“University was supposed to be a fairy tale, but it was a nightmare”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Next year’s graduates will miss nearly two out of five days of classes after their education was disrupted by lockouts and strikes. A student starting in September 2020 would lose 25 weeks of personal learning because of the disruption, according to the Intergenerational … Read more

Savers should stop hoarding money and invest, says city watchdog

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Savers must stop hoarding so much money and invest it in the stock market instead, the city’s ombudsman has urged. The Financial Conduct Authority warned that many consumers are “likely to experience harm”. the real value of their assets falls towards “potential to … Read more

‘NHS error in care cost us £250,000’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Thousands of families are having to sell their homes and cut into their inheritances because the NHS wrongfully denied free care to seriously ill relatives. It is now being forced to pay back millions of pounds – often years after the patient’s death. … Read more

‘We lost a third of orders after the Tories raised taxes’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Small businesses used to be the backbone of the British economy. But the reality increasingly involves sleepless nights, relentless anxiety and overburdened bank accounts as inflation is destroying British entrepreneurial dreams. Many endured months of shutdowns, then faced rising wholesale prices, big jumps … Read more

Cash-strapped shoppers are turning to loans to finance Black Friday spending

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cash-strapped shoppers have turned to credit cards to pay for Black Friday deals as they grapple with the cost of living crisis. Banks and major retailers say shoppers are spending more on loans than usual. Barclays said it saw a 4.9% increase in … Read more

Do British strikers really deserve a pay rise?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Industrial action is hitting hard this winter as teachers, postal workers, railway workers and nurses across the country vote to walk out. The wage increase was at the center of disputes, while union representatives are scrambling to help workers cope with the rising … Read more

“British Gas kept misleading me when I claimed payment for solar”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When Peter Brown installed solar panels on his Northumberland home in August 2021, he hoped to recoup his investment in less than a decade, by selling energy back to the grid as part of the government’s Smart Export Guarantee. Despite skyrocketing energy bills, … Read more

Share your old-fashioned home heating tips and save money at the same time

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It seems like you’re hardly moving these days for energy and heat saving tips as winter approaches and the nights get colder and colder. With the typical household bill now capped at £2,500 a year, it’s never been more prudent to stay warm … Read more

M&S and Morrisons are stockpiling eggs as farmers warn shortages could last six months

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Farmers were warned the egg shortage could last until next summer as M&S and Morrisons became the latest supermarkets to restrict the sale of boxes in their stores. Supermarket giants joined in Tesco, Asda and Lidl in limiting the number of eggs customers … Read more

Log burners are sold out as homeowners prepare for winter power outages

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wood stove are disappearing from sale as desperate households look for old-fashioned ways to beat them energy crisis. Manufacturers have warned that the recent increase in demand, coupled with production backlogs due to Covid, means that certain models will not be available until … Read more

Wood stoves are sold out as families look for ways to stay warm

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wood-burning stoves are disappearing from sale as desperate households look for old-fashioned ways to cope energy crisis. Manufacturers have warned that the recent increase in demand, coupled with production backlogs due to Covid, means that certain models will not be available until next … Read more

“We’re always collecting World Cup stickers – our collection is worth £7,000”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When asked about the size of their sticker collection, the self-described “couple of football collectors” said it was “uncountable”. When pushed, Euan Kane, 36, put the number at “around 5,000”. With the resale price of used shirts or balls in the four figures, … Read more

Christmas mail must be sent before the end of November to beat strike chaos, experts warn

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Christmas cards and gifts should be sent by the end of this month to avoid delays due to Royal Mail strikes, experts have warned. Millions could see their deliveries disrupted new strike days are announced by the Communication Workers’ Union December, including Christmas … Read more

In less than an hour, Jeremy Hunt delivered the death sentence on the aspirations of a generation

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE And there is no escaping the tax onslaught. We are now at the mercy of inflation, with frozen thresholds for everything from income to inheritance. It is a pincer for our wages and our wealth. Inflation was harmless at around 1 percent when … Read more

Tesco is rebranding its discount food to avoid putting off shoppers

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The renamed “Reduced Price” section will “offer reassurance that these products are just as good” as those that are not discounted, the retailer said. Tesco is offering fresh produce such as salads, meat, bread and sweet treats that are close to their use-by … Read more

Ofcom tightens rules after 41 million phone number fraud attacks

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ofcom’s Lindsey Fussell said: “Spoof calls and texts are a major source of fraud and pose a clear and present danger to every phone user. Criminals are becoming more and more sophisticated and it is easy to catch you with a scam.” Telephone … Read more

Tesco website crashes due to 290,000 queues for Christmas delivery

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco shoppers were forced to wait in a queue of more than 290,000 people as they tried to book an appointment for a Christmas delivery at the supermarket. Tesco’s website crashed this morning after customers waited hours to book a prized delivery slot … Read more

‘They are charging me for the old owner’s energy and threatening me with bailiffs – what should I do?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear ask a lawyer, My husband and I bought our first house twelve months ago. The process was arduous, not least because the vendors were terrible to deal with. They were divorcing and therefore we felt that they wanted to get the most … Read more

How fraudsters are now taking advantage of cashless parking

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fraudsters take advantage the rise of cashless parking lots by fooling drivers who try to pay with a mobile phone. They are bikers they increasingly have to use their phones to pay for parking as the machines that accept cash disappear. Drivers now … Read more

“Gas prices don’t worry us – we produce energy ourselves”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Knoydart Peninsula in the Scottish Highlands is so isolated that it is completely cut off from the national grid. This once proved to be a real headache for residents who were lucky enough to have electricity supply for more than four or … Read more

Where to find Christmas holidays at the ‘best deal’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Couples looking for a winter getaway should turn to Eastern Europe this Christmas, where the cost of the cheapest city holidays has barely budged since the pandemic, a Post survey shows. The Latvian capital Riga topped the list of budget destinations for the … Read more

Phone companies that fail to block fraudulent messages should be prosecuted, Lords urges

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Phone companies that allow customers to be inundated with messages and calls from scammers should be prosecuted, a House of Lords committee said. The UK has become a “lucrative market” for international criminals who do not fear justicefound a report published today. He … Read more

“Hit and run Range Rover bump will add 50pc to my insurance”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I parked my car next to Wimbledon Common and came back to find a note from two good Samaritans under the wiper. … Read more

Vacationers in the dark charge over €7 for a visit to Europe

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nine out of 10 British travelers are in the dark about a new EU scheme that will they are required to pay €7 per person to visit most European countries. A new report has warned that few people know about the upcoming charges, … Read more

We can’t afford a triple lockout and pay rise for nurses – but there is a solution

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Not everyone can have a pay rise that solves all their worries about the cost of living crisis. Not doctors, teachers, train drivers and not even our esteemed nurses. But the Conservatives still seem intent on sticking to their staggeringly expensive triple lock … Read more

Car finance deals fall to 12-year low as drivers feel the squeeze

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Drivers have shied away from new car leases due to concerns about high inflation and skyrocketing interest rates. A report by the Finance and Leasing Association, a trade body, found that the number of cars bought with finance has decreased in September by … Read more

‘I spent £500,000 on my Ferrari’: Inside Britain’s battle for personalized number plates

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When John Collins put down the phone after a license plate auction in 2014, he felt a sudden wave of buyer’s remorse. “Damn it, what are you doing?” he thought minutes after bidding £518,000 for a 25 O registration, setting the record for … Read more

Thanks to Putin and bird flu, the cost of the Christmas turkey has skyrocketed

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families could pay 20 percent more for their turkeys this winter as farmers suffer worst Christmas preparations in 50 years. Costs have risen due to soaring energy and feed bills, while widespread culling forced by bird flu has further eroded profit margins. Manufacturers … Read more

Britain’s newfound obsession with deep fryers won’t spare a penny

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This brings me to another unpopular prediction about the fryer, which I’m afraid to say I’m even more convinced of than the first. Far from being the antidote to the cost-of-living crisis, as the narrative heavily promoted by salespeople suggests, buying a deep … Read more

Millennials are more likely to fall for scams than retirees—but they’re too arrogant to realize it

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Younger adults are twice as likely become a victim of fraud like the older generation because of their overconfidence in the Internet. People under the age of 34 are most susceptible to pressure tactics used by scammers and are willing to share their … Read more

Where public administration fails, Britain

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Standards have plummeted across government institutions as tens of thousands of civil servants avoid office work every day, more than a year after England was finally locked down. As public complaints mount and covid backlogs persist, some of the largest wards are barely … Read more

Half of drivers need financial support to keep their cars on the road

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Half of motorists will have to borrow money or ask family and friends for help to keep their cars on the road this winter, a new survey has found. The annual cost of driving a petrol car has increased by £272 from September … Read more

Families face four-month wait for inheritance as DOJ delays mount

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Charities have called for an overhaul of the Ministry of Justice as growing delays leave grieving families waiting four months for inheritances. Critics say the reliance on paper-based systems, which are slow to process, has caused great hardship for bereaved families. This newspaper … Read more

British Gas should be banned from installing pay-as-you-go meters, MPs say

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite the government implementation of the energy price guarantee, millions of households are at risk of falling behind on their bills this winter, with bills set to be 64 percent higher than last year. Energy providers can install a pre-paid meter if any … Read more

The restaurant “Press for champagne” banned my friend who is breastfeeding

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, A close friend of mine recently had a baby and I booked her and a group of our friends out to a … Read more

‘Nothing Turns You On Like An Old Singer’: Drivers Relive Their Youth And Turn A Profit

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It might look more at home in a museum than a garage, but drivers are willing to pay more than £15,000 to turn a 30-year-old Peugeot 205 into their family car. Peugeot stopped making classic cars in 1999, but the value of the … Read more

Banks that failed customers during the pandemic had to pay back £12 million

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Almost 60,000 borrowers have been paid a total of £12m in compensation after being forced to meet “unaffordable” mortgage and loan repayments and high bank fees at the height of the pandemic. The city watchdog has warned that payment plans for struggling households … Read more

‘Net zero’ energy scams double as trading standards warn of wave of fraud

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households have been bombarded with calls offering bogus green home improvements, Trading Standards has warned, as fraudsters try to take advantage of the push towards ‘net zero’. Data from 10,000 call blocking devices showed an 85% monthly increase in fraudsters offering bogus grants … Read more

What will the biggest interest rate hike in 33 years mean for your money?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But while rising interest rates are bad news for borrowers, it should be good news for savers – if banks increase savings rewards in response. The latest data from the Bank of England showed the “effective rate” for new mortgages jumped 0.29 percentage … Read more

Jeremy Hunt should scrap misleading ‘cap’ on care costs – saving £1.2bn a year

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Any money used to pay fees from government benefits – such as Income Support, Care Allowance or Pension Credit – does not count towards the cap. Also nothing that relatives pay as an allowance – extra money to improve conditions for the person … Read more

Diesel prices rise by 10p per liter in a month

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Motorists have suffered another blow as diesel prices have risen by 10p a liter in the past month, pushing the cost of filling up the average diesel car in excess of £100. The price of a liter of diesel rose to 190.49 p … Read more

‘My mother has already given my brother his inheritance but she is not changing the will – what can I do?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, My mother is 90 years old and a widow. She has three children and made a will in which everything is divided three ways between me and my siblings. Since mom made the will, my brother got divorced. His mother gave … Read more

Thousands of divorcees are being forced to pay 10 percent more as inflation rises

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Turner said the jump in payments would create pressure already strained household finances. “While statutory maintenance orders are typically in the range of £500 to £1,000 a month, a 10% increase to this is potentially an extra £100 on top of already … Read more

‘British Gas Engineer Broke My Mum’s Water Heater And Now She’s Facing A £5,000 Bill’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, Earlier this year my father died unexpectedly, having just moved with my mother to Surrey to be closer to me and my … Read more

“I was forced out of London because I can’t afford childcare”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When Shineade Nicol-Sey became pregnant seven months ago, she and her husband thought they could afford another child. They kept the numbers down and the costs manageable. But then their energy bills skyrocketed, mortgage rates skyrocketed, and their the nursery increased the cost. … Read more

At Battle for Workers, several employers offer family support

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Employers hope so win the talent war are increasingly offering financial support or extra leave to jobseekers hoping to start a family, new data has revealed. The number of jobs offering extended leave for employees who start a family has in some cases … Read more

Made.com on the verge of collapse: what are my consumer rights and can I request a refund?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Online retailer Made.com is teetering on the brink of collapse and has stopped accepting new furniture orders through its website. The company has not confirmed whether existing orders will be affected, but customers may be concerned about what will happen if they experience … Read more

Households have 100 days to use the barcode-free stamps

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Royal Mail has urged households to use all non-barcoded stamps within the next 100 days before they expire. As of January 31, post offices will no longer accept stamps without barcodes. Royal Mail said the change would affect “everyday stamps” with a profile … Read more

‘My wife is afraid of our new toilet ‘ghostly flushing’ and no one will fix it’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, We have recently fitted a new toilet and sink which have an interconnected water system. Once they were installed we were horrified … Read more

The builders charged £20 to clean our gutters and then scammed us out of £20,000.

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, In July of this year, my partner and I were victims of a crime on our doorstep. Builders turned up offering to … Read more

British holidaymakers ‘ripped off’ by booking sites

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Travel companies are charging British holidaymakers hundreds of pounds more than foreign customers, offering “unfair prices” on UK booking sites. In some cases, travelers were asked to pay significantly more than those who booked trips from other European countries, according to the report … Read more

Why Britain’s debt-fuelled new car addiction is coming to an end

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For more than a decade, rock-bottom interest rates allowed hundreds of thousands of drivers to buy expensive cars on finance contracts. But there are now growing concerns that Britain’s spending on car finance could soon collapse as repayments become increasingly unaffordable, amid rising … Read more

‘Nobody’s getting out’: Small businesses are struggling in Jeremy Hunt’s quintessentially English constituency

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Chiddingfold in Surrey is a quintessentially English village of just over 2,000 people who all know each other. Dotted around the village green, where a tall bonfire stands ready for next month, you’ll find cozy pubs, traditional butchers, a corner shop and a … Read more

Will the new Prime Minister strengthen your finances?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The promise of a new No 10 resident has already lifted the outlook slightly after markets had been clamoring for a management change for weeks. They rallied immediately after Ms Truss’s resignation and the yield on the 10-year Treasury note, which rises when … Read more

‘My 90-year-old neighbor was tricked into insuring a non-existent satellite dish’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I am writing on behalf of our lovely neighbor, a 90 year old widow. He is in poor health and, because of … Read more

Eight million households will be late with their bills this winter

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of families will suffer financial hardship this winter as utility bills skyrocket, the city watchdog has warned. The Financial Conduct Authority said 7.8 million households faced a “heavy burden” to keep up with their bills. This is 2.5 million more than in … Read more

How ‘preppers’ insulated themselves from skyrocketing food prices

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Saudah Karangwa, from East London, began “preparing” after experiencing empty supermarket shelves during the pandemic. “When I saw the shortage and so many people panicking, I woke up,” she said. When war broke out in Ukraine in February, it stepped up its efforts, … Read more

London motorists receive £1,000 insurance premiums for the first time

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Drivers face the biggest annual car insurance premium increase five years, with the average policy in central London approaching £1,000 for the first time. Comparison website Confused.com found the average cost of insurance rising by 14 per cent to £588 a year in … Read more

“Mum had a carpe diem approach to money – but the world made her more sensible”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The cost of living is rising at the fastest rate in 40 years, along with inflation it is expected to reach 10 percent this week. Mortgage rates have not been this high since 2008, with prices now above 6pceven after the “mini-budget” reversal … Read more

How turning back the clock adds £400 to energy bills

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households could save £400 a year on their energy bills by reducing daylight savings time, according to a university study. Academics at Queen’s University Belfast found that the average household could save £1.20 a day on electricity if the clocks were not put … Read more

Winners and losers from Jeremy Hunt’s mini budget turnaround

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The new chancellor has reversed almost all of the tax cuts promised in last month’s mini-budget, denying taxpayers thousands of pounds in savings. In a statement this morning, Jeremy Hunt cut support for households struggling with rising energy bills and shelved plans to … Read more

‘My neighbour’s care is paid for by the NHS but my wife’s is not. What can I do about it?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, My wife has dementia and her vision is very poor. He requires 24/7 care and has been in a care home for a year, costing £67,000 so far. I have osteoporotic arthritis and recently moved to another retirement home. I don’t … Read more

Cost-conscious shoppers forced into veganism

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It is forcing customers to go vegan, as the prices of dairy products and meat are rising faster than plant-based alternatives. The cost of milk and milk products is up 26.7 percent compared to this time last year, according to comparison website Trolley, … Read more

Tesco bars prevent a shopper from buying a sandwich because it doesn’t have an app

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco would not sell the sandwich to the customer because he did not have the supermarket’s mobile app and was not enrolled in its Clubcard scheme. The grocery giant has come under fire after a customer complained he was only allowed to enter … Read more

Is your pension safe amid Bank of England chaos?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Why is there suddenly a problem with some final salary systems? Fluctuations in the financial markets in recent days putting their finances under pressure. The details are complex as the schemes use sophisticated techniques in conjunction with investment banks and derivative contracts to … Read more

Banks have been told to consult with customers before reducing branch opening hours

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Banks have been ordered to consult the public about the reduction in opening hours to prevent covert branch closures. The city’s watchdog, the Financial Conduct Authority (FCA), will force banks to ask local communities before reducing working hours or days, or reducing the … Read more

What do surging bond yields mean for your money?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Government bonds slipped back into chaos on Monday, as panic spread, the Bank of England’s emergency support – which had halted the market’s slide into chaos for the past week – had all but dried up. Threadneedle Street was forced to jump in … Read more

A scramble is expected for the ‘last 50p coin’ featuring Queen Elizabeth II

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The reverse of the coin shows a broadcasting mast rising from the ground in tribute to the BBC’s centenary. Last week, the first portrait of King Charles III was presented. First, a new royal image will appear on commemorative £5 and 50p coins. … Read more

Winter sun is more expensive than ever – but this destination is 10 per cent cheaper

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hoi An, Vietnam has become the cheapest destination for a winter holiday in the sun for the first time, overtaking Tokyo, Japan. The Post’s analysis found that costs in Hoi An have dropped by 10 percent since 2019, when the survey was last … Read more

I lost £400k after being referred to a Ponzi scheme by a NatWest wealth adviser.

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Your case is unusual in that, unlike most victims of scams, you were tipped off about this “investment opportunity” by a trusted NatWest employee. At common law, with some exceptions, NatWest as an employer is vicariously liable for the torts of employees if … Read more

NS&I savers without mobile phones are blocked from Premium Bond accounts

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE National Savings & Investments was charged “digital exclusion” after savers without mobile phones were denied access to their Premium Bond accounts. From July, bondholders must go through a “two-step authentication” process when accessing their account online, which requires a password sent to a … Read more

Electric cars outnumber charging points by at least 15 to one

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Electric cars now outnumber public charging stations by at least 15 to one. Figures this week revealed that there are now more than half a million electric cars on Britain’s roads. However, it is the number of public charging stations for electric vehicles … Read more

‘I made £20,000 renting out my clothes’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Karen Spencer has always loved shopping for new clothes. When she got tired of designer clothes, she often sold it on eBay to get her some money back. But 15 months ago, a friend asked her if she would consider renting out her … Read more

Why Londoners are paying more for electricity – even under Liz Truss’ new price cap

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE People living in London will pay more for their energy use than those in the Midlands or Scotland, even under Prime Minister Liz Truss’ “energy price guarantee”. Under the new tariffs which come into effect today, the typical household will pay £2,500 a … Read more

What is a recession and how to protect your savings and investments?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pressure on British households is mounting. The the cost of living crisis is hugeas rising interest rates raise costs for millions of homeowners and energy and grocery bills remain at historic highs. The Bank of England raised interest rates from 1.75 percent … Read more

Energy companies extend the deadline for the day of meter reading

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy suppliers are scrambling to avoid a repeat of the meter-reading chaos of March, when websites crashed as customers rushed to submit the readings before prices spiked. British Gas and businesses have told customers they have up to a week to submit their … Read more

Companies that offer the greatest benefits for work

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Employers are offering employees more and more benefits in addition to their salary in order to attract workers to the tight labor market and stay at their jobs. Companies looking for employees are increasingly advertising free food and transportation assistance, according to recruitment … Read more

More to come: What taxes could Kwasi Kwarteng cut next?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A pound fell to a historic low and the yield on government debt rose sharply after The Chancellor revealed the £45 billion worth of historic tax cuts last week. Seemingly undeterred, Kwasi Kwarteng suggested that his tax cuts would continue into 2024. “There’s … Read more

Energy price hikes October 1: What does the new cap mean for your bills?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE I recently made a deal – will I miss it? In response to earlier predictions that the price cap could rise to £6,616 next year, some households have signed up to fixed rate contracts to protect themselves against further price rises. But with … Read more

Families spend £2,000 more as half-term flight prices rise 42 per cent

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Guy Hobbs, of Which?, said it was unfair that passengers were being penalized with higher prices after a summer of disruption and flight cancellations. He called on the government to give the Civil Aviation Authority, the industry regulator, more powers to punish operators … Read more

The mid-term holiday crisis when prices for European getaways soar

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This means that holidays in Europe have become much more expensive, with ticket prices for popular tourist attractions now much higher in pounds than they were a few weeks ago. An adult ticket to climb the Eiffel Tower costs €26.80 – the equivalent … Read more

The falling pound is leaving families without American holidays

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pound has fallen steadily this summer and rates are 17 percent lower today than they were at the start of the Easter holidays. This means families planning a half-month trip in the US this month, it will be 210 pounds worse for … Read more

Mortgages will be £100 a month more expensive from this Friday

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Extraordinary rate increase The Bank of England would accelerate a mortgage crisis for hundreds of thousands of buyers and homeowners looking for new business. If Bank Rate rises to 3 per cent this week, a buyer buying an average £295,750 property with a … Read more

Little-known equity release terms that could cost borrowers an extra £20,000

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Demand for capital release is growing: a record £1.6 billion was unlocked based on borrowers’ home values ​​in the second quarter of 2022. While a series of regulatory changes have improved industry standards, there are still terms and conditions that can trap people. … Read more

What the fall in the pound means for your wallet

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE There could be further price increases in the UK for future launches if the dollar maintains or increases its strength. The prices companies must pay for essential ingredients will also rise, passing higher costs on to consumers. Paul Davies, chief executive of Carlsberg … Read more

‘I save money if I share childcare with my neighbours’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE ‘Doggie daycare is £32 a day’ For Karen Reid and her neighbors in South East London, caring for their dog was a challenge. She and her husband James got Lupin – a sprocker spaniel – during the lockdown, when they often worked from … Read more

Divorcing couples cannot afford to move out of their marital homes

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Estranged couples are forced to stay under the same roof and can’t afford to divorce as legal costs, house prices and mortgage rates soar. Lawyers and mortgage brokers have reported an increase in the number of spouses finding they cannot physically separate and … Read more

Fraudsters are targeting families in a new wave of energy scams

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Hart said: “Sometimes it can lead to a two-way scam where the criminal calls back later and pretends to be your bank. “They use information from the text to convince the victim that they have been hacked by a third party and … Read more

Why stamp duty cuts won’t stop the catastrophic fall in house prices

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Andrew Wishart of analyst firm Capital Economics said: “The market reaction to the announcement suggests that mortgage rates above 6 per cent are now a distinct possibility, which would make house prices more overvalued than in 2007.” Savings on stamp duty will help … Read more

What time is the mini budget tomorrow? Plus what to expect from Truss’ tax cut plans

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr Kwarteng and Ms Truss are said to be considering accelerating the 1p cut in income tax – reducing the basic rate from 20p to 19p in the pound – which is currently scheduled for 2024. Mr Sunak confirmed the move when he … Read more

What time is the mini budget today? Plus what to expect from Truss’ tax cut plans

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr Kwarteng and Ms Truss are said to be considering accelerating the 1p cut in income tax – reducing the basic rate from 20p to 19p in the pound – which is currently scheduled for 2024. Mr Sunak confirmed the move when he … Read more

What you need to do now to reduce your mortgage costs

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The lift will serve as immediate shock to borrowers with standard variable rate and tracker mortgages, of which there are a total of 1.6 million in the UK, according to banking trade body UK Finance, whose interest rates are linked to Bank Rate. … Read more

Country house owners say fuel bill support is ‘a drop in the ocean’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More support will be announced, the government said, but critics said homes now needed more assurances. Most oil-dependent households save money themselves or with a supplier to accumulate cash when oil is needed, spreading the cost over the year. But the Countryside Alliance, … Read more

How cutting the hated stamp duty could solve the country’s housing crisis

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “The Government could reduce stamp duty and tax revenue would not necessarily fall because it will encourage more migration and consequently more housing,” Mr Clougherty said. Dominic Agace, chief executive of Winkworth Estate Agents, added: “We will be encouraging people who have smaller … Read more

Energy price cap October 2022: when does it start and what does it mean?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE I recently made a deal – will I miss it? In response to earlier predictions that the price cap could rise to £6,616 next year, some households have signed up to fixed rate contracts to protect themselves against further price rises. But with … Read more

Gordon Ramsay gin advertising banned over health claims

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Advertisements for chef Gordon Ramsay’s gin have been banned for touting the nutritional value of the honeyberry ingredient. Instagram and Facebook posts for Ramsay’s Gin, seen in March, said the honey berries that made up its “botanical foundation” were grown in fields a … Read more

When is the mini budget? Predictions and what to expect from Kwasi Kwarteng predictions

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr Kwarteng and Ms Truss are said to be considering accelerating the 1p cut in income tax – reducing the basic rate from 20p to 19p in the pound – which is currently scheduled for 2024. Mr Sunak confirmed the move when he … Read more

The cost of baking Victoria Sponge goes up

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “The price of butter rose due to higher feed, transport and labor costs, while flour prices rose due to the war in Ukraine and a global drought that affected crops.” Christine Jensen of Black Box Cake, a provider of online baking courses, said … Read more

eBay bans sale of royal bracelets for hundreds of pounds

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Auction site eBay has removed ads selling bracelets to join queue to see Queen Elizabeth II lying in state after receiving bids worth hundreds of pounds. Yellow, gold and pink wristbands are issued to members of the public as they join the line … Read more

A pint of milk is now more expensive than petrol in these supermarkets

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Petrol also jumped significantly, with the latest unleaded fuel price up 30p on a year earlier, the RAC reported. While gasoline has risen in price by 23 percent over the past year, the price of milk in supermarkets has jumped by an average … Read more

Zero Net Amount Policies You Should Shred To Save Your Wealth

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British the ambition to reach net zero by 2050 has come in for a lot of criticism since the target was first announced in 2019 – not least because of the potential impact on household finances. Plans to phase out the country’s gas … Read more

‘We spent £5,000 to help us stop wasting’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When Monica McLellan talks about her spending habits, she compares herself to an addict. Two years ago, she couldn’t resist the temptation of a spontaneous trip abroad and bought more and more handbags. Earning more than £100,000 as an assistant headteacher and landlord … Read more

The Tories must draw a line under this era of populist swagger

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But the Tories must now draw a line under this era of massive public spending. Next week, new chancellor Kwasi Kwarteng has the chance to do just that with a “mini budget”. His task is to focus exclusively on growth, key to which … Read more

Homes paying thousands of pounds more for ‘green’ energy

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This is much higher than regulator Ofgem’s price cap on default tariffs, which is expected to rise from £1,971 to £3,549 for a typical household next month. Homeowners are also paying more for green energy, even though it is now much cheaper to … Read more

The richest households will receive twice as much support as the poorest, warns the think tank

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The richest households will receive twice as much support for living costs as the poorest, the think tank has warned. Wealthier homes will receive £4,700 in gifts and tax cuts next year, compared to just £2,200 for the poorest, according to the Resolution … Read more

Homes with fixed energy contracts will have reduced bills (but better to switch)

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to comparison website USwitch, no major provider currently offers fixed tariffs due to rising wholesale energy prices. This is because when a customer signs a fixed rate contract, their provider must purchase a year’s supply of energy in advance, taking into account … Read more

Rising energy prices are forcing families to ditch their Agas

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families, once the ultimate status symbol of the middle class, are tearing up their Age as rising energy prices turn them into unaffordable luxuries. Oven removers have reported a sharp increase in inquiries from people wanting to ditch their iconic cookers after they … Read more

Older homeowners are racking up huge debt to free up equity

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Experts have warned that homeowners will rack up significant debt if they use equity release to cover rising bills, costing them thousands of pounds in extra interest. According to the provider Canada Life, one in five of those who took out a loan … Read more

Six Reasons Boomers Have It Better Than Millennials

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Housing prices doubled in real terms Average property is more than five times more expensive than in 1992, which rose from £55,166 to £286,397, according to the Land Registry. Adjusted for inflation, house prices more than doubled from £126,881 in real terms. That … Read more

Households are turning to cash to overcome the cost-of-living crisis

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Two-thirds of households used an ATM this summer as the cost-of-living crisis drove shoppers back to notes and coins to help budget. Fee-free ATMs are rapidly failing, and businesses are increasingly rejecting notes and coins, despite growing consumer demand. Two out of three … Read more

Rising bills are forcing thousands of mothers to cut maternity leave short

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Thousands of mothers were forced to cut theirs short maternity leave paying skyrocketing bills, in some cases returning to work just one month after giving birth. Families with young children are struggling to afford the rapidly rising costs of housing, energy and food … Read more

‘Don’t open the fridge’: The hilarious ways Britain has been told to cut its energy bills

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Other tips that require you to completely change your behavior are very extreme. If you fully commit to never using an oven, hob or grill again and opt for a much cheaper fryer instead, you can save up to £604 a year, according … Read more

What “Trussonomics” Means for Your Money

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families and people with higher incomes will save the most with the new prime minister’s promises of low taxes and freezing of energy bills. However, experts warn that Liz Truss can do little to protect millions of households from a significant increase in … Read more

Freezing accounts saves half the state pension from the energy sink

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Freezing energy prices will now stop household bills eating up half the state pension. Pensioners will now spend 20 per cent of their allowance on energy bills next year, less than the projected 58 percent by Liz Truss intervention to protect homes from … Read more

More than a million rural households received reduced energy prices

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than a million households will benefit from Liz Truss’ pledge to support homes that depend on fuel oil. While homes connected to the national grid have enjoyed price caps from energy regulator Ofgem, off-grid homes have so far been unprotected. About 1.5 … Read more

The government’s energy cap freeze: who are the winners and losers from the announcement

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prime Minister Liz Truss has announced plans to freeze the energy price cap. This means that the average household will pay £2,500 a year on their energy bills. Ahead of the crackdown, energy regulator Ofgem said the price cap, which limits the amount … Read more

Energy prices will be frozen – but you’ll still be paying 64 percent more than last year

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prime Minister Liz Truss froze capping the price of energy at £2,500 for two years from 1 Octoberhowever, the average household still faces paying 64% more than last winter. The cap, which limits how much energy providers can charge per unit of energy … Read more

Martin Lewis is calling for households on fixed energy contracts to be allowed to switch without penalty

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consumer rights campaigner Martin Lewis called on energy companies to allow customers to exit fixed-rate deals without paying an exit penalty. The founder of The Money Saving Expert told BBC Radio 4’s Today program that allowing customers to avoid expensive fixed rates without … Read more

ITV ditches ‘dystopian’ spin to win energy bill competition after complaints

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The daytime television show This Morning was abandoned by a a competition that gave viewers the chance to win their energy bills. The ‘spin to win’ style competition attracted nearly 200 complaints to regulator Ofcom but has now been replaced with cash prizes. … Read more

Explained: How Liz Truss’ price cap freeze could change your energy bills

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Instead, Ms Truss wants to effectively freeze the cap at £2,500, saving households more than £1,000. Does this mean I won’t pay more than £2500 for my power? Since the price cap is a limit on the average bill, customers can pay a … Read more

Young people are being punished for the persistent use of false statistics by the government

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This means that for many years pensioners have received an extra 1 percentage point on their pension, while an extra 1 percentage point has been added to the accounts of commuters and labourers. Abolishing the outdated measure will also save taxpayers billions of … Read more

‘Cut taxes and solve the energy crisis’: the five big financial problems Liz Truss must tackle

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Experts say Ms Truss should consider changing these rules to allow people to rebuild their savings when sky-high inflation passes. Savers can currently access their pots at the age of 55. Helen Morrissey, of stockbroker Hargreaves Lansdown, said: “In the current crisis, it … Read more

“My neighbors put up a monster trampoline next to our garden. Can I stop him?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It is usually difficult to enforce the rights and obligations between the individual owners in detached houses. In this sense, “An Englishman’s home is his castle,” and if he wants a huge trampoline in his dried-up moat, he can have it, whether the … Read more

“I save £60 a month by growing my own food”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than 40 per cent of British households with a garden, allotment or balcony grow their own produce to avoid higher prices in the shops, according to research by comparison website Compare the Market. Ms Hooper estimated that her veg patch saves her … Read more

Seven out of ten ATMs are threatened with closure

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Almost 70 percent of fee-free ATMs are at risk of closing or starting to charge fees as rising costs hit operators. ATM operator Notemachine has warned that funding cuts could leave companies with “no choice” but to start charging customers for cash withdrawals. … Read more

Parents will soon be paying £2,000 a month for nursery school

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nursery costs for under-twos could reach £2,000 a month in some areas, new analysis has found. According to a report by the Congress of Trade Unions, the average monthly price of full-time nurseries has risen by £3,000 a year over the past two … Read more

We are being punished for shouldering the burden on the NHS – and that has to stop

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It is after the trauma of the pandemic The NHS is on its knees in a bleak winter. Patients face a daily battle to get seen by their GPalmost 7 million people are waiting in line for treatment, delays to emergency services are … Read more

Children as young as six who are preyed upon by scammers

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sharon Davies, from education charity Young Enterprise, warned that children as young as six were increasingly being targeted by scammers. She said: “With the financial pressures of the pandemic and the increased use of social media, young people are more vulnerable than ever. … Read more

Half of home owners and drivers are paying more for insurance despite ‘loyalty penalty’ ban.

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Half of the homeowners and drivers were forced pay more for insurance this year despite the prohibition of “loyalty penalties”. In January, insurers were banned from charging existing customers more than new customers for the same policy. This ended the practice of keeping … Read more

Why rising energy bills will kill the dream of working from home

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to consultancy Advanced Workplace Associates, the average British worker goes to the office just one and a half days a week. The survey found that the average turnout in UK offices was just 29 per cent. The Office for National Statistics in … Read more

The improper installation of the heat pump cost £1,500 and three years to repair

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A furious homeowner was forced to wait three years and spend thousands on repairs after an under-qualified technician failed to install his Heat Pump correctly. David Wright had an air source heat pump installed in 2015 but the technician sent to his home … Read more

“The energy crisis is worse than the pandemic – I have to close the company”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “This is worse than the pandemic. Back then there was a lot more support and it opened up for people to live more mindfully and invest in themselves,” he said. “Now people don’t know how bad this energy crisis is going to be … Read more

‘I can’t believe they threw out her case’: Critically ill woman loses funding for her care due to Zoom calls

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE People with serious health needs are being wrongly denied free care due to a rise in NHS video call ratings, charities have warned. If someone is seriously and chronically ill, they may be able to get care paid for by the NHS through … Read more

Electric cars will be more expensive than petrol cars

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He added: “A full charge of a typical family electric SUV will cost 84 per cent more from October than under the current cap. Public charging points also have no choice but to raise prices to reflect rising wholesale costs, which will have … Read more

New parents are being hit by inflation-busting diaper prices

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families have been hit by price rises that have far exceeded the rate of inflation for key baby products such as nappies and wipes. Parents faced cost pressures from all sides, such as grocery store and energy prices continue to rise. And while … Read more

“I’m fleeing to the Algarve for the winter to avoid Britain’s sky-high energy bills”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He pays £800 a month to rent a room in a shared house in Clapham. When she was in the Canary Islands last winter, living independently in an Airbnb cost her £700 a month. Ms Pintye said landlords were offering big discounts to … Read more

The complete guide to reducing your energy bill

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE These calculations were made using the new energy price cap for October and forecasts for January and April from analysts Cornwall Insight. Quick cheat There are simple habits and tricks that can collectively reduce your energy bill. Lowering your thermostat by just one … Read more

How to protect your money when energy bills and inflation rise

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The ability to generate electricity from renewable sources at home will become more valuable than ever if the gloomy predictions of a price cap become reality. Households with money to invest in green improvements are expected to reap the benefits in the form … Read more

This is not an attack on pensioners – but do they really need another helping hand?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Faced with a terrifying update energy price ceilingthere’s a good chance conservatives will feel they have no choice but to come up with another one Covid style multi-billion pound aid package. Boris Johnson’s government has earned a reputation for splurging hundreds of billions … Read more

How to cut energy costs with these top kitchen tips

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Refrigerators and freezers that are on 24/7 are among the most energy-wasting items in your kitchen. Older fridge-freezers can cost up to £500 a year, although new ones can cost a tenth of that, according to the Center for Sustainable Energy. But the … Read more

NS&I doubles interest on green bonds – but leaves some investors locked into ‘miserable’ rates

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE National Savings & Investments has doubled the interest rate on its “green” savings bonds for the second time this year, but more than £288m will be trapped in rock-bottom rates. The government-backed bank has increased the amount it will pay from 1.3% to … Read more

Who needs a university? The highest paying apprenticeship

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE While students must paying through the nose for their degrees – and saddled with debt for decades – apprentices can earn tens of thousands while learning on the job. The average apprentice earns £16,673 a year, according to analysis by CV-Library, a recruitment … Read more

Households need £1,000 of help to survive winter, warns think tank

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households will need £1,000 of help to survive this winter’s energy bill disaster, campaigners have told the government. Consumer group Which? he urged ministers to more than double theirs £400 living expenses payment to £1,000 before October when households average annual bills will … Read more

Why are your energy bills skyrocketing and what could Britain do to stop it?

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This is because the cap only caps the rate at which you’re charged and doesn’t cap your annual bill, meaning you’ll still pay more if you use more energy. The cap does not apply to fixed rate deals, for which offers are now … Read more

‘My boyfriend’s tropical fish cost a fortune – can I make him get rid of them?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear moral money, I currently live with my boyfriend in a rented one bed flat in South London. We don’t have kids, but he has a tank full of rare and expensive fish that he had before I moved in with him. He … Read more

“My uncle promised to look after us but left everything to animal charities – can we challenge that?”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Such a payment will require convincing evidence as to why it is morally justified, but even if you do not seek or agree to it, charitable beneficiaries of wills are usually very happy to hear from family members and will want to know … Read more

Students “will have to rely on their parents” as the cost of digging out exceeds the loans

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE University students will be forced to rely on parents and part-time work while living away from home this year, with support loans expected to fall well short of rental costs. Experts have warned that young adults are facing “incredibly difficult times” as they … Read more

Shoppers are missing out on the best deals due to ‘confusing’ supermarket prices

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco offered up to 17 different sizes of Coke with prices ranging from 11p to 50p per 100ml. A customer buying four 250ml bottles would pay £5 or 346 more than buying a 1.5 liter bottle for just £1.68. At Morrisons, which? found … Read more

Sony faces £5bn lawsuit over claims it ‘rip off’ PlayStation gamers

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sony is facing a £5bn lawsuit over claims it “rip off” PlayStation customers by charging a 30% commission on online video games. The class-action lawsuit against the Japanese company is filed by former Which? director and consumer rights expert Alex Neill, who said … Read more

A rise in energy bills is the equivalent of adding 9p to the income tax rate, the supplier warns

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But Greg Jackson, chief executive of Octopus Energy, said British customers were being asked “to pay the price for the gas that Putin is weaponising”. Speaking on the Today show this morning, Mr Jackson said: “You cannot expect energy buyers or retailers to … Read more

Four million pensioners forced to fend for their families

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Four million retirees have been forced to fend for younger family members this year as the cost-of-living crisis wipes out household budgets. More than a third of retired people, representing 4.3 million pensioners, have given thousands of pounds to family and friends in … Read more

Parents in turmoil as hundreds of after-school clubs face closure

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nearly 700 breakfast and after-school clubs have been forced to close in the past year, with hundreds more threatened with closure. Parents fear they will be forced to cut back on working hours when children return to school next month. Campaign group Pregnant … Read more

Homeowners suffer £200 a month mortgage hike as interest rates near 10-year peak

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Homeowners have suffered a £200-a-month increase in their mortgages as interest rates near a 10-year peak. According to analyst Moneyfacts, the average interest rate on a two-year fixed-rate mortgage hit 4.09 per cent, the highest level since February 2013. The higher borrowing costs … Read more

One million households do not receive support for living expenses

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than a million households could lose their £150 council tax refund amid fears taxpayers who don’t pay local council tax by direct debit are being denied government support. Families paying council tax in other ways, such as by cheque, have not received … Read more

Homes at risk from heatwave and hosepipe bans cause squatting claims to triple

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Scorching heat and reduced rainfall this summer have led to a rise in subsidence cases, amid fears the pipe ban has exacerbated structural problems with properties. LV, one of Britain’s biggest home insurers, said claims in the first two weeks of August were … Read more

‘We have to change or we’ll end up like milkmen’: how ice cream vans battle melting profits

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite the record-breaking temperatures that lured excitable children (and adults) into ice cream vans this summer, the British icon is in for a meltdown. The cost of milk has risen and van owners who have to keep the vehicle running to run their … Read more

‘Buy now, pay later’ companies have warned against misleading ads using social media stars

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The regulator said some ads still promote the benefits of buy-now, pay-later without warning that they risk debt, bad credit ratings and late payment charges. All ads in this sector must be approved by a company authorized by the FCA, which has amended … Read more

Why rising energy bills will devastate your income a lot more than you think

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Under the current price cap, it costs around 4p to boil a kettle. Assuming you boil the kettle three times a day, it will cost you £17.66 in the first three months of the new price cap. Lights and desktop computers, meanwhile, use … Read more

A-level results day 2022: Clear universities that will get you the best paying jobs

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cleaning she became a vital and successful path for students to find postgraduate courses – but it’s important to know which university to target. The starting salary of a pure graduate can vary by up to £27,000 depending on which university they attendaccording … Read more

Students ‘sleepwalk’ into financial ruin

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prospective students ‘sleepwalking into crisis’ as living costs skyrocket and government loans default keep up with inflationleaving a £1,000 black hole in their finances. More than 425,000 people were accepted onto university courses today as students across the country received their A-level results. … Read more

The best paying jobs you can get with just an A level

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Although not listed on Indeed, the Metropolitan Police pays non-degree recruits £31,500 a year as a starting salary, rising to £33,000 and £34,000 after a probationary period. This was shown by the data published by the State Statistics Office real wages fell by … Read more

“We took £20,000 out of our home for our daughter and the mounting debt is unrelenting”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of over-50s who plan to help their children onto the property ladder by turning their home into an ATM could be hit by rising interest rates. More than five million people are considering taking money out of their real estate to help … Read more

The death of cash is approaching as only one in 20 transactions will use notes and coins

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Only one out of every 20 transactions will be made with cash by 2031, banks warn. shoppers spend using plastic rather than notes and coins. In 2010, 56 per cent of all payments were made in cash, but this figure fell to 15 … Read more

We need a law to protect cash before it disappears forever

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When was the last time you used cash? Along with checks, passbooks and bank branches, cash is for many a technology of yesterday. According to RSA research published earlier this year, we now know how many people in the UK are completely digital … Read more

Drivers face a double-digit rise in train tickets

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rail commuters will face double-digit fare hikes in the New Year, leaving commuters hundreds of pounds out of pocket. The government usually increases train ticket prices by a level of the retail price index inflation plus 1 percentage point each January. Based on … Read more

Three things you must do today to beat inflation

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households are bracing for a longer period of high inflation and further interest rate rises after the Bank of England governor warned that Britain would face faster and steeper price rises than rival countries. Andrew Bailey said he will play more to tackle … Read more

‘My best friend wants me to spend £3,000 on a hen – can I say no?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear moral money, My best friend is getting married next year and wants a hen do in Las Vegas. She had always planned to go there for her 30th birthday, but the pandemic scuppered that plan and now she wants 12 friends to … Read more

Savers should be allowed to raid Lifetime Isas, their inventor says

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Savers should be able to raid their lifetime Isa without incurring it high penalty in the face the cost of living crisissaid the expert who came up with the idea for the bills. The fee for early access to cash in Lisas prevents … Read more

Royal Bank of Scotland has been voted the worst current account provider in the UK

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Newer banks Monzo and Starling Bank came in joint first place, with 81 percent of users saying they would recommend them. Starling Bank ranked first in online and mobile banking, with Monzo in second place. CMA’s Adam Land urged customers to change of … Read more

Inflation pushes private school education above £500,000

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families who want to provide their children with an elite boarding school school education face to pay over half a million pounds as fees rise. The Council of Independent Schools, which represents more than 1,300 private schools in the UK, said its members … Read more

Christian Wade: “They paid me $400,000 a year when I quit rugby and went to the NFL”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE How did you manage your rugby income? I bought a house in Coventry in 2016 for around £450,000 with a £70,000 deposit. I had a short mortgage, about 15 years, because I wanted to pay it off. I don’t buy cars; I lease … Read more

The highest paying jobs without a degree in 2022

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another best paying job does not require a degree is an ethical hacker, a position that involves investigating a company’s cybersecurity framework. Project manager roles and oil rig operational roles can also offer tens of thousands of pounds more than graduate roles. Commercial … Read more

Water companies admit that no one has yet paid a penalty for violating the pipe ban

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Yorkshire Water this weekend became the first water company in the north of England to announce a hosepipe ban, following South East Water and Southern Water in the south. Thames Water in London has said it is considering a ban. Of the rest … Read more

Why now is the right time to invest in rare watches

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE An instant investment return of almost 250 percent sounds fantastic—impossible even. But in the elegant world of luxury watchesthose who manage to get their hands on brand new rare watches can resell them for a fortune. A high-quality Swiss watch is a symbol … Read more

Devon and Cornwall are hotbeds of romance scams – and the police can’t get a handle on it

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Devon and Cornwall have emerged as hotspots for romance scams, although in some areas of Britain almost no cases result in a fraudster being charged. Rural and affluent areas are now bigger hotspots for dating scams as in many major cities. Devon and … Read more

Banks face fines for ‘inhumane’ treatment of customers

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consumer finance campaigner Mark Taber described the banks’ treatment of victims as “inhumane”. He said: “As these cases show, fraudsters target vulnerable people with savings and keep going until they have it all. Banks have a duty to prevent this, but they fail … Read more

“British Gas offered me a new contract – but it cost £16,000”

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Providers such as British Gas are acting “irresponsibly” and trying to “fool” customers by persuading them to sign up to year-long fixed-price contracts charging thousands more than the price cap, campaigners have said. New ratings are shown dramatic increases going forward, the restrictions … Read more

Royal Mail strike dates: Full list of postal services facing delays

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Royal Mail’s first strike in 13 years will halt postal services for two weeks, threaten the delivery of medical supplies and isolate the elderly. Around 115,000 Royal Mail workers will begin four days of industrial action on Friday 26 August and Wednesday 31 … Read more

New ways companies are charging you more

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Once upon a time, people going on holiday together wouldn’t have to worry about sitting together on a plane – a smart booking system would simply put them all together. But airlines are making money now they charge their customers extra for seat … Read more

Fraudsters pretending to be Ofgem in latest household fraud attack

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy customers have recently been targeted by fraudsters claiming to be from the regulator Ofgem a wave of fraud that hit households. Suppliers have warned consumers in writing that fraudsters are calling and emailing customers asking them to log in to Government rebate … Read more

‘I’ve spent thousands making my rental property energy efficient – can I raise the rent?’

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear moral money, I’m a landlord letting out a 3 bed flat in East London to young graduates. They have been living there for three years and we get along very well. They never missed a rent payment and took care of the … Read more

Royal Mail strike dates and which postal services will be delayed

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Royal Mail’s first strike in 13 years will halt postal services for two weeks, threaten the delivery of medical supplies and isolate the elderly. Around 115,000 Royal Mail workers will launch four days of industrial action on 26-31 August and 8-9 September – … Read more

Households owe a record £206 to suppliers before the winter energy price rise kicks in

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Existing debt to energy providers will immediately swallow half of Rishi Sunak’s crisis cost of living payment to households. Six million households owe an average of £206 to providers, according to price comparison website Uswitch. This is 250 percent more than last September. … Read more

Hot weather puts homes at risk of sinking

MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A prolonged hot spell this summer has led to an increase in subsidence cases, one of the country’s largest home insurers has warned. LV said the number of cases tripled between June and July when record temperatures gripped the country. Hot weather dries … Read more