade recently, and that’s particularly the case when it comes to anything related to Asia. Fears about China, its spluttering economy and rumblings over … Read more

How to cancel your Virgin Media subscription

How to cancel your Virgin Media subscription

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cancelling a service should be straightforward, but there are pitfalls to be aware of. Broadband, tv and mobile provider Virgin Media is notoriously difficult to extricate yourself from. The company is being investigated by the telecoms regulator because so many of its customers … Read more

Virgin Media’s price rises ‘break the law’, says Which?

Virgin Media’s price rises ‘break the law’, says Which?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Concha said: “While other providers use the consumer price index (CPI) to calculate inflation-linked mid-contract price rises, Virgin Media is the only major broadband firm which will use the RPI from next spring.  RPI is currently significantly higher than CPI. It lost … Read more

Londoners buy up classic cars to dodge Sadiq Khan’s Ulez expansion

Londoners buy up classic cars to dodge Sadiq Khan’s Ulez expansion

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Vintage cars can range in price, with highly sought-after collection pieces going for hundreds of thousands of pounds at auction and entry-level models starting at just a few thousand. Fondly remembered cars from the past, famed for their reliability, could offer an alternative … Read more

Families going to the seaside pay £30 for a day’s parking as charges soar

Families going to the seaside pay £30 for a day’s parking as charges soar

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prime parking spots on the coast have risen up to three times in price since last year’s August Bank Holiday. Families visiting Great Yarmouth face the biggest jump ahead of the long weekend, with the most expensive car park in the seaside resort … Read more

‘Selfish next-door neighbour killed my plants. Can I sue?’

‘Selfish next-door neighbour killed my plants. Can I sue?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Eileen, It never fails to surprise me how unthinking some neighbours can be. Bad behaviour does not always equate to unlawful behaviour, but in this case I do think you have legal grounds for taking this further, if so you wish. Unless … Read more

The Cornish hamlet fighting back against net zero with vegetable oil

The Cornish hamlet fighting back against net zero with vegetable oil

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Andrew Stevens, was quoted £30,000 to install a heat pump in his 1960s detached house. His home is not as old as others in the area – and is equipped with cavity wall insulation and UPVC windows.  But at the moment, he says, … Read more

Blue badge holders hit with Ulez charges despite exemptions for the disabled

Blue badge holders hit with Ulez charges despite exemptions for the disabled

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Pensioner Rosemary Reynolds, from Hornchurch, Essex, is one of the blue badge holders who faces being hit with the charge as the scheme expands on August 29, despite suffering from a back condition known as “spinal stenosis”. Last year she was also found … Read more

‘Everyone has the right to order a pizza without being asked for sex’

‘Everyone has the right to order a pizza without being asked for sex’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Companies can be fined up to £17.5m or 4pc of their global turnover if they are found not to be properly enforcing data protection rules, the ICO said.  Employees taking contact details that have been provided in confidence to a business to provide … Read more

Scotland to suffer worst house price slump of all UK nations

Scotland to suffer worst house price slump of all UK nations

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Houston said: “Scotland is more reliant on public services sectors, which aren’t forecast to grow very fast. The key sectors that we forecast to drive growth will be the business services sectors and information and communications. Scotland has a smaller share of … Read more

‘I gave up the City to work in an art gallery – finally there’s no back-stabbing’

‘I gave up the City to work in an art gallery – finally there’s no back-stabbing’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite taking a salary drop to take on the new role, Stacey says the flexible hours have allowed him to spend more time with his family, and found he didn’t need to chase money as much as he used to.  “There is a … Read more

The best student discount schemes – and whether they’re actually worth paying for

The best student discount schemes – and whether they’re actually worth paying for

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE How do I get a student discount card, and are they free? A student card can be a great way to unlock a wide range of discounts.  Totum is one of the biggest and most popular schemes.  While it is possible to get … Read more

‘Can I help my sons with their mortgages – and avoid a hefty capital gains tax bill?’

‘Can I help my sons with their mortgages – and avoid a hefty capital gains tax bill?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE You are correct in saying that a transfer of a cottage to your husband will not trigger CGT. The rules say that transfers between married couples (and civil partners) take place at no gain and no loss. Note that your husband would take … Read more

The wealthy ‘golden visa’ British expats oblivious to the inheritance tax threat

The wealthy ‘golden visa’ British expats oblivious to the inheritance tax threat

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE David Lesperance, a tax expert who advises wealthy expats, said: “I have spoken to dozens of British expats that moved to Dubai that weren’t aware, or weren’t told beforehand, of this issue. “If someone in this circumstance dies, HMRC tells the executors of … Read more

How the wealthy are using American-style ‘stagers’ to sell homes

How the wealthy are using American-style ‘stagers’ to sell homes

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wealthy homeowners are increasingly turning to American-style “stagers” in order to attract buyers in the sluggish property market.  Property staging has long been popular in the US, featuring in Netflix series Selling Sunset, but is a newer phenomenon in the UK, with one … Read more

Are you part of the landlord exodus? Here’s what you should do next

Are you part of the landlord exodus? Here’s what you should do next

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He said: “To count as a holiday let, the property must be fully furnished and available for let for at least 210 days of the year. “There are also varying regional restrictions to take into account, such as in London, the fact you … Read more

‘My wife’s pension is stuck in a failed firm – and she’s still paying the financial adviser that put it there’

‘My wife’s pension is stuck in a failed firm – and she’s still paying the financial adviser that put it there’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Write to Pensions Doctor with your pension problem: pensionsdoctor@telegraph.co.uk. Columns are published weekly. Dear Becky, My wife has a pension with Hartley Pensions, which was placed in administration in July 2022, in circumstances that have never really been made clear to me. This … Read more

Asking prices for homes plunge to lowest level in five years

Asking prices for homes plunge to lowest level in five years

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tim Bannister, of Rightmove, said: “Homes that are priced right the first time, rather than priced too high only to be reduced later, are not only more likely to find a buyer, but more likely to find a buyer quickly. “This supports local … Read more

NHS to slip cancer warning labels into Morrisons’ pants and bras

NHS to slip cancer warning labels into Morrisons’ pants and bras

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE David Scott, Corporate Affairs Director at Morrisons, said: “The new care labels on our crop top bras and boxers urge people to get to know their bodies so that they can more easily notice changes and to contact their GP practice sooner if … Read more

‘I’m spending £1,000 a month to heat my home – is a heat pump the answer?’

‘I’m spending £1,000 a month to heat my home – is a heat pump the answer?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The roof space has undergone changes and has been converted into an occupied space. It is well insulated using Celotex which can be seen in the rafters. Due to the area not having any gas supply, there is very little in the way … Read more

HMRC pays over £500,000 to tax snitches

HMRC pays over £500,000 to tax snitches

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE HM Revenue and Customs (HMRC) paid £508,500 last year to whistleblowers reporting their ex-spouses and former employers for tax fraud. Over the last five years, payouts to informers have jumped 75pc, according to data obtained in a Freedom of Information request. HMRC asks … Read more

How to embrace The Repair Shop spirit to fix your belongings – while saving money

How to embrace The Repair Shop spirit to fix your belongings – while saving money

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Online video tutorials can offer useful advice for those who want to fix their items themselves – however, if you’re really not sure what you’re doing, bear in mind that figures from Aviva suggest that up to half of those who have a … Read more

‘Cruise company refused to change my booking after mum’s cancer diagnosis’

‘Cruise company refused to change my booking after mum’s cancer diagnosis’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has a company treated you unfairly? Our Consumer Champion is available to help. For how to contact her click here. Dear Katie, Last year I booked a week-long Scandinavian cruise on the Sky Princess for myself, my sister, and my parents. My parents … Read more

The little-known inheritance tax schemes that won’t end up in a court case

The little-known inheritance tax schemes that won’t end up in a court case

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But these schemes were never approved by HM Revenue and Customs. There are plenty of other schemes and loopholes out there, however, which are recognised as a legally valid way to avoid the dreaded charge. Here, we outline five arrangements, which tax advisers … Read more

Why now is the perfect time to downsize

Why now is the perfect time to downsize

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “As always tax should be considered, if the funds are not sheltered correctly much of the return can be lost. “We would always recommend taking advice when investing surplus funds to make sure the investment strategy is directly aligned to your objectives,” said … Read more

£45m owed in power of attorney refunds – but the only way to claim is by post

£45m owed in power of attorney refunds – but the only way to claim is by post

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hundreds of thousands of people who were overcharged when registering for power of attorney have yet to claim £45m owed to them by the Government. Where claimants could once file for a refund online, the only way to do it now is by … Read more

Forget France and Spain: these are the best places to buy a holiday home

Forget France and Spain: these are the best places to buy a holiday home

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another Balkan option, the popular holiday destination of Croatia offers dozens of islands an easy hop from the medieval city of Split and its international airport, or the Venetian-influenced Istria, accessed via Pula Airport. It’s especially popular with central European families for whom … Read more

The English county where premium property is defying the house price slump

The English county where premium property is defying the house price slump

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The upper end of the market includes homes with a view of or, better still, direct access to the water. Irwin estimates that a pretty view will add around 20pc to 25pc to the value of a property, while those that front on … Read more

Women born in 1950s die while waiting for state pension compensation

Women born in 1950s die while waiting for state pension compensation

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Parliamentary Ombudsman, the government watchdog, ruled in 2021 that the Department for Work and Pensions had failed to provide clear communication around state pension age changes. However, it is yet to publish any recommendations for redress. Angela Madden, who leads the “Waspi” … Read more

‘Flawed’ energy bills support for off-grid homes meant four in five missed out

‘Flawed’ energy bills support for off-grid homes meant four in five missed out

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Simon Francis, coordinator of the End Fuel Poverty Coalition, said: “This catastrophic failure in the scheme, designed to help people stay warm last winter, left many who were in fuel poverty living in cold, damp homes. “The health impacts of living in such … Read more

Why baby boomers will pay billions more in the Tory inheritance tax heist

Why baby boomers will pay billions more in the Tory inheritance tax heist

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Meanwhile, economists at the Institute of Economic Affairs, a think tank, believe it could hit 60,000 families by 2033.  Calculations carried out by BestInvest, on behalf of Telegraph Money, suggested the Treasury could net up to £90bn over the next decade if the … Read more

Disabled drivers left without blue badges because of council staff working from home

Disabled drivers left without blue badges because of council staff working from home

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE East Sussex County Council denied that remote working was causing delays for blue badges, saying that it was “not a contributing factor” in a statement. However, in a letter seen by The Telegraph, the council wrote to Mr Kuhrt this month saying it … Read more

War on landlords pushes record numbers to sell up

War on landlords pushes record numbers to sell up

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Just 8pc said they planned to increase the size of their portfolios. Experts say it is exacerbating an already spiralling rental crisis. Ben Beadle, chief executive of the National Residential Landlords Association, said: “The Government must reverse its damaging tax hikes on the … Read more

Italy turns to cheesy chips as producers microchip parmesan in bid to fight off fake versions

Italy turns to cheesy chips as producers microchip parmesan in bid to fight off fake versions

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Italian parmesan producers are putting microchips in their cheese in a bid to fight off counterfeiters earning billions of euros from copycat versions. In a marriage of centuries-old tradition with cutting edge tracking technology, the consortium that governs the tight-knit world of Parmigiano … Read more

Rise in dog flaps could leave homeowners uninsured

Rise in dog flaps could leave homeowners uninsured

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A boom in pet ownerships risks fuelling a surge of home insurance invalidations, as large dog flaps increase the risk of burglary, experts have warned. There were nine million pet dogs in Britain before the pandemic. By 2022, the figure had risen to … Read more

Why Gen Z could be the first to lose their state pension

Why Gen Z could be the first to lose their state pension

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Maxwell Marlow, of the Adam Smith Institute, a think tank, said: “Young people are often criticised as wasting our money on avocados or Netflix. But the reality is that most of our taxes go towards spending on the elderly. “The unfunded state pension … Read more

Banks must offer cash within three miles of your home

Banks must offer cash within three miles of your home

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than 95pc of the population already live within one mile of an ATM according to the Payment Systems Regulator, and 99.7pc within three miles, so the new regulations appear to be targeted towards protecting that level of access in the face of … Read more

Surge in Hong Kongers buying up British homes

Surge in Hong Kongers buying up British homes

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sutton, south London, has proved a particularly popular destination for these buyers – the main attractions being a string of good quality schools in the area, including Sutton Grammar and Nonsuch High School for Girls, as well as relatively affordable house prices and … Read more

Birmingham’s version of Ulez ‘increasing delivery costs for businesses’

Birmingham’s version of Ulez ‘increasing delivery costs for businesses’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Business owners in Birmingham told the BBC that the CAZ had increased their costs. One resident said: “I ordered something to my shop, first question they asked me was if I was in the zone or out – once you say I’m inside … Read more

Borrowing books from your children could trigger inheritance tax bill

Borrowing books from your children could trigger inheritance tax bill

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It comes after experts warned the same rules meant parents gifting their homes to dodge death duties risked tax bills just by making regular visits to see their grandchildren.  More than 2,000 families have fallen foul of the rules over the past five … Read more

Men prefer office working – to get away from their wives

Men prefer office working – to get away from their wives

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Men are twice as likely as women to go to the office to avoid their families and steal stationery, a survey has found. Nearly a quarter of respondents to a survey gave “getting away from family” as a reason for going into the … Read more

The ultimate guide to funding your children’s university education

The ultimate guide to funding your children’s university education

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, with interest rates currently high parents could be better off investing the money or putting it into a savings account for their child to use at a later date. For example, as a downpayment on a house.   “Saving in an Isa, even … Read more

How to help your child be a student landlord and earn £6k a year at university

How to help your child be a student landlord and earn £6k a year at university

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE With a parental guarantee, and assuming you secure a 10pc deposit mortgage at a typical rate today of around 7pc, would make repayments about £2,300 a month.  The interest element of this is £23,300 so the mortgage balance would reduce by about £4,300 each … Read more

Families face inheritance tax trap after landmark legal case

Families face inheritance tax trap after landmark legal case

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In Mrs Elborne’s case, HMRC disagreed that her property, and the value of the loan debt, should be deducted from her estate for IHT purposes.  This decision was upheld by a first-tier tax tribunal, meaning the family now face a potential tax bill … Read more

Commuters face £8,000 annual rail fares for first time

Commuters face £8,000 annual rail fares for first time

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Those commuting from Brighton face bills rising by around £400 and past £5,000 for the year for the first time, assuming another 5.9pc rise in 2024. Those travelling to the capital from Ashford in Kent face paying £6,000 for the first time, with … Read more

Here’s what you need to do after your personal data is breached

Here’s what you need to do after your personal data is breached

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Data breaches are on the rise and they are a big business for criminals seeking to defraud you of your hard-earned cash. The victim count of data breaches in 2022 was 422m, up from 268m the year before, according to the Identity Theft … Read more

London house prices fall for first time in four years

London house prices fall for first time in four years

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In June, Nationwide reported a 4.3pc year-on-year decline for London house prices, while the surrounding Outer Metropolitan region saw a 2.9pc fall. Jamie Lennox, director of brokerage Dimora Mortgages, said the ONS data may not reflect “what is going on in the trenches within … Read more

Thousands more to be dragged into highest tax band in £1.1bn stealth raid

Thousands more to be dragged into highest tax band in £1.1bn stealth raid

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE An extra 10,000 higher earners will be dragged into the top tax band because of rising wages, economists say.   Some 310,000 higher earners will be pushed into the 45p tax bracket next year, forking out an extra £1.1bn in tax, according to … Read more

More fraud on Zuckerberg’s Meta than robberies, burglaries, homicides and knife crimes combined

More fraud on Zuckerberg’s Meta than robberies, burglaries, homicides and knife crimes combined

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Banks are only likely to reimburse victims if they can prove that the bank should have flagged the fraudulent payments. Santander, Barclays, Lloyds, Nationwide, TSB and NatWest have criticised Mark Zuckerberg’s Meta for not doing enough to stamp out scams and protect users … Read more

Rail fare rises to be capped below 9pc

Rail fare rises to be capped below 9pc

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE An annual ticket for the same travel could go up to £5,114 from £4,744, if fares increase in line with earnings growth. Of this year’s announcement, a Department for Transport spokesperson said: “Following last year’s biggest-ever government intervention to cap rail fare increases … Read more

The best pension providers for every type of freelancer

The best pension providers for every type of freelancer

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Think carefully about what you need, said Helen Morrissey, head of retirement analysis at Hargreaves Lansdown. “For instance, if you’re looking to make ad-hoc contributions rather than monthly ones then make sure your provider can facilitate this, and that you can hit any … Read more

The luxury riverside apartment owners trapped in a costly red tape nightmare

The luxury riverside apartment owners trapped in a costly red tape nightmare

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Siobhan Pearce, 36, bought a flat in Barrier Point five years ago with her partner. Just three years into her time there, an external wall assessment was done on the building which pushed up the insurance premium by 100pc – from £590 to … Read more

Meet the ‘guppies’: the young go-getters who’ve turned their backs on home ownership

Meet the ‘guppies’: the young go-getters who’ve turned their backs on home ownership

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “It’s got this community feel to it, it’s got all the amenities, it’s got the shared workspace, the social space on the top floor and the rooftop garden, where you can meet people and get to know them,” Horton says. “Kelly didn’t have … Read more

Fewer HMRC staff are working in the office than during lockdown

Fewer HMRC staff are working in the office than during lockdown

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE HMRC has also left thousands of letters unanswered for more than a year. It was forced to create a special taskforce to deal with the backlog, consisting of more than 37,000 pieces of correspondence which are at least 10 months old, this newspaper … Read more

Parents who gift homes to dodge inheritance tax risk bills for visiting grandchildren

Parents who gift homes to dodge inheritance tax risk bills for visiting grandchildren

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nimesh Shah of accountancy firm Blick Rothenberg said the rules “are not commonly well understood” and it can be very easy to unknowingly fall into a tax trap. Andy Butcher of wealth manager Raymond James said: “The inheritance tax landscape is a minefield, … Read more

The sneaky streaming service trick that could save you thousands

The sneaky streaming service trick that could save you thousands

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Assuming a 5pc investment return, and consistent annual savings of £829, savers could see their savings grow up to nearly £11,000 over a decade. Those who pay for individual subscriptions, rather than family options, could end up with £8,500. But the rotation scheme … Read more

Foreign students are pricing UK teenagers out of accommodation, says Blunkett

Foreign students are pricing UK teenagers out of accommodation, says Blunkett

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He added: “This, in turn, has been exacerbated by a post-Covid boom in demand for places from overseas students. Strikingly, a quarter of places at Russell Group universities in England went to international students last year – a rise from 16pc, on average, … Read more

‘We have to fight for the choice of cash’

‘We have to fight for the choice of cash’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Reader Kate Brightwell describes how one of the factors as to why she bought her present bungalow was that everything she might ever need – including a bank branch – was within walking distance, considering that she might have to give up driving … Read more

HMRC holds itself to four standards – and it is failing on each one

HMRC holds itself to four standards – and it is failing on each one

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In relation to the handling of IR35 cases, Dave Chaplin of IR35 Shield, a software company, told me that in his experience, the team involved at HMRC do not develop every case to a litigation standard, contrary to the Charter.  He argues that … Read more

NatWest apologises to homeowner for giant Marcus Rashford mural

NatWest apologises to homeowner for giant Marcus Rashford mural

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE NatWest has apologised after painting a giant mural of Marcus Rashford on side of a home without asking for the owner’s permission. The bank commissioned an artist to paint a mural of the footballer on the wall of a house in Brighton as … Read more

Nicola Sturgeon’s war on holiday lets sends Edinburgh accommodation prices to record high

Nicola Sturgeon’s war on holiday lets sends Edinburgh accommodation prices to record high

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The City of Edinburgh Council has argued that a high number of short-term lets have fuelled housing shortages and anti-social behaviour. Fees for licences are £214 to £434 on average, but can reach £5,869 a year for a property that can host at … Read more

Generation rent cuts back on clubbing to afford rising bills

Generation rent cuts back on clubbing to afford rising bills

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Those in full-time work now go out more often than students, the survey found, with students going out 1.8 times a week on average, compared with 2.2 nights out for employees. Private rental prices rose by 5pc between June 2022 and June 2023. … Read more

‘I’m receiving the state pension while working – should I defer until I retire to save on tax?’

‘I’m receiving the state pension while working – should I defer until I retire to save on tax?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, your resumed state pension payments would still be liable for income tax once you restart claiming, at whatever your income tax rate is at the time.  The difference is that because you will no longer be working, the amount of tax you … Read more

How to have the wedding of your dreams on a shoestring budget

How to have the wedding of your dreams on a shoestring budget

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But money wasn’t the main reason why Emily and Steve, both from Bristol, chose to have a micro-wedding at the Brickhouse Vineyard. A small wedding puts the focus back on the couple, says Emily. “We went to a few small weddings during the … Read more

‘I think my energy direct debit is too high – what can I do?’

‘I think my energy direct debit is too high – what can I do?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For example, a typical household paying £150 towards energy each month should expect to have a balance of just under £500 by the start of November, according to Octopus Energy. A “balance forecaster” created by the firm allows its customers to see how … Read more

How banks and shops joined the conspiracy against cash

How banks and shops joined the conspiracy against cash

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE On a mild September day in 2015, a man walked into Walsall shopping centre in the West Midlands and headed straight for the local NatWest branch. In his hands were a number of black bin bags filled to the brim but not immediately … Read more

Britain plagued by sharp rise in beg bugs – and the surprising reason why

Britain plagued by sharp rise in beg bugs – and the surprising reason why

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Travellers can carry the critters in their clothing and luggage and when a mating pair sets up home in a bed, they can breed thousands of eggs within weeks. It is also thought the pests are becoming resistant to insecticides, making it much … Read more

Car insurance premiums hit record high

Car insurance premiums hit record high

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This dramatic increase in prices reflects the “sustained cost pressures” facing insurers – who paid out £2.4bn in motor insurance claims in the first three months of 2023 – with vehicle repair costs surging 33pc over the year to £1.5bn, the highest figure … Read more

Premium Bonds are still a fool’s game

Premium Bonds are still a fool’s game

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another temptation of Premium Bonds is that the winnings are tax-free, something that is increasingly valuable given the creeping tax raid on our savings. But this exemption is really only relevant for big winnings, and the odds will always be against you winning … Read more

A-level leavers will be first generation paying off student loans after they retire

A-level leavers will be first generation paying off student loans after they retire

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Becky O’Connor, director of public affairs at PensionBee, said: “Student loan repayments are likely to stay with graduates throughout their whole working lives and even beyond, into the retirement years. Meeting repayments for the full 40 years could force people to stay in … Read more

‘How can I decline an expensive overseas wedding invite without burning bridges?’

‘How can I decline an expensive overseas wedding invite without burning bridges?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear reader, I too have been invited to destination weddings – one in Sri Lanka and one Benidorm – I accepted one and declined the other, and I have to confess it was all about whether the destination appealed or not.  I personally … Read more

How Gen Z is exploiting the talent war to grab pay rises – and propping up inflation

How Gen Z is exploiting the talent war to grab pay rises – and propping up inflation

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Flexible working remains a popular perk, according to jobsite Adzuna. In July, there were 176,389 listed job vacancies advertising so-called “hybrid” roles, where employees can spend some days working from home and some in the office, an increase 44pc from the same month … Read more

DIY, naps and sex – what staff get up to working from home

DIY, naps and sex – what staff get up to working from home

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Some 82pc of people say they have watched TV during the work day, for an average of around two hours or a quarter of a standard 8-hour shift, according to the survey of 2,000 people. Men were 5pc more likely than women to … Read more

Drivers rush to sell petrol cars outside of London before Ulez expansion

Drivers rush to sell petrol cars outside of London before Ulez expansion

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Most diesel cars registered before September 2015 and vans registered before September 2016 are liable alongside most petrol cars registered before 2001. Motorists can hand over non-compliant vehicles for scrap and receive payments in return, which can go towards the cost of a … Read more

School fees to double for next generation under Labour

School fees to double for next generation under Labour

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But the hit on families with children in boarding school would be as much as £826,000 if schools are forced to hike their fees above that level because of Labour’s tax raid, the bank added – more than double the cost today. For … Read more

Edinburgh book festival sponsor hits back at Greta Thunberg’s greenwashing claims

Edinburgh book festival sponsor hits back at Greta Thunberg’s greenwashing claims

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One of the UK’s largest and oldest investment management firms has hit back at Greta Thunberg after she accused the company of greenwashing. The young climate activist was due to appear at the Edinburgh International Book Festival this weekend, but pulled out on … Read more

‘It will cost me £60,000 to replace my oil boiler with a heat pump’

‘It will cost me £60,000 to replace my oil boiler with a heat pump’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dave Biggs, from Kehelland, Cornwall, faced an upfront cost of between £50,000 and £60,000 to upgrade his home to accommodate a heat pump.  He said the renovation would have involved ripping up the concrete floor of his property to remove the microbore pipework … Read more

‘I gave up a glittering legal career to make slippers – now I have time to learn Arabic’

‘I gave up a glittering legal career to make slippers – now I have time to learn Arabic’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mrs Elshafei spent three years as a lawyer in Hong Kong with her daughter, before moving to Shanghai, where she practised commercial law for a decade, working for firms including Hogan Lovell and Pinsent Masons. The former private practice lawyer launched her slipper … Read more

The City workers bemoaning the end of their work-from-home idyll

The City workers bemoaning the end of their work-from-home idyll

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “We’d been living in London for 15 years but when the pandemic began, we rented a house in Gloucestershire to road-test life in the country. In the end, we liked it so much that we decided to stay. “Once the lockdowns were lifted, … Read more

BBC presenter Fiona Bruce used in latest AI deepfake scam

BBC presenter Fiona Bruce used in latest AI deepfake scam

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The BBC said it was aware of the deepfake video and said its lawyers were “urgently looking into it”. A spokesman added: “In a world of increasing disinformation, we urge everyone to check links and URLs to ensure they are getting news from a … Read more

How parents can cut their child’s university costs (without paying for everything)

How parents can cut their child’s university costs (without paying for everything)

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE NatWest’s 2022 Student Living Index found Manchester and Coventry are the most expensive cities for students to rent, but rank highly for income from part-time work. In contrast, housing costs are relatively cheap in Edinburgh, but it is the only UK city where … Read more

Car shortage threatens Sadiq Khan’s Ulez scrappage scheme

Car shortage threatens Sadiq Khan’s Ulez scrappage scheme

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Stuart Masson, of The Car Expert, an adviser, also sounded the alarm. He said drivers who want to buy a Ulez-compliant car with the money from a scrappage grant would face a resale market of rising prices and fewer choices. He added: “What … Read more

Swish offices and shares for employees – but working for a start-up is risky business

Swish offices and shares for employees – but working for a start-up is risky business

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Swish offices decked out with ping-pong tables and bean bags, high-budget socials and lavish free lunches, company away days in the Bahamas – these are just some of the perks that come with working for an innovative start-up company. Or so the myth … Read more

Homeowners’ security systems rendered useless after British Gas switch off

Homeowners’ security systems rendered useless after British Gas switch off

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He added he had expected the cameras to last another two years at least and that they allowed him to remotely view the outside and inside of his home, giving him peace of mind because they are a guard against potential burglaries.  Hive’s … Read more

Banks aren’t the real enemy of savers – the taxman is

Banks aren’t the real enemy of savers – the taxman is

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Influential think-tanks ominously floated the idea of capping total Isa contributions earlier this year.  The Resolution Foundation argued tax-free savings should be limited to £100,000 to stop wealthy families benefiting from what it described as “costly and unnecessary” tax breaks. You can be sure … Read more

How to pay for care – without selling your home

How to pay for care – without selling your home

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Caroline Abrahams, chief executive of the older people’s charity Age UK, said: “Many older people moving into a care home will be expected to shoulder most if not all the cost themselves. “Even those with very modest incomes and assets will find they … Read more

‘My dad has sold our family home – will his fiancee get my inheritance?’

‘My dad has sold our family home – will his fiancee get my inheritance?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If, indeed, he does maintain that you and your brother receive the full sum of money from the house that belonged to your parents, I’m interested to know what kind of outcome you’d be happy with. Given that money is now tied up … Read more

Cost of nannies shoots up as parents fight for childcare places

Cost of nannies shoots up as parents fight for childcare places

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The cost of hiring a nanny has shot up as desperate parents fight over nursery places. Full-time nannies are now paid 11pc more than they were a year ago, according to the latest figures from payroll service Nannytax, with the average live-out nanny … Read more

Co-op Food chief lashes out against profiteering claims as shoplifting surges

Co-op Food chief lashes out against profiteering claims as shoplifting surges

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He said he would encourage his children to work in supermarkets “but even me, as somebody who runs the business, would be thinking, do I feel safe with them being in there? And that’s fundamentally wrong”.  Threats to safety could also put people … Read more

8 alternatives to gas boilers – and whether they can save you money

8 alternatives to gas boilers – and whether they can save you money

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Oil boilers Oil boilers are common in rural homes that have not yet been connected to the gas grid. The Government is pressing ahead with plans to phase out the environmentally unfriendly technology.  How do they work? Oil boilers work similarly to gas boilers. The fuel is ignited in the combustion chamber … Read more

How Britain’s politicians dumped the vast cost of net zero on you

How Britain’s politicians dumped the vast cost of net zero on you

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Andrew Montford, director of Net Zero Watch, an offshoot of the Global Warming Policy Forum founded by former chancellor Nigel Lawson, said: “The policy [net zero] is entirely irrational… The medicine is worse than the disease. It kills growth in the economy. Energy … Read more

‘I returned £400 of wedding clothes and now Asos thinks I’m a fraudster’

‘I returned £400 of wedding clothes and now Asos thinks I’m a fraudster’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear reader, You ordered a selection of chinos, shirts and smart trainers to try on ahead of your low-key wedding in June. You placed three separate orders over the course of two days a couple of weeks before the occasion. Having seen a … Read more

‘My father put his life savings into a retirement home. I had to sell it for £30,000’

‘My father put his life savings into a retirement home. I had to sell it for £30,000’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Val Johnson-Howe, 67, inherited a house in a retirement complex from her mother and decided to make it her home. Although it is a freehold property, it is on an estate with leasehold properties that is managed by FirstPort. Her service charges have … Read more

Electric cars not up to the job for armed response units, police force says

Electric cars not up to the job for armed response units, police force says

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Government targets require 300,000 charge points to be installed across Britain by 2030. But delays in the rollout could mean the target will be missed by a decade, according to analysis by The Times. Just 3,870 chargers were installed in the three months … Read more

Lib Dem council defies order to scrap four-day week

Lib Dem council defies order to scrap four-day week

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In response Anthony Browne, the MP for South Cambridgeshire, said: “The South Cambridgeshire District Council have embarked on an ideological crusade on the four-day week and they are impervious to evidence against it. “It’s clear from the data that it’s leading to worse … Read more

How much it costs to send your children to Britain’s top university cities

How much it costs to send your children to Britain’s top university cities

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nearby Anglia Ruskin students can share a twin room for just £113.68 per week, working out at nearly £4,600 for the 40 weeks and three night contract. Nursing, Midwifery or operating department students can apply for a 51-week contract at a reduced rate, … Read more

Parents use loans to keep children in boarding school

Parents use loans to keep children in boarding school

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It comes as the cost of private education has risen to record levels, with average boarding fees costing £39,000 and day fees £15,654 per child, according to analysis by this newspaper. Premium Credit said more families were asking for financial assistance to fund … Read more

‘My husband can’t afford our family holiday to Disney – should I leave him at home?’

‘My husband can’t afford our family holiday to Disney – should I leave him at home?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear reader, I love hearing how successfully you and your husband have balanced career, lifestyle and parenting, and it really isn’t unusual for some friction to creep in when there are competing demands on time and money budgets. I feel sure as you have come … Read more

Millions struggle to speak to finance firms in woeful customer service epidemic

Millions struggle to speak to finance firms in woeful customer service epidemic

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One in five (12.7 million) claimed they had suffered from some form of IT or system failure in the year to May 2022. Of these, almost 2 million said they were “severely affected” on at least one occasion. One said: “I’ve been a … Read more

The Gen Z women turning their backs on hard work for ‘lazy girl jobs’

The Gen Z women turning their backs on hard work for ‘lazy girl jobs’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Judge says a common assumption when people first hear about lazy girl jobs is that the young women who seek them out are lazy. “There’s a huge misconception that it’s just young girls that don’t want to work and that’s not necessarily it,” … Read more

More than 350,000 smart meters have switched to a more expensive tariff remotely

More than 350,000 smart meters have switched to a more expensive tariff remotely

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Jonathan Brearley, chief executive of Ofgem, said in April: “We expect the total number of involuntary pre-paid meter installations to decrease over time and recognize that a careful balance is needed to help manage debt while protecting customers in vulnerable situations.” A spokesperson … Read more

Law firms entering into the wills of the elderly under investigation

Law firms entering into the wills of the elderly under investigation

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, when someone hired the services of an unregulated law firm, it can be very difficult to get their money back. If a statutory lawyer provides poor service, his client can complain to the Ombudsman, who can order him to pay compensation. However, … Read more

Parents are grabbing their children’s savings to pay skyrocketing mortgage bills

Parents are grabbing their children’s savings to pay skyrocketing mortgage bills

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Parents and grandparents surveyed each withdrew an average of £433, while adults saving for their children or grandchildren are expected to withdraw an average of £408 by the end of the year. The same group of savers have already, or expect to, reduce … Read more

High-paying careers affected by the AI ​​revolution

High-paying careers affected by the AI ​​revolution

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tech workers have been an important casualty of the AI ​​revolution, they wrote. Roles in data management, IT support analysts and web designers fell by more than a third. Using studies published by the Organization for Economic Co-operation and Development, the University of … Read more

Wages that will outpace inflation in 2023

Wages that will outpace inflation in 2023

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Registered Nurse There were nurses received a 5% salary increase last month worth at least £1,065 across a series of strikes, as well as two one-off payments of at least £1,655. Unions have argued that public sector wages have not kept pace with … Read more

There’s only one place where holidays are costing less this year – and it’s not Turkey

There’s only one place where holidays are costing less this year – and it’s not Turkey

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Marmaris is the cheapest holiday destination for families this summer, ousting Bulgaria’s Sunny Coast from first place. Next is the Turkish resort, which ranks first in terms of affordability a sharp drop in the value of the local currency, the lira, against the … Read more

From pony club to swimming, kids’ activities parents just can’t afford

From pony club to swimming, kids’ activities parents just can’t afford

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The union’s website said the 5.25 percent pay increase was reasonable for supervisors and manageable for members, given forecasts that inflation would moderate in the second half of the year. But parents elsewhere are facing inflation-busting rises. The Berkshire Equestrian Center, for example, … Read more

Electric vehicle drivers would have to pay more insurance to cover the cost of putting out battery fires

Electric vehicle drivers would have to pay more insurance to cover the cost of putting out battery fires

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Lithium-ion batteries in many electric cars are especially difficult to control and firefighters are still testing the best ways to fight the fires, including putting cars in water, covering them with foam or using a large fire blanket. The comments come after Norfolk … Read more

‘Can I ask my partner to pay for childcare if I have to sacrifice my career?’

‘Can I ask my partner to pay for childcare if I have to sacrifice my career?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, First of all congratulations on your pregnancy – I hope it’s progressing well. It’s really impressive that you and your partner discussed family finances and options for managing income generation and childcare. It’s also unfortunate that the economic tide turned against … Read more

Simple food swaps that can reduce your VAT bill at the supermarket

Simple food swaps that can reduce your VAT bill at the supermarket

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Is it a cake? Make sure you know The age-old debate of whether Jaffa Cakes are cookies or actually cakes is actually pretty much in jeopardy. Chocolate covered cookies are considered a luxury and therefore include VAT, while cakes are zero-rated. When McVities … Read more

Mobile companies are forced to warn users about expensive roaming prices

Mobile companies are forced to warn users about expensive roaming prices

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ofcom said one in seven customers experienced this abroad, often by connecting to a network in a non-EU country while in a country within the EU where roaming charges are capped. This can surprise holidaymakers with bills worth thousands of pounds that will … Read more

How Tony Blair devalued the degree

How Tony Blair devalued the degree

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When tuition fees were raised from £3,225 a year to £9,000 in 2010 and again to £9,250 in 2017, it came with the caveat that universities were expected to use the extra funding to widen access to higher education. But the English model … Read more

Netflix subscribers pay more for ad-free viewing

Netflix subscribers pay more for ad-free viewing

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Netflix subscribers will have to pay an extra £4 a month to watch shows without ads. The streaming service has slashed its £6.99-a-month basic subscription, which allowed viewers to watch ad-free shows in standard definition on a single screen, making it a popular … Read more

Car insurance bills hit record highs as police fail to crack down on car thefts

Car insurance bills hit record highs as police fail to crack down on car thefts

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Auto insurance premiums have hit an all-time high as the police fail to suppress the increasing thefts. British motorists are now paying an average of £776 a year for car insurance – £222 more than 12 months ago and the highest level on … Read more

Caring for a loved one costs £6,000 a year – and what you can claim back

Caring for a loved one costs £6,000 a year – and what you can claim back

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE People leave their jobs to care for someone new figures show they lose an average of almost £6,000 of income a year. More than 5 million people provide some form of unpaid careaccording to the latest census data, 2 million do so for … Read more

House prices could fall by 25 per cent after the biggest blow to Britain’s fortunes since the war

House prices could fall by 25 per cent after the biggest blow to Britain’s fortunes since the war

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE House prices will fall by 25 per cent if interest rates continue to rise, a leading think tank has warned, after higher borrowing costs caused the biggest drop in wealth since the war. The Resolution Foundation said rising interest rates had wiped out … Read more

One in 12 Britons have fallen victim to a rise in AI scams

One in 12 Britons have fallen victim to a rise in AI scams

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fortunately, most AI voice scams so far, they aren’t as elaborate – or disturbing – as this one. Most of the fraudsters using AI voice replicator tools have largely imitated the WhatsApp “hi Mum” scam. This is a common scam technique where cybercriminals … Read more

‘I found a lost ring in the gym – can I keep it?’

‘I found a lost ring in the gym – can I keep it?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, The police no longer deal with lost things where it is not clear whose they belong to. The law changed in 2019 and unless the item is considered to have been used in a crime, is cash or has an identifiable … Read more

Barclays won the Supreme Court case

Barclays won the Supreme Court case

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But the UK’s highest court allowed Mrs Philipp to bring alternative proceedings against Barclays on the basis that the bank had failed in its duty to take appropriate steps to recover the funds she and her husband lost in the fraud. Previously, lawyers … Read more

The TikTok generation is more likely to be fooled by scammers than the elderly

The TikTok generation is more likely to be fooled by scammers than the elderly

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE however recent crackdowns on phone companies and Ofcom have noticed that the total volume of scams is decreasing year by year. In the first four months of 2023, 5,314 text scams were reported. Last year, the number was more than 19,000, suggesting reports … Read more

How much exactly does a funeral cost?

How much exactly does a funeral cost?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Direct cremation If you want to do things as cheaply as possible, direct cremation is the cheapest option. According to Pure Cremation, a direct cremation provider, you could expect to pay £1,295 for a hospital death and £1,545 for a home death. But … Read more

Couples who have decided on “dual income, no kids” are too good to pass up

Couples who have decided on “dual income, no kids” are too good to pass up

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hazelnut milkshakes, artisan breakfasts, hikes, movie nights, and “Sunday resets” characterized by meticulous cleanses, shared gyms, and seven-step skincare routines. These are just some of the ingredients of a typical weekend for dual-income, child-free couples that they regularly enjoy – otherwise known as … Read more

10-year-olds will be given anti-money laundering lessons

10-year-olds will be given anti-money laundering lessons

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In response, banking trade body UK Finance and Cifas have launched a ‘Don’t Be Fooled’ campaign to raise awareness of the dangers of becoming a money mule and have produced curricula for schools. As of May 2023, schools have applied for more than … Read more

Post accused of “re-traumatizing the victims” by further delaying the investigation

Post accused of “re-traumatizing the victims” by further delaying the investigation

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The post office was accused of deliberate derailment investigation into the long-running subpostmaster scandal after failing to release thousands of documents. Investigation in one of the most widespread miscarriages of justice in British legal history was further delayed today, with victims’ lawyers accusing … Read more

Why a bottle of wine will soon be more expensive

Why a bottle of wine will soon be more expensive

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For every ton of glass sold, manufacturers must pay a packaging waste recycling slip (PRN). PRNs have risen tenfold in the last four years – from just £15 to £150 a tonne. “Rising fuel costs will affect recycling costs,” Mr Stannard said. “More … Read more

‘If you don’t ask, you don’t get’: how to secure a 100% pay rise

‘If you don’t ask, you don’t get’: how to secure a 100% pay rise

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE ‘Negotiate at the beginning for salary increases’ Wage negotiations have become more common in the wake of the pandemic as companies struggle to fill the labor shortage. Of the 1.14 million UK job vacancies listed on job search engine Adzuna, around one in … Read more

Labour’s private school tax plan will force 40,000 pupils out

Labour’s private school tax plan will force 40,000 pupils out

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A recent Telegraph analysis shows that many middle-class families are already living lower than the best British private schools due to rising fees. Luke Sibieta, researcher at IFS, said: “[Labour’s tax policy] means that parents simply stop sending their children to private schools … Read more

‘Hidden’ aisles, high prices and shrinking inflation are destroying consumers’ appetite for sweets

‘Hidden’ aisles, high prices and shrinking inflation are destroying consumers’ appetite for sweets

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A wave of ministerial meddling is melting Britain’s sweet tooth as supermarkets are forced to hide sweets, Haribo has warned. Shoppers are buying less sweets and chocolate after grocers were ordered to move them to the back of shops. The company – which … Read more

How to cancel unwanted subscriptions – from Sky to Amazon to your gym

How to cancel unwanted subscriptions – from Sky to Amazon to your gym

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Amazon Prime Amazon Prime offers a range of benefits, from free and fast product delivery, Prime Video and Music, and even discounts at Amazon Fresh stores. Customers can enjoy a one-month free trial before the paid subscription starts at £8.99 per month. It … Read more

Martin Lewis threatens to sue Facebook for deep fake scam

Martin Lewis threatens to sue Facebook for deep fake scam

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In the United States, scammers are said to be using artificial intelligence to clone people’s voices and call their loved ones, pretending to be in dire straits and in need of money. An Arizona mother was tricked into thinking her daughter had been … Read more

How much pocket money to give your kids (without spoiling them)

How much pocket money to give your kids (without spoiling them)

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Now read: Nanny or nursery? How to make the right decision for your wallet (and children) How much are different tasks worth? If you’re considering a task-based approach, it can be helpful to have a rough idea of ​​current pricing. According to GoHenry, … Read more

Power of attorney mistakes that can lose control of your money—and how to avoid them

Power of attorney mistakes that can lose control of your money—and how to avoid them

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Appointing someone you trust to manage your affairs should provide peace of mind – but the process of setting up a Lasting Power of Attorney (LPA) can be complex and full of things that can confuse you. From submitting abbreviated names to using … Read more

A mid-range holiday hack that can save you £600 a week at Center Parcs

A mid-range holiday hack that can save you £600 a week at Center Parcs

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE which one? found that a family could save an average of 55 per cent in the October term by choosing a Center Parcs resort in Belgium rather than the UK, where a four-night break costs just £613, compared to £1,369 in the UK. … Read more

Fraudsters use AI deepfake Martin Lewis in ‘scary’ new scam

Fraudsters use AI deepfake Martin Lewis in ‘scary’ new scam

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He wrote: “This is a scam by criminals trying to steal money. This is scary, this is the first deeply fake video scam I have seen. Government and regulators need to act to stop big tech companies from publishing such dangerous fakes. People … Read more

The Great Ulezo Rebellion – Drivers flout fines with £250m unpaid in one year

The Great Ulezo Rebellion – Drivers flout fines with £250m unpaid in one year

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Gareth Bacon, MP for Orpington, who previously led the Conservatives in the London Commons, said: “I would be surprised if [TfL] they are not worried about not having £255 million. People living in central London accept Ulez as a measure of air quality. … Read more

Companies that let you work from anywhere—and how much they pay

Companies that let you work from anywhere—and how much they pay

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Which sectors are most likely to offer the perfect remote jobs? Data from Adzuna’s workplace showed that most are in IT, PR and sales. Adzuna’s Paul Lewis said: “The rise of ‘work from anywhere’ is a response to changing priorities and the demand … Read more

Aquatic cremation is the latest funeral trend – but how much does it cost?

Aquatic cremation is the latest funeral trend – but how much does it cost?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE At the end of the water cremation cycle, the soft bones that remain are dried and then turned into a white ash-like powder. The remains are then returned to their relatives in an urn. Of course, yes the Anglican Church discussed re-housing at … Read more

British households will be £15,000 poorer next year as a result of Putin’s war

British households will be £15,000 poorer next year as a result of Putin’s war

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ukraine and Russia are major players in global food production, accounting for 53 percent of global trade in sunflower oil and seeds and 27 percent of wheat before the war, according to the United Nations. High inflation in the UK was initially caused … Read more

Why British homeowners will be carrying the can for our struggling water companies

Why British homeowners will be carrying the can for our struggling water companies

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE As a last resort, companies can impose local temporary use bans, more commonly called pipe bans. Back-to-back summer droughts have depleted supplies across the country, and all water utilities are eager to encourage their customers to use water sparingly. But it’s really a … Read more

“Bring your food”, said cricketers, as teas are trapped by rising costs

“Bring your food”, said cricketers, as teas are trapped by rising costs

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Matt Theedom, managing director of the Devon Cricket Board, said around 50 per cent of clubs in the county had chose to return the teas and those that did not usually struggled with a lack of volunteers. “Most clubs don’t run them because … Read more

Europe’s new Ulez schemes threaten chaos for British tourists – and £1,500 fines

Europe’s new Ulez schemes threaten chaos for British tourists – and £1,500 fines

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Europe’s new Ulez schemes threaten British tourists with chaos – and £1,500 fines. MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE

The council, which is conducting a four-day-a-week experiment, ordered a halt

The council, which is conducting a four-day-a-week experiment, ordered a halt

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The intervention comes ahead of the publication of new government guidelines urging local authorities not to introduce a four-day working week. It is understood that all councils will receive a report from Westminster outlining the reasons why shorter weeks are not feasible. Among … Read more

BBC license fee loopholes: how to pay less for your TV licence

BBC license fee loopholes: how to pay less for your TV licence

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In the age of internet streaming services, the British TV subscription is a dinosaur. First introduced in 1928, the levy generates most of the BBC’s income and is used to pay presenters’ salaries and fund news and entertainment programmes. The cost of a … Read more

Private school fees are now the biggest expense for wealthy older people

Private school fees are now the biggest expense for wealthy older people

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Average boarding fees have now reached £39,000 and make up 56 per cent of what households take home in the 10 richest countries, up from 41 per cent in 1997. Daily fees jumped from £7,199 to £15,654, meaning that fees now represent 23.7 … Read more

‘My father-in-law gave us £50,000. Now he wants it back (with interest) – is that fair?”

‘My father-in-law gave us £50,000.  Now he wants it back (with interest) – is that fair?”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, When I spoke to you on the phone, you mentioned that you didn’t find out about this loan until you had already applied to start contributing to your partner’s mortgage – and that wasn’t exactly a welcome surprise. Not only does … Read more

How to get access to the best airport lounges using Priority Pass, Amex and more

How to get access to the best airport lounges using Priority Pass, Amex and more

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Amex isn’t the only credit card option for airport lounge access. For example, Mastercard has an agreement with LoungeKey – a network of lounges around the world. No membership card required, just show your credit card. The Santander World Elite Card costs £15 … Read more

England goalkeeper’s gloves sold for £30,000 at memorabilia auction

England goalkeeper’s gloves sold for £30,000 at memorabilia auction

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Goal keeper – racketwho was banned from international cricket for three years after playing on the first rebel tour of apartheid South Africa in 1981, effectively ending his career, recalled some of his favorite moments from his playing days. His favorite goal was … Read more

Welcome to the world’s first net-zero cruise – with fewer stops and dirtier linens

Welcome to the world’s first net-zero cruise – with fewer stops and dirtier linens

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Bio-LNG, meanwhile, must first be stored as a heavy liquid before being converted to gas on board. It is also more expensive to produce than HFO, as there are fewer facilities and they are smaller. Even a four-day cruise like MSC Euribia’s maiden … Read more

The Green Party’s war on cars backfires as tourists leave Brighton

The Green Party’s war on cars backfires as tourists leave Brighton

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The project failed to generate the expected revenue from visitors and defaulted in 2022 on a municipal loan taken out to cover construction costs. However, he hit back at Labor’s comments. Councilor Steve Davis, the council’s opposition leader, said there was no “black … Read more

Shopping in Tesco without a Clubcard feels like daylight robbery

Shopping in Tesco without a Clubcard feels like daylight robbery

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE From then on, when I was coming back for bits and pieces almost every day, it didn’t take long to realize that the meal deal wasn’t a one-off. Since last year, Tesco has used a two-tier pricing system for some products: one price … Read more

The most common job interview questions – and how you should answer them

The most common job interview questions – and how you should answer them

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE With unemployment near record lows, UK workers are currently in a position of strength and companies are competing for the best candidates. But competition for popular jobs can still be fierce, making it difficult to stand out from the crowd. If you’re going … Read more

Revealed: Little-known private schools that are more successful than Eton

Revealed: Little-known private schools that are more successful than Eton

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In the midst of a protracted cost of living crisis and rising mortgage rates and inflation plays havoc with household finances, families are likely to pay even more attention to school fees than usual. And tuition continues to rise—especially at larger, better-known schools. … Read more

Britain’s rarest coins – and how much they could be worth if you found one

Britain’s rarest coins – and how much they could be worth if you found one

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE To find out if you’re sitting on a pile that could make you a pitcher, ‘Scarcity Index’ from Change Checkeris a useful resource that reveals the most sought-after circulation coins in Great Britain. Kate Morgan of Change Checker said: “People have loved collecting … Read more

‘Dishonest Airbnb host scammed us out of £1,400’

‘Dishonest Airbnb host scammed us out of £1,400’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I booked an Airbnb in May for a July trip to London with my wife and two kids. We hadn’t been to … Read more

Why renting an electric car can ruin your vacation

Why renting an electric car can ruin your vacation

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE David Smallman, 77, from Hampshire, booked the petrol car at Hertz’s Newcastle Airport depot. When he arrived, he was told that they only had electric vehicles available. “Hertz has been my tenant for years,” he said. “I told them it wasn’t what I … Read more

Retirement in France: How to navigate wealth tax and inheritance rules in forced inheritance

Retirement in France: How to navigate wealth tax and inheritance rules in forced inheritance

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Now read: Retiring in Spain: How to navigate the country’s wealth tax How French tax works Anyone planning their move needs to think their financial and tax situation before they move or risk high bills. British tax-efficient investments such as Isas and money … Read more

Millions of smart meters will become obsolete shortly after a faulty deployment

Millions of smart meters will become obsolete shortly after a faulty deployment

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households are facing years of smart meter headaches as installers revisit homes to install new meters that can connect to 4G. The costs of upgrading the network will also be passed on to consumers. According to the Department for Energy Security and Net … Read more