consumer affairs

Free cash for parents: how to save £6,500 on nursery fees with new scheme

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Who will get free childcare? To qualify for the new two-year-old support package, all parents in a household must work the equivalent of at least 16 hours a week at minimum wage. This is to prevent those not in work from earning the … Read more

What is a recession and how do I protect my savings and investments?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ashley Webb, UK economist at Capital Economics, said: “Whether or not there is a small recession, the big picture is that we expect real GDP growth to remain subdued throughout 2024.” How to protect your money during a recession  Pay off debt and … Read more

Man wins $175m in damages after claiming exposure to Roundup weed killer gave him cancer

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A jury in the US has ordered one of the world’s largest pharmaceutical conglomerates to pay $175 million (£144 million) to a man who said he developed cancer after using the company’s weed killer. Bayer AG, the German corporation, was told by a … Read more

Sainsburys now more expensive than Waitrose for ‘the big shop’, Which? claims

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sainsbury’s is now more expensive than Waitrose for a big shop, a study has claimed.  Price analysis of a trolley of 131 items at Asda, Morrisons, Ocado, Sainsbury’s, Tesco and Waitrose found Sainsbury’s was almost £4 more expensive than Waitrose in September.  It … Read more

What is ‘net zero’, and how much will it cost you?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to the Energy Saving Trust, you could typically expect to pay between £7,000 to £13,000 to get a heat pump installed – though our guide reveals how much installing a heat pump will actually cost you. While grants are available, uptake has … Read more

What to consider before you get a new credit card

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One of the best perks of using a credit card is the protections afforded under Section 75 of the Consumer Credit Act 1974. Transactions between £100 and £30,000 are covered by the Act, which lets you raise a claim for a breach of … Read more

Hotels are cheaper than Airbnb, Which? research finds

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hotel rates were also generally cheaper in many Asian destinations. In Hong Kong, the price difference was 85 per cent, with similar findings in Singapore and Dubai. It was also revealed that it typically costs less to stay in a hotel than book … Read more

Homeowners told to check gas hobs for explosion risk

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Homeowners have been told to check their gas hobs after the first official warning of an explosion risk was issued. Some 100,000 hobs are thought to be fitted with a connector that is at risk of failing, which can cause a gas leak, … Read more

‘Illness forced me to retire early so why can I only put £3,600 into my pension?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Write to Pensions Doctor with your pension problem: pensionsdoctor@telegraph.co.uk. Columns are published weekly. Dear Becky, I really enjoy your column. Thank you very much for all your helpful insights.  I have a question about pension contributions following reading a related story.  A few … Read more

Where to buy your Spanish home from home (and avoid the crowds)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This tranche of Andalusia east of Malaga is less busy than the Costa del Sol, and while Nerja and Torre del Mar are busy resorts, buyers have been heading into the hills for a quieter and more authentic experience.  It was the views … Read more

How much it costs to skip the NHS queue and get your hip done privately

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE At £13,786, Southampton is the priciest UK city on average to have a hip operation, followed by London (£13,700), Edinburgh (£13,590), Cardiff (£13,336), Belfast (£12,999), Manchester (£12,825) and Glasgow (£12,455), according to data from myTribe Insurance.  These big differences in price between regions … Read more

How to get a £1 million home – with no income

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE While high street lenders can usually only loan up to 4.5 times the income of an applicant, high net worth individuals are not tested in the same way. It means private banks are able to consider other assets, such as stocks and shares … Read more

Vast majority of homeowners could not afford their house today

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Spending on home loans in the capital has jumped from 42pc to 49pc of average income, Halifax said, with Londoners more affected as a result of higher house prices. The average home in the Greater London area cost 9.3 times average regional earnings … Read more

Striking consultants can earn more in one night than some nurses get in one month

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This adds up to £2,152 per night, which is more than some nurses in lower pay bands receive. Nurses’ pay starts at £22,383, or £1,865.25 per month. But the average salary for a nurse following their 5pc pay rise is somewhere between £33,000 … Read more

Sadiq Khan’s Ulez risks driving up pollution outside London, experts warn

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE London Mayor Sadiq Khan was forced to expand the scrappage scheme at the beginning of August, which Transport for London says will ensure the most polluting cars are not resold outside the M25. Motorists can hand over non-compliant vehicles for scrap and receive … Read more

Home ownership is a millstone – renters should count their blessings

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Renting a property, despite the price hikes we’ve seen, still provides the sort of flexibility any mortgage-holder would dream of. Job promotions in different parts of the country can be accepted with a month’s notice when you’re renting, but if you own your … Read more

This trust offers a safer way to invest in Asia amid instability – and you’ll get a 5pc yield too

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The dominance of a small number of American technology stocks has pushed just about every other market into the shade recently, and that’s particularly the case when it comes to anything related to Asia. Fears about China, its spluttering economy and rumblings over … Read more

How to cancel your Virgin Media subscription

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cancelling a service should be straightforward, but there are pitfalls to be aware of. Broadband, tv and mobile provider Virgin Media is notoriously difficult to extricate yourself from. The company is being investigated by the telecoms regulator because so many of its customers … Read more

Virgin Media’s price rises ‘break the law’, says Which?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Concha said: “While other providers use the consumer price index (CPI) to calculate inflation-linked mid-contract price rises, Virgin Media is the only major broadband firm which will use the RPI from next spring.  RPI is currently significantly higher than CPI. It lost … Read more

Londoners buy up classic cars to dodge Sadiq Khan’s Ulez expansion

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Vintage cars can range in price, with highly sought-after collection pieces going for hundreds of thousands of pounds at auction and entry-level models starting at just a few thousand. Fondly remembered cars from the past, famed for their reliability, could offer an alternative … Read more

Families going to the seaside pay £30 for a day’s parking as charges soar

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prime parking spots on the coast have risen up to three times in price since last year’s August Bank Holiday. Families visiting Great Yarmouth face the biggest jump ahead of the long weekend, with the most expensive car park in the seaside resort … Read more

‘Selfish next-door neighbour killed my plants. Can I sue?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Eileen, It never fails to surprise me how unthinking some neighbours can be. Bad behaviour does not always equate to unlawful behaviour, but in this case I do think you have legal grounds for taking this further, if so you wish. Unless … Read more

The Cornish hamlet fighting back against net zero with vegetable oil

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Andrew Stevens, was quoted £30,000 to install a heat pump in his 1960s detached house. His home is not as old as others in the area – and is equipped with cavity wall insulation and UPVC windows.  But at the moment, he says, … Read more

Blue badge holders hit with Ulez charges despite exemptions for the disabled

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Pensioner Rosemary Reynolds, from Hornchurch, Essex, is one of the blue badge holders who faces being hit with the charge as the scheme expands on August 29, despite suffering from a back condition known as “spinal stenosis”. Last year she was also found … Read more

‘Everyone has the right to order a pizza without being asked for sex’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Companies can be fined up to £17.5m or 4pc of their global turnover if they are found not to be properly enforcing data protection rules, the ICO said.  Employees taking contact details that have been provided in confidence to a business to provide … Read more

Scotland to suffer worst house price slump of all UK nations

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Houston said: “Scotland is more reliant on public services sectors, which aren’t forecast to grow very fast. The key sectors that we forecast to drive growth will be the business services sectors and information and communications. Scotland has a smaller share of … Read more

‘I gave up the City to work in an art gallery – finally there’s no back-stabbing’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite taking a salary drop to take on the new role, Stacey says the flexible hours have allowed him to spend more time with his family, and found he didn’t need to chase money as much as he used to.  “There is a … Read more

The best student discount schemes – and whether they’re actually worth paying for

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE How do I get a student discount card, and are they free? A student card can be a great way to unlock a wide range of discounts.  Totum is one of the biggest and most popular schemes.  While it is possible to get … Read more

‘Can I help my sons with their mortgages – and avoid a hefty capital gains tax bill?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE You are correct in saying that a transfer of a cottage to your husband will not trigger CGT. The rules say that transfers between married couples (and civil partners) take place at no gain and no loss. Note that your husband would take … Read more

The wealthy ‘golden visa’ British expats oblivious to the inheritance tax threat

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE David Lesperance, a tax expert who advises wealthy expats, said: “I have spoken to dozens of British expats that moved to Dubai that weren’t aware, or weren’t told beforehand, of this issue. “If someone in this circumstance dies, HMRC tells the executors of … Read more

How the wealthy are using American-style ‘stagers’ to sell homes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wealthy homeowners are increasingly turning to American-style “stagers” in order to attract buyers in the sluggish property market.  Property staging has long been popular in the US, featuring in Netflix series Selling Sunset, but is a newer phenomenon in the UK, with one … Read more

Are you part of the landlord exodus? Here’s what you should do next

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He said: “To count as a holiday let, the property must be fully furnished and available for let for at least 210 days of the year. “There are also varying regional restrictions to take into account, such as in London, the fact you … Read more

‘My wife’s pension is stuck in a failed firm – and she’s still paying the financial adviser that put it there’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Write to Pensions Doctor with your pension problem: pensionsdoctor@telegraph.co.uk. Columns are published weekly. Dear Becky, My wife has a pension with Hartley Pensions, which was placed in administration in July 2022, in circumstances that have never really been made clear to me. This … Read more

Asking prices for homes plunge to lowest level in five years

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tim Bannister, of Rightmove, said: “Homes that are priced right the first time, rather than priced too high only to be reduced later, are not only more likely to find a buyer, but more likely to find a buyer quickly. “This supports local … Read more

NHS to slip cancer warning labels into Morrisons’ pants and bras

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE David Scott, Corporate Affairs Director at Morrisons, said: “The new care labels on our crop top bras and boxers urge people to get to know their bodies so that they can more easily notice changes and to contact their GP practice sooner if … Read more

‘I’m spending £1,000 a month to heat my home – is a heat pump the answer?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The roof space has undergone changes and has been converted into an occupied space. It is well insulated using Celotex which can be seen in the rafters. Due to the area not having any gas supply, there is very little in the way … Read more

HMRC pays over £500,000 to tax snitches

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE HM Revenue and Customs (HMRC) paid £508,500 last year to whistleblowers reporting their ex-spouses and former employers for tax fraud. Over the last five years, payouts to informers have jumped 75pc, according to data obtained in a Freedom of Information request. HMRC asks … Read more

How to embrace The Repair Shop spirit to fix your belongings – while saving money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Online video tutorials can offer useful advice for those who want to fix their items themselves – however, if you’re really not sure what you’re doing, bear in mind that figures from Aviva suggest that up to half of those who have a … Read more

‘Cruise company refused to change my booking after mum’s cancer diagnosis’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has a company treated you unfairly? Our Consumer Champion is available to help. For how to contact her click here. Dear Katie, Last year I booked a week-long Scandinavian cruise on the Sky Princess for myself, my sister, and my parents. My parents … Read more

The little-known inheritance tax schemes that won’t end up in a court case

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But these schemes were never approved by HM Revenue and Customs. There are plenty of other schemes and loopholes out there, however, which are recognised as a legally valid way to avoid the dreaded charge. Here, we outline five arrangements, which tax advisers … Read more

Why now is the perfect time to downsize

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “As always tax should be considered, if the funds are not sheltered correctly much of the return can be lost. “We would always recommend taking advice when investing surplus funds to make sure the investment strategy is directly aligned to your objectives,” said … Read more

£45m owed in power of attorney refunds – but the only way to claim is by post

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hundreds of thousands of people who were overcharged when registering for power of attorney have yet to claim £45m owed to them by the Government. Where claimants could once file for a refund online, the only way to do it now is by … Read more

Forget France and Spain: these are the best places to buy a holiday home

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another Balkan option, the popular holiday destination of Croatia offers dozens of islands an easy hop from the medieval city of Split and its international airport, or the Venetian-influenced Istria, accessed via Pula Airport. It’s especially popular with central European families for whom … Read more

The English county where premium property is defying the house price slump

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The upper end of the market includes homes with a view of or, better still, direct access to the water. Irwin estimates that a pretty view will add around 20pc to 25pc to the value of a property, while those that front on … Read more

Women born in 1950s die while waiting for state pension compensation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Parliamentary Ombudsman, the government watchdog, ruled in 2021 that the Department for Work and Pensions had failed to provide clear communication around state pension age changes. However, it is yet to publish any recommendations for redress. Angela Madden, who leads the “Waspi” … Read more

‘Flawed’ energy bills support for off-grid homes meant four in five missed out

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Simon Francis, coordinator of the End Fuel Poverty Coalition, said: “This catastrophic failure in the scheme, designed to help people stay warm last winter, left many who were in fuel poverty living in cold, damp homes. “The health impacts of living in such … Read more

Why baby boomers will pay billions more in the Tory inheritance tax heist

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Meanwhile, economists at the Institute of Economic Affairs, a think tank, believe it could hit 60,000 families by 2033.  Calculations carried out by BestInvest, on behalf of Telegraph Money, suggested the Treasury could net up to £90bn over the next decade if the … Read more

Disabled drivers left without blue badges because of council staff working from home

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE East Sussex County Council denied that remote working was causing delays for blue badges, saying that it was “not a contributing factor” in a statement. However, in a letter seen by The Telegraph, the council wrote to Mr Kuhrt this month saying it … Read more

War on landlords pushes record numbers to sell up

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Just 8pc said they planned to increase the size of their portfolios. Experts say it is exacerbating an already spiralling rental crisis. Ben Beadle, chief executive of the National Residential Landlords Association, said: “The Government must reverse its damaging tax hikes on the … Read more

Italy turns to cheesy chips as producers microchip parmesan in bid to fight off fake versions

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Italian parmesan producers are putting microchips in their cheese in a bid to fight off counterfeiters earning billions of euros from copycat versions. In a marriage of centuries-old tradition with cutting edge tracking technology, the consortium that governs the tight-knit world of Parmigiano … Read more

Rise in dog flaps could leave homeowners uninsured

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A boom in pet ownerships risks fuelling a surge of home insurance invalidations, as large dog flaps increase the risk of burglary, experts have warned. There were nine million pet dogs in Britain before the pandemic. By 2022, the figure had risen to … Read more

Why Gen Z could be the first to lose their state pension

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Maxwell Marlow, of the Adam Smith Institute, a think tank, said: “Young people are often criticised as wasting our money on avocados or Netflix. But the reality is that most of our taxes go towards spending on the elderly. “The unfunded state pension … Read more

Banks must offer cash within three miles of your home

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than 95pc of the population already live within one mile of an ATM according to the Payment Systems Regulator, and 99.7pc within three miles, so the new regulations appear to be targeted towards protecting that level of access in the face of … Read more

Surge in Hong Kongers buying up British homes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sutton, south London, has proved a particularly popular destination for these buyers – the main attractions being a string of good quality schools in the area, including Sutton Grammar and Nonsuch High School for Girls, as well as relatively affordable house prices and … Read more

Birmingham’s version of Ulez ‘increasing delivery costs for businesses’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Business owners in Birmingham told the BBC that the CAZ had increased their costs. One resident said: “I ordered something to my shop, first question they asked me was if I was in the zone or out – once you say I’m inside … Read more

Borrowing books from your children could trigger inheritance tax bill

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It comes after experts warned the same rules meant parents gifting their homes to dodge death duties risked tax bills just by making regular visits to see their grandchildren.  More than 2,000 families have fallen foul of the rules over the past five … Read more

Men prefer office working – to get away from their wives

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Men are twice as likely as women to go to the office to avoid their families and steal stationery, a survey has found. Nearly a quarter of respondents to a survey gave “getting away from family” as a reason for going into the … Read more

The ultimate guide to funding your children’s university education

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, with interest rates currently high parents could be better off investing the money or putting it into a savings account for their child to use at a later date. For example, as a downpayment on a house.   “Saving in an Isa, even … Read more

How to help your child be a student landlord and earn £6k a year at university

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE With a parental guarantee, and assuming you secure a 10pc deposit mortgage at a typical rate today of around 7pc, would make repayments about £2,300 a month.  The interest element of this is £23,300 so the mortgage balance would reduce by about £4,300 each … Read more

Families face inheritance tax trap after landmark legal case

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In Mrs Elborne’s case, HMRC disagreed that her property, and the value of the loan debt, should be deducted from her estate for IHT purposes.  This decision was upheld by a first-tier tax tribunal, meaning the family now face a potential tax bill … Read more

Commuters face £8,000 annual rail fares for first time

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Those commuting from Brighton face bills rising by around £400 and past £5,000 for the year for the first time, assuming another 5.9pc rise in 2024. Those travelling to the capital from Ashford in Kent face paying £6,000 for the first time, with … Read more

Here’s what you need to do after your personal data is breached

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Data breaches are on the rise and they are a big business for criminals seeking to defraud you of your hard-earned cash. The victim count of data breaches in 2022 was 422m, up from 268m the year before, according to the Identity Theft … Read more

London house prices fall for first time in four years

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In June, Nationwide reported a 4.3pc year-on-year decline for London house prices, while the surrounding Outer Metropolitan region saw a 2.9pc fall. Jamie Lennox, director of brokerage Dimora Mortgages, said the ONS data may not reflect “what is going on in the trenches within … Read more

Thousands more to be dragged into highest tax band in £1.1bn stealth raid

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE An extra 10,000 higher earners will be dragged into the top tax band because of rising wages, economists say.   Some 310,000 higher earners will be pushed into the 45p tax bracket next year, forking out an extra £1.1bn in tax, according to … Read more

More fraud on Zuckerberg’s Meta than robberies, burglaries, homicides and knife crimes combined

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Banks are only likely to reimburse victims if they can prove that the bank should have flagged the fraudulent payments. Santander, Barclays, Lloyds, Nationwide, TSB and NatWest have criticised Mark Zuckerberg’s Meta for not doing enough to stamp out scams and protect users … Read more

Rail fare rises to be capped below 9pc

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE An annual ticket for the same travel could go up to £5,114 from £4,744, if fares increase in line with earnings growth. Of this year’s announcement, a Department for Transport spokesperson said: “Following last year’s biggest-ever government intervention to cap rail fare increases … Read more

The best pension providers for every type of freelancer

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Think carefully about what you need, said Helen Morrissey, head of retirement analysis at Hargreaves Lansdown. “For instance, if you’re looking to make ad-hoc contributions rather than monthly ones then make sure your provider can facilitate this, and that you can hit any … Read more

The luxury riverside apartment owners trapped in a costly red tape nightmare

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Siobhan Pearce, 36, bought a flat in Barrier Point five years ago with her partner. Just three years into her time there, an external wall assessment was done on the building which pushed up the insurance premium by 100pc – from £590 to … Read more

Meet the ‘guppies’: the young go-getters who’ve turned their backs on home ownership

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “It’s got this community feel to it, it’s got all the amenities, it’s got the shared workspace, the social space on the top floor and the rooftop garden, where you can meet people and get to know them,” Horton says. “Kelly didn’t have … Read more

Fewer HMRC staff are working in the office than during lockdown

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE HMRC has also left thousands of letters unanswered for more than a year. It was forced to create a special taskforce to deal with the backlog, consisting of more than 37,000 pieces of correspondence which are at least 10 months old, this newspaper … Read more

Parents who gift homes to dodge inheritance tax risk bills for visiting grandchildren

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nimesh Shah of accountancy firm Blick Rothenberg said the rules “are not commonly well understood” and it can be very easy to unknowingly fall into a tax trap. Andy Butcher of wealth manager Raymond James said: “The inheritance tax landscape is a minefield, … Read more

The sneaky streaming service trick that could save you thousands

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Assuming a 5pc investment return, and consistent annual savings of £829, savers could see their savings grow up to nearly £11,000 over a decade. Those who pay for individual subscriptions, rather than family options, could end up with £8,500. But the rotation scheme … Read more

Foreign students are pricing UK teenagers out of accommodation, says Blunkett

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He added: “This, in turn, has been exacerbated by a post-Covid boom in demand for places from overseas students. Strikingly, a quarter of places at Russell Group universities in England went to international students last year – a rise from 16pc, on average, … Read more

‘We have to fight for the choice of cash’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Reader Kate Brightwell describes how one of the factors as to why she bought her present bungalow was that everything she might ever need – including a bank branch – was within walking distance, considering that she might have to give up driving … Read more

HMRC holds itself to four standards – and it is failing on each one

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In relation to the handling of IR35 cases, Dave Chaplin of IR35 Shield, a software company, told me that in his experience, the team involved at HMRC do not develop every case to a litigation standard, contrary to the Charter.  He argues that … Read more

NatWest apologises to homeowner for giant Marcus Rashford mural

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE NatWest has apologised after painting a giant mural of Marcus Rashford on side of a home without asking for the owner’s permission. The bank commissioned an artist to paint a mural of the footballer on the wall of a house in Brighton as … Read more

Nicola Sturgeon’s war on holiday lets sends Edinburgh accommodation prices to record high

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The City of Edinburgh Council has argued that a high number of short-term lets have fuelled housing shortages and anti-social behaviour. Fees for licences are £214 to £434 on average, but can reach £5,869 a year for a property that can host at … Read more

Generation rent cuts back on clubbing to afford rising bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Those in full-time work now go out more often than students, the survey found, with students going out 1.8 times a week on average, compared with 2.2 nights out for employees. Private rental prices rose by 5pc between June 2022 and June 2023. … Read more

‘I’m receiving the state pension while working – should I defer until I retire to save on tax?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, your resumed state pension payments would still be liable for income tax once you restart claiming, at whatever your income tax rate is at the time.  The difference is that because you will no longer be working, the amount of tax you … Read more

How to have the wedding of your dreams on a shoestring budget

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But money wasn’t the main reason why Emily and Steve, both from Bristol, chose to have a micro-wedding at the Brickhouse Vineyard. A small wedding puts the focus back on the couple, says Emily. “We went to a few small weddings during the … Read more

‘I think my energy direct debit is too high – what can I do?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For example, a typical household paying £150 towards energy each month should expect to have a balance of just under £500 by the start of November, according to Octopus Energy. A “balance forecaster” created by the firm allows its customers to see how … Read more

How banks and shops joined the conspiracy against cash

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE On a mild September day in 2015, a man walked into Walsall shopping centre in the West Midlands and headed straight for the local NatWest branch. In his hands were a number of black bin bags filled to the brim but not immediately … Read more

Britain plagued by sharp rise in beg bugs – and the surprising reason why

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Travellers can carry the critters in their clothing and luggage and when a mating pair sets up home in a bed, they can breed thousands of eggs within weeks. It is also thought the pests are becoming resistant to insecticides, making it much … Read more

Car insurance premiums hit record high

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This dramatic increase in prices reflects the “sustained cost pressures” facing insurers – who paid out £2.4bn in motor insurance claims in the first three months of 2023 – with vehicle repair costs surging 33pc over the year to £1.5bn, the highest figure … Read more

Premium Bonds are still a fool’s game

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another temptation of Premium Bonds is that the winnings are tax-free, something that is increasingly valuable given the creeping tax raid on our savings. But this exemption is really only relevant for big winnings, and the odds will always be against you winning … Read more

A-level leavers will be first generation paying off student loans after they retire

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Becky O’Connor, director of public affairs at PensionBee, said: “Student loan repayments are likely to stay with graduates throughout their whole working lives and even beyond, into the retirement years. Meeting repayments for the full 40 years could force people to stay in … Read more

‘How can I decline an expensive overseas wedding invite without burning bridges?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear reader, I too have been invited to destination weddings – one in Sri Lanka and one Benidorm – I accepted one and declined the other, and I have to confess it was all about whether the destination appealed or not.  I personally … Read more

How Gen Z is exploiting the talent war to grab pay rises – and propping up inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Flexible working remains a popular perk, according to jobsite Adzuna. In July, there were 176,389 listed job vacancies advertising so-called “hybrid” roles, where employees can spend some days working from home and some in the office, an increase 44pc from the same month … Read more

DIY, naps and sex – what staff get up to working from home

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Some 82pc of people say they have watched TV during the work day, for an average of around two hours or a quarter of a standard 8-hour shift, according to the survey of 2,000 people. Men were 5pc more likely than women to … Read more

Drivers rush to sell petrol cars outside of London before Ulez expansion

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Most diesel cars registered before September 2015 and vans registered before September 2016 are liable alongside most petrol cars registered before 2001. Motorists can hand over non-compliant vehicles for scrap and receive payments in return, which can go towards the cost of a … Read more

School fees to double for next generation under Labour

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But the hit on families with children in boarding school would be as much as £826,000 if schools are forced to hike their fees above that level because of Labour’s tax raid, the bank added – more than double the cost today. For … Read more

Edinburgh book festival sponsor hits back at Greta Thunberg’s greenwashing claims

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One of the UK’s largest and oldest investment management firms has hit back at Greta Thunberg after she accused the company of greenwashing. The young climate activist was due to appear at the Edinburgh International Book Festival this weekend, but pulled out on … Read more

‘It will cost me £60,000 to replace my oil boiler with a heat pump’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dave Biggs, from Kehelland, Cornwall, faced an upfront cost of between £50,000 and £60,000 to upgrade his home to accommodate a heat pump.  He said the renovation would have involved ripping up the concrete floor of his property to remove the microbore pipework … Read more

‘I gave up a glittering legal career to make slippers – now I have time to learn Arabic’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mrs Elshafei spent three years as a lawyer in Hong Kong with her daughter, before moving to Shanghai, where she practised commercial law for a decade, working for firms including Hogan Lovell and Pinsent Masons. The former private practice lawyer launched her slipper … Read more

The City workers bemoaning the end of their work-from-home idyll

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “We’d been living in London for 15 years but when the pandemic began, we rented a house in Gloucestershire to road-test life in the country. In the end, we liked it so much that we decided to stay. “Once the lockdowns were lifted, … Read more

BBC presenter Fiona Bruce used in latest AI deepfake scam

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The BBC said it was aware of the deepfake video and said its lawyers were “urgently looking into it”. A spokesman added: “In a world of increasing disinformation, we urge everyone to check links and URLs to ensure they are getting news from a … Read more

How parents can cut their child’s university costs (without paying for everything)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE NatWest’s 2022 Student Living Index found Manchester and Coventry are the most expensive cities for students to rent, but rank highly for income from part-time work. In contrast, housing costs are relatively cheap in Edinburgh, but it is the only UK city where … Read more

Car shortage threatens Sadiq Khan’s Ulez scrappage scheme

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Stuart Masson, of The Car Expert, an adviser, also sounded the alarm. He said drivers who want to buy a Ulez-compliant car with the money from a scrappage grant would face a resale market of rising prices and fewer choices. He added: “What … Read more

Swish offices and shares for employees – but working for a start-up is risky business

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Swish offices decked out with ping-pong tables and bean bags, high-budget socials and lavish free lunches, company away days in the Bahamas – these are just some of the perks that come with working for an innovative start-up company. Or so the myth … Read more

Homeowners’ security systems rendered useless after British Gas switch off

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He added he had expected the cameras to last another two years at least and that they allowed him to remotely view the outside and inside of his home, giving him peace of mind because they are a guard against potential burglaries.  Hive’s … Read more

Banks aren’t the real enemy of savers – the taxman is

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Influential think-tanks ominously floated the idea of capping total Isa contributions earlier this year.  The Resolution Foundation argued tax-free savings should be limited to £100,000 to stop wealthy families benefiting from what it described as “costly and unnecessary” tax breaks. You can be sure … Read more

How to pay for care – without selling your home

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Caroline Abrahams, chief executive of the older people’s charity Age UK, said: “Many older people moving into a care home will be expected to shoulder most if not all the cost themselves. “Even those with very modest incomes and assets will find they … Read more

‘My dad has sold our family home – will his fiancee get my inheritance?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If, indeed, he does maintain that you and your brother receive the full sum of money from the house that belonged to your parents, I’m interested to know what kind of outcome you’d be happy with. Given that money is now tied up … Read more

Cost of nannies shoots up as parents fight for childcare places

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The cost of hiring a nanny has shot up as desperate parents fight over nursery places. Full-time nannies are now paid 11pc more than they were a year ago, according to the latest figures from payroll service Nannytax, with the average live-out nanny … Read more

Co-op Food chief lashes out against profiteering claims as shoplifting surges

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He said he would encourage his children to work in supermarkets “but even me, as somebody who runs the business, would be thinking, do I feel safe with them being in there? And that’s fundamentally wrong”.  Threats to safety could also put people … Read more

8 alternatives to gas boilers – and whether they can save you money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Oil boilers Oil boilers are common in rural homes that have not yet been connected to the gas grid. The Government is pressing ahead with plans to phase out the environmentally unfriendly technology.  How do they work? Oil boilers work similarly to gas boilers. The fuel is ignited in the combustion chamber … Read more

How Britain’s politicians dumped the vast cost of net zero on you

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Andrew Montford, director of Net Zero Watch, an offshoot of the Global Warming Policy Forum founded by former chancellor Nigel Lawson, said: “The policy [net zero] is entirely irrational… The medicine is worse than the disease. It kills growth in the economy. Energy … Read more

‘I returned £400 of wedding clothes and now Asos thinks I’m a fraudster’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear reader, You ordered a selection of chinos, shirts and smart trainers to try on ahead of your low-key wedding in June. You placed three separate orders over the course of two days a couple of weeks before the occasion. Having seen a … Read more

‘My father put his life savings into a retirement home. I had to sell it for £30,000’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Val Johnson-Howe, 67, inherited a house in a retirement complex from her mother and decided to make it her home. Although it is a freehold property, it is on an estate with leasehold properties that is managed by FirstPort. Her service charges have … Read more

Electric cars not up to the job for armed response units, police force says

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Government targets require 300,000 charge points to be installed across Britain by 2030. But delays in the rollout could mean the target will be missed by a decade, according to analysis by The Times. Just 3,870 chargers were installed in the three months … Read more

Lib Dem council defies order to scrap four-day week

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In response Anthony Browne, the MP for South Cambridgeshire, said: “The South Cambridgeshire District Council have embarked on an ideological crusade on the four-day week and they are impervious to evidence against it. “It’s clear from the data that it’s leading to worse … Read more

How much it costs to send your children to Britain’s top university cities

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nearby Anglia Ruskin students can share a twin room for just £113.68 per week, working out at nearly £4,600 for the 40 weeks and three night contract. Nursing, Midwifery or operating department students can apply for a 51-week contract at a reduced rate, … Read more

Parents use loans to keep children in boarding school

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It comes as the cost of private education has risen to record levels, with average boarding fees costing £39,000 and day fees £15,654 per child, according to analysis by this newspaper. Premium Credit said more families were asking for financial assistance to fund … Read more

‘My husband can’t afford our family holiday to Disney – should I leave him at home?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear reader, I love hearing how successfully you and your husband have balanced career, lifestyle and parenting, and it really isn’t unusual for some friction to creep in when there are competing demands on time and money budgets. I feel sure as you have come … Read more

Millions struggle to speak to finance firms in woeful customer service epidemic

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One in five (12.7 million) claimed they had suffered from some form of IT or system failure in the year to May 2022. Of these, almost 2 million said they were “severely affected” on at least one occasion. One said: “I’ve been a … Read more

The Gen Z women turning their backs on hard work for ‘lazy girl jobs’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Judge says a common assumption when people first hear about lazy girl jobs is that the young women who seek them out are lazy. “There’s a huge misconception that it’s just young girls that don’t want to work and that’s not necessarily it,” … Read more

More than 350,000 smart meters have switched to a more expensive tariff remotely

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Jonathan Brearley, chief executive of Ofgem, said in April: “We expect the total number of involuntary pre-paid meter installations to decrease over time and recognize that a careful balance is needed to help manage debt while protecting customers in vulnerable situations.” A spokesperson … Read more

Law firms entering into the wills of the elderly under investigation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, when someone hired the services of an unregulated law firm, it can be very difficult to get their money back. If a statutory lawyer provides poor service, his client can complain to the Ombudsman, who can order him to pay compensation. However, … Read more

Parents are grabbing their children’s savings to pay skyrocketing mortgage bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Parents and grandparents surveyed each withdrew an average of £433, while adults saving for their children or grandchildren are expected to withdraw an average of £408 by the end of the year. The same group of savers have already, or expect to, reduce … Read more

High-paying careers affected by the AI ​​revolution

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tech workers have been an important casualty of the AI ​​revolution, they wrote. Roles in data management, IT support analysts and web designers fell by more than a third. Using studies published by the Organization for Economic Co-operation and Development, the University of … Read more

Wages that will outpace inflation in 2023

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Registered Nurse There were nurses received a 5% salary increase last month worth at least £1,065 across a series of strikes, as well as two one-off payments of at least £1,655. Unions have argued that public sector wages have not kept pace with … Read more

There’s only one place where holidays are costing less this year – and it’s not Turkey

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Marmaris is the cheapest holiday destination for families this summer, ousting Bulgaria’s Sunny Coast from first place. Next is the Turkish resort, which ranks first in terms of affordability a sharp drop in the value of the local currency, the lira, against the … Read more

From pony club to swimming, kids’ activities parents just can’t afford

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The union’s website said the 5.25 percent pay increase was reasonable for supervisors and manageable for members, given forecasts that inflation would moderate in the second half of the year. But parents elsewhere are facing inflation-busting rises. The Berkshire Equestrian Center, for example, … Read more

Electric vehicle drivers would have to pay more insurance to cover the cost of putting out battery fires

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Lithium-ion batteries in many electric cars are especially difficult to control and firefighters are still testing the best ways to fight the fires, including putting cars in water, covering them with foam or using a large fire blanket. The comments come after Norfolk … Read more

‘Can I ask my partner to pay for childcare if I have to sacrifice my career?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, First of all congratulations on your pregnancy – I hope it’s progressing well. It’s really impressive that you and your partner discussed family finances and options for managing income generation and childcare. It’s also unfortunate that the economic tide turned against … Read more

Simple food swaps that can reduce your VAT bill at the supermarket

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Is it a cake? Make sure you know The age-old debate of whether Jaffa Cakes are cookies or actually cakes is actually pretty much in jeopardy. Chocolate covered cookies are considered a luxury and therefore include VAT, while cakes are zero-rated. When McVities … Read more

Mobile companies are forced to warn users about expensive roaming prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ofcom said one in seven customers experienced this abroad, often by connecting to a network in a non-EU country while in a country within the EU where roaming charges are capped. This can surprise holidaymakers with bills worth thousands of pounds that will … Read more

How Tony Blair devalued the degree

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When tuition fees were raised from £3,225 a year to £9,000 in 2010 and again to £9,250 in 2017, it came with the caveat that universities were expected to use the extra funding to widen access to higher education. But the English model … Read more

Netflix subscribers pay more for ad-free viewing

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Netflix subscribers will have to pay an extra £4 a month to watch shows without ads. The streaming service has slashed its £6.99-a-month basic subscription, which allowed viewers to watch ad-free shows in standard definition on a single screen, making it a popular … Read more

Car insurance bills hit record highs as police fail to crack down on car thefts

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Auto insurance premiums have hit an all-time high as the police fail to suppress the increasing thefts. British motorists are now paying an average of £776 a year for car insurance – £222 more than 12 months ago and the highest level on … Read more

Caring for a loved one costs £6,000 a year – and what you can claim back

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE People leave their jobs to care for someone new figures show they lose an average of almost £6,000 of income a year. More than 5 million people provide some form of unpaid careaccording to the latest census data, 2 million do so for … Read more

House prices could fall by 25 per cent after the biggest blow to Britain’s fortunes since the war

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE House prices will fall by 25 per cent if interest rates continue to rise, a leading think tank has warned, after higher borrowing costs caused the biggest drop in wealth since the war. The Resolution Foundation said rising interest rates had wiped out … Read more

One in 12 Britons have fallen victim to a rise in AI scams

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fortunately, most AI voice scams so far, they aren’t as elaborate – or disturbing – as this one. Most of the fraudsters using AI voice replicator tools have largely imitated the WhatsApp “hi Mum” scam. This is a common scam technique where cybercriminals … Read more

‘I found a lost ring in the gym – can I keep it?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, The police no longer deal with lost things where it is not clear whose they belong to. The law changed in 2019 and unless the item is considered to have been used in a crime, is cash or has an identifiable … Read more

Barclays won the Supreme Court case

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But the UK’s highest court allowed Mrs Philipp to bring alternative proceedings against Barclays on the basis that the bank had failed in its duty to take appropriate steps to recover the funds she and her husband lost in the fraud. Previously, lawyers … Read more

The TikTok generation is more likely to be fooled by scammers than the elderly

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE however recent crackdowns on phone companies and Ofcom have noticed that the total volume of scams is decreasing year by year. In the first four months of 2023, 5,314 text scams were reported. Last year, the number was more than 19,000, suggesting reports … Read more

How much exactly does a funeral cost?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Direct cremation If you want to do things as cheaply as possible, direct cremation is the cheapest option. According to Pure Cremation, a direct cremation provider, you could expect to pay £1,295 for a hospital death and £1,545 for a home death. But … Read more

Couples who have decided on “dual income, no kids” are too good to pass up

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hazelnut milkshakes, artisan breakfasts, hikes, movie nights, and “Sunday resets” characterized by meticulous cleanses, shared gyms, and seven-step skincare routines. These are just some of the ingredients of a typical weekend for dual-income, child-free couples that they regularly enjoy – otherwise known as … Read more

10-year-olds will be given anti-money laundering lessons

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In response, banking trade body UK Finance and Cifas have launched a ‘Don’t Be Fooled’ campaign to raise awareness of the dangers of becoming a money mule and have produced curricula for schools. As of May 2023, schools have applied for more than … Read more

Post accused of “re-traumatizing the victims” by further delaying the investigation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The post office was accused of deliberate derailment investigation into the long-running subpostmaster scandal after failing to release thousands of documents. Investigation in one of the most widespread miscarriages of justice in British legal history was further delayed today, with victims’ lawyers accusing … Read more

Why a bottle of wine will soon be more expensive

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For every ton of glass sold, manufacturers must pay a packaging waste recycling slip (PRN). PRNs have risen tenfold in the last four years – from just £15 to £150 a tonne. “Rising fuel costs will affect recycling costs,” Mr Stannard said. “More … Read more

‘If you don’t ask, you don’t get’: how to secure a 100% pay rise

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE ‘Negotiate at the beginning for salary increases’ Wage negotiations have become more common in the wake of the pandemic as companies struggle to fill the labor shortage. Of the 1.14 million UK job vacancies listed on job search engine Adzuna, around one in … Read more

Labour’s private school tax plan will force 40,000 pupils out

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A recent Telegraph analysis shows that many middle-class families are already living lower than the best British private schools due to rising fees. Luke Sibieta, researcher at IFS, said: “[Labour’s tax policy] means that parents simply stop sending their children to private schools … Read more

‘Hidden’ aisles, high prices and shrinking inflation are destroying consumers’ appetite for sweets

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A wave of ministerial meddling is melting Britain’s sweet tooth as supermarkets are forced to hide sweets, Haribo has warned. Shoppers are buying less sweets and chocolate after grocers were ordered to move them to the back of shops. The company – which … Read more

How to cancel unwanted subscriptions – from Sky to Amazon to your gym

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Amazon Prime Amazon Prime offers a range of benefits, from free and fast product delivery, Prime Video and Music, and even discounts at Amazon Fresh stores. Customers can enjoy a one-month free trial before the paid subscription starts at £8.99 per month. It … Read more

Martin Lewis threatens to sue Facebook for deep fake scam

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In the United States, scammers are said to be using artificial intelligence to clone people’s voices and call their loved ones, pretending to be in dire straits and in need of money. An Arizona mother was tricked into thinking her daughter had been … Read more

How much pocket money to give your kids (without spoiling them)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Now read: Nanny or nursery? How to make the right decision for your wallet (and children) How much are different tasks worth? If you’re considering a task-based approach, it can be helpful to have a rough idea of ​​current pricing. According to GoHenry, … Read more

Power of attorney mistakes that can lose control of your money—and how to avoid them

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Appointing someone you trust to manage your affairs should provide peace of mind – but the process of setting up a Lasting Power of Attorney (LPA) can be complex and full of things that can confuse you. From submitting abbreviated names to using … Read more

A mid-range holiday hack that can save you £600 a week at Center Parcs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE which one? found that a family could save an average of 55 per cent in the October term by choosing a Center Parcs resort in Belgium rather than the UK, where a four-night break costs just £613, compared to £1,369 in the UK. … Read more

Fraudsters use AI deepfake Martin Lewis in ‘scary’ new scam

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He wrote: “This is a scam by criminals trying to steal money. This is scary, this is the first deeply fake video scam I have seen. Government and regulators need to act to stop big tech companies from publishing such dangerous fakes. People … Read more

The Great Ulezo Rebellion – Drivers flout fines with £250m unpaid in one year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Gareth Bacon, MP for Orpington, who previously led the Conservatives in the London Commons, said: “I would be surprised if [TfL] they are not worried about not having £255 million. People living in central London accept Ulez as a measure of air quality. … Read more

Companies that let you work from anywhere—and how much they pay

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Which sectors are most likely to offer the perfect remote jobs? Data from Adzuna’s workplace showed that most are in IT, PR and sales. Adzuna’s Paul Lewis said: “The rise of ‘work from anywhere’ is a response to changing priorities and the demand … Read more

Aquatic cremation is the latest funeral trend – but how much does it cost?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE At the end of the water cremation cycle, the soft bones that remain are dried and then turned into a white ash-like powder. The remains are then returned to their relatives in an urn. Of course, yes the Anglican Church discussed re-housing at … Read more

British households will be £15,000 poorer next year as a result of Putin’s war

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ukraine and Russia are major players in global food production, accounting for 53 percent of global trade in sunflower oil and seeds and 27 percent of wheat before the war, according to the United Nations. High inflation in the UK was initially caused … Read more

Why British homeowners will be carrying the can for our struggling water companies

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE As a last resort, companies can impose local temporary use bans, more commonly called pipe bans. Back-to-back summer droughts have depleted supplies across the country, and all water utilities are eager to encourage their customers to use water sparingly. But it’s really a … Read more

“Bring your food”, said cricketers, as teas are trapped by rising costs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Matt Theedom, managing director of the Devon Cricket Board, said around 50 per cent of clubs in the county had chose to return the teas and those that did not usually struggled with a lack of volunteers. “Most clubs don’t run them because … Read more

Europe’s new Ulez schemes threaten chaos for British tourists – and £1,500 fines

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Europe’s new Ulez schemes threaten British tourists with chaos – and £1,500 fines. MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE

The council, which is conducting a four-day-a-week experiment, ordered a halt

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The intervention comes ahead of the publication of new government guidelines urging local authorities not to introduce a four-day working week. It is understood that all councils will receive a report from Westminster outlining the reasons why shorter weeks are not feasible. Among … Read more

BBC license fee loopholes: how to pay less for your TV licence

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In the age of internet streaming services, the British TV subscription is a dinosaur. First introduced in 1928, the levy generates most of the BBC’s income and is used to pay presenters’ salaries and fund news and entertainment programmes. The cost of a … Read more

Private school fees are now the biggest expense for wealthy older people

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Average boarding fees have now reached £39,000 and make up 56 per cent of what households take home in the 10 richest countries, up from 41 per cent in 1997. Daily fees jumped from £7,199 to £15,654, meaning that fees now represent 23.7 … Read more

‘My father-in-law gave us £50,000. Now he wants it back (with interest) – is that fair?”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, When I spoke to you on the phone, you mentioned that you didn’t find out about this loan until you had already applied to start contributing to your partner’s mortgage – and that wasn’t exactly a welcome surprise. Not only does … Read more

How to get access to the best airport lounges using Priority Pass, Amex and more

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Amex isn’t the only credit card option for airport lounge access. For example, Mastercard has an agreement with LoungeKey – a network of lounges around the world. No membership card required, just show your credit card. The Santander World Elite Card costs £15 … Read more

England goalkeeper’s gloves sold for £30,000 at memorabilia auction

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Goal keeper – racketwho was banned from international cricket for three years after playing on the first rebel tour of apartheid South Africa in 1981, effectively ending his career, recalled some of his favorite moments from his playing days. His favorite goal was … Read more

Welcome to the world’s first net-zero cruise – with fewer stops and dirtier linens

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Bio-LNG, meanwhile, must first be stored as a heavy liquid before being converted to gas on board. It is also more expensive to produce than HFO, as there are fewer facilities and they are smaller. Even a four-day cruise like MSC Euribia’s maiden … Read more

The Green Party’s war on cars backfires as tourists leave Brighton

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The project failed to generate the expected revenue from visitors and defaulted in 2022 on a municipal loan taken out to cover construction costs. However, he hit back at Labor’s comments. Councilor Steve Davis, the council’s opposition leader, said there was no “black … Read more

Shopping in Tesco without a Clubcard feels like daylight robbery

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE From then on, when I was coming back for bits and pieces almost every day, it didn’t take long to realize that the meal deal wasn’t a one-off. Since last year, Tesco has used a two-tier pricing system for some products: one price … Read more

The most common job interview questions – and how you should answer them

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE With unemployment near record lows, UK workers are currently in a position of strength and companies are competing for the best candidates. But competition for popular jobs can still be fierce, making it difficult to stand out from the crowd. If you’re going … Read more

Revealed: Little-known private schools that are more successful than Eton

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In the midst of a protracted cost of living crisis and rising mortgage rates and inflation plays havoc with household finances, families are likely to pay even more attention to school fees than usual. And tuition continues to rise—especially at larger, better-known schools. … Read more

Britain’s rarest coins – and how much they could be worth if you found one

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE To find out if you’re sitting on a pile that could make you a pitcher, ‘Scarcity Index’ from Change Checkeris a useful resource that reveals the most sought-after circulation coins in Great Britain. Kate Morgan of Change Checker said: “People have loved collecting … Read more

‘Dishonest Airbnb host scammed us out of £1,400’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I booked an Airbnb in May for a July trip to London with my wife and two kids. We hadn’t been to … Read more

Why renting an electric car can ruin your vacation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE David Smallman, 77, from Hampshire, booked the petrol car at Hertz’s Newcastle Airport depot. When he arrived, he was told that they only had electric vehicles available. “Hertz has been my tenant for years,” he said. “I told them it wasn’t what I … Read more

Retirement in France: How to navigate wealth tax and inheritance rules in forced inheritance

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Now read: Retiring in Spain: How to navigate the country’s wealth tax How French tax works Anyone planning their move needs to think their financial and tax situation before they move or risk high bills. British tax-efficient investments such as Isas and money … Read more

Millions of smart meters will become obsolete shortly after a faulty deployment

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households are facing years of smart meter headaches as installers revisit homes to install new meters that can connect to 4G. The costs of upgrading the network will also be passed on to consumers. According to the Department for Energy Security and Net … Read more

The release of the Legend of Zelda PC game is to blame for the inflation shock

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The release of a popular video game helped trigger a shock rise in UK core inflation last month, a top analyst suggested. HSBC senior economist Chris Hare said today’s surprise announcement that core inflation rose to 7.1 per cent – the highest in … Read more

One in five doctors still planning early retirement despite Hunt’s £4bn pensions award

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The chancellor surprised many in the March budget abolition of the lifetime allowance (LTA) on pension savings and an increase in two other allowances that limited the amount workers could save for their pensions tax-free. The reforms will cost around £4 billion over … Read more

US tech must pay fraud victims, banks tell Rishi Sunak

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Britain’s biggest banks have told the prime minister that Facebook owner Meta and other US tech companies should contribute to the refund for people who have been scammed after using their websites. Rishi Sunak called on tech companies to take more responsibility for … Read more

How to find a good financial advisor (who won’t leave you broke)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For some people, financial advisors have the unfortunate reputation of pushy salespeople who promise the world before disappearing with the family gold. While a series of high-profile scandals over the years may have damaged confidence in the consulting market, that certainly doesn’t speak … Read more

100,000 forced back to work as high inflation ‘destroys’ retirements

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The PPI study found that the number of workers who need to save for retirement this year has increased by 18 percent. Modeling showed that someone on the National Wage would need to find £26,000 to maintain their normal standard of living if … Read more

‘Can I divide our house for inheritance without divorcing my husband?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE You should check the wording on the deed that was used to transfer the house to your joint names. But it sounds like you currently own the house as tenants in common and want to change that to tenants in common so that … Read more

Homes stuck with three million smart meters not working

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The report also warned that suppliers are also facing a shortage of installers. Since March 2020, more than 1,000 smart meter installers have left their jobs or retired, and energy suppliers have been put off training new installers because fierce competition meant they … Read more

Scotland’s rush to net zero accelerates with boiler ban

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Carbon Free Buildings Minister Patrick Harvie told the Edinburgh Evening News that switching to greener heating systems was “imperative” to ensure zero carbon emissions by 2045. Mr Harvie, who is co-leader of the Scottish Greens, who govern in coalition with the Scottish National … Read more

‘As a new mother, work was a big headache for me – then I found the perfect compromise’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If you’re lucky enough to have relatives living nearby who are happy to look after your little one, this is another factor to consider as it could reduce your annual childcare bill by thousands of pounds. There are other things to consider in … Read more

Seven things you must do after the death of a parent

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If you cannot find this information, Pension search service can help you. This is a free service supported by the government. Other companies also offer this service, but they may charge for it. For the service to work, you’ll need to provide some … Read more

The death of the car: how young people despair of life on the open road

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “I’m a little embarrassed to be honest with you,” he says. “I think it’s a life skill I should have and I don’t have it. “But for example, my wife is American; her mum and dad still live in the US and when … Read more

“My £755 jacket disappeared after going through the airport scanner – and the insurance company won’t pay”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I bought a cashmere jacket last November which cost £755. I was wearing it on my return to the UK at Johannesburg … Read more

“Make workers leave early when temperatures reach 25 degrees,” says the union

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Yesterday the Health and Safety Executive (HSE), the workplace regulator, urged employers to ensure offices are well ventilated and have space for staff to work away from direct sunlight. Mr Shears also called on employers to allow workers to start and leave work … Read more

Treat yourself to a free meal at the Telegraph (and face Britain’s biggest taboo)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Calling all couples! Get a FREE date – and finally have those frank discussions about money that you’ve been meaning to have for years but never found the “right time”. Talking about money is most people’s worst nightmare. But if left unresolved, disagreements … Read more

“I’ve worked and paid taxes all my life – now they want more”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Inheritance tax is the most unfair tax. I’m not against paying tax, but why should I? children have to pay inheritance tax on such high amounts, on money on which I have already paid tax? Even if the government just lowered the rate … Read more

How AI could make you richer – or trigger a global financial meltdown

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Omar Green has been trying to realize a similar vision since 2012 when he founded Wallet.AI. He is tight-lipped about the details of his product, declining to reveal details about the company’s finances or investors, saying they have asked for anonymity. But he’s … Read more

Diesel prices have fallen sharply following a crackdown on excessive prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It comes as a looming review by the Competition and Markets Authority into the weakening of competition in fuel prices. The CMA said that while most of the fuel price increases were due to the war in Ukraine, which pushed up wholesale costs, … Read more

Have you ever been a BT, Apple or VW customer? You could be in line for a payout

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of consumers defrauded by big companies could be waiting to be paid out thanks to a raft of high-profile class action lawsuits piling up in the UK. Lawsuits, known as “class actions,” involve a group of people joining together to make the … Read more

BT is restarting the controversial rollout of a digital landline network that left customers unable to call 999

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE TV presenter Esther Rantzen, who campaigned against the introduction, said copper landlines were “literally a lifeline” for the elderly. She added: “The only way BT’s vulnerable customers, who are often elderly or disabled, can be protected from complete isolation is if BT knows … Read more

After a mistake by Booking.com, the family was forced to host tourists in the living room

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A family was forced to lodge a group of tourists in their living room after a travel company wrongly listed their home on its website. About 20 travelers from all over the world flocked to the house of Karin Arsenius v Greenwichsouth-east London, … Read more

Britain is Europe’s homegrown work – but staff pay a high price

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The British work from home more than any other comparable economy – and this reduces the chances of a salary increaseresearch shows. Just 34 per cent of UK workers are in the office four or more days a week, less time than workers … Read more

Offset as Lurpak reduces the size of the butter lump

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The average price of a packet of Lurpak unsalted butter has risen by almost 20 per cent in the past year – well above the current inflation rate of 8.7 per cent, according to trolley.co.uk. Arla Foods said last month it began phasing … Read more

“Royal Mail scammed with fake stamps I bought on Amazon”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I ordered stamp book on Amazon and it arrived the next day. I’ve used several to send birthday cards, some thank you … Read more

How to Contest a Will (and Get the Inheritance You Deserve)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE What do Paul Daniels, George Michael and Lisa Marie Presley have in common? On the one hand, they were all followed by their deaths high-profile inheritance disputes. It’s not just celebrities and their families who can end up in a war of words … Read more

The boomers are the ones to blame for Gen Z getting away from home

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Online meetings and chat rooms cannot replace face-to-face communication. Small talk in the office, water cooler moments or coffee machine conversations create, support and deepen team cohesion. A quick chat can quickly resolve issues and alert managers to work pressures such as stress … Read more

How Generation Z is proudly sneaking away from home – and destroying the economy with it

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “I saw one organization where all the graduates came to the office for a week, but the entire middle management team didn’t show up because they were working completely remotely,” says Ms Jörden. “After a few weeks, none of the graduates wanted to … Read more

Bond markets are in turmoil – how to protect your pensions, savings, investments and property

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Chancellor Jeremy Hunt now appears to have resigned himself to the fact that Britain will follow Germany into recession as a result of the experiments bring inflation under control. Retirees: Sit back and think about annuities Market movements do not affect final salary … Read more

My refund tips (even the most savvy shopper should read)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Purchase from private sellers If you bought the item from a private seller – which is defined as someone who doesn’t sell the item professionally, including those who put used items on eBay or Facebook Marketplace – your refund rights aren’t as strong. … Read more

Energy price cap: calculate what you’ll save – and whether you should switch deals

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Electric showers cost 26p for every five minutes, or £1.82 a week, assuming he showers once a day – this doubles to £3.64 for a 10-minute shower. A family of four doing this would save £14.56 a week just from showering. However, at … Read more

Energy bills will remain above £1,700 by the end of the decade

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wholesale gas prices are expected to stabilize at between 2.5 and three times current levels by the end of the decade, while electricity prices are expected to remain at two to 2.5 times the wholesale price, the ECIU said. Electricity prices are expected … Read more

Cashless Britain is a disaster waiting to happen

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Bank of England says that one in five people consider cash their preferred method of payment and use it every day. How many would still be using cash if banks, tech companies and retailers weren’t using it we try to eradicate it … Read more

The death of cheap European holidays – and the destinations where your money goes the furthest

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rising demand has meant airlines and hotels are less inclined to offer discounts. While the cost of living has squeezed household budgets, some middle-class families saved big pots during the quarantine and are now eagerly spending them. “If hotels are selling enough rooms … Read more

How a 35-year-old weed smoker got rich from 10 million scam calls

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fletcher also appeared to deceive the fraudsters by claiming he did not keep any of their information, prosecutors said. After his arrest in 2019, he initially pleaded not guilty. After seeing the evidence against him, he changed his plea. According to his lawyers, … Read more

King Charles richer than late Queen, rich list reveals

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sandringham is valued at £245m, according to estate agents Strutt & Parker. In the hands of the Royal Family for over 160 years, Sandringham has 20,000 acres of land, 300 buildings, including a Grade II listed mansion. degrees, and orchards used by Sandringham … Read more

Net Zero rules force nursing homes to close

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Helen Wildbore, from the charity Relatives & Residents Association, said the closure of care homes had a devastating effect on older residents. She said: “For people nearing the end of their lives, moving can have a serious impact on health and even hasten … Read more

Why the royal family is (probably) worth every penny

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Income topping up the Sovereign Grant is around £9.9m, still well short of the £20.2m level in 2019-20. This is mainly due to the impact the pandemic has had on the royal family’s ability to open their palaces to visitors. This generally meant … Read more

My mum died over a year ago and the care home still has £12k of her money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My mother died at Manor Grange Care Home in Edinburgh in January 2022. Care Concern Group, which runs the home, still owes … Read more

The only thing Michael Gove needs to do is not destroy the decent owners

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE We are not the only ones to point out some of the consequences that may arise in this area. The cross-party housing select committee has rightly warned that “it is not clear that the government is fully aware of the extent to which … Read more

Investing in cryptocurrencies is a gamble, MPs say

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Investing in cryptocurrencies is no different from gambling and should be regulated as such, MPs demanded. The Treasury Select Committee said cryptocurrencies pose a significant risk to consumers due to volatile prices and risk of losses. In the report, MPs said that regulating … Read more

‘Staying at home costs me £40,000’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cates is not the first lawmaker to call for changes to the tax system to reward stay-at-home parents. During her Conservative leadership campaign last summer, Liz Truss proposed a tax break for parents who give up work to care for their children. The … Read more

Every UK household will spend almost £6,000 on foreign gas by 2035

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dr Simon Cran-McGreehin, head of analysis at the ECIU, said: “You can’t squeeze much more out of the North Sea; its production is falling and the official figures show it will continue to do so. It’s simply running out of gas.” He added, … Read more

I upgraded to Emirates business class and a drunk man tried to urinate on me

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My daughter lives in Dubai and my husband and I hadn’t seen her and her family in three years until last March … Read more

From Euros to Royal Mail: How to get your money back when a package goes missing

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If you’re missing a package and don’t know what to do next, then you’ve come to the right place. Whether it’s a personal package you’re sending or receiving, or you’ve bought something online that’s gone astray, this guide will help. Missing packages are … Read more

HP disables customers’ printers if they use ink cartridges from cheaper rivals

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Outraged customers have flooded social media with complaints, saying they feel “cheated” by the update. HP ink cartridges can cost more than twice as much as third-party offerings. This is not the first time that HP has angered its customers by blocking the … Read more

Mark Zuckerberg should pay compensation to British fraud victims, banks demand

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rocio Concha of the consumer organization Which? said: “If the Government is serious about its fraud strategy, the Online Safety Bill must provide meaningful protection against the flood of online advertising fraud we all face on some of the world’s most popular social … Read more

Four leading banks called out by MPs for ‘miserable’ savings rates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Banks have been quick to pass on higher interest rates to mortgage borrowers, but savers’ money is still sitting in accounts offering incredible returns. The gap between how much interest Virgin Money earns from borrowers and the amount it pays savers – its … Read more

The expansion of Ulez in London will penalize women, Sadiq Khan has warned

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dr Mary-Ann Stephenson, director of the Women’s Budget Group, said if London is to tackle the climate emergency and decarbonise its transport system, it must do so in a “fair and inclusive way that allows everyone to move safely and affordably”. adding that … Read more

Joe Biden targets dishwashers in climate crackdown – and Britain could be next

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE US President Joe Biden has announced a crackdown on inefficient dishwashers due to climate change, and experts say Britain could follow suit. The U.S. government wants to limit the amount of water used by dishwashers in an effort to cut water use in … Read more

How I fell in love with Pret

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Pret’s subscription was a new idea at a time when the takeaway coffee industry was on its knees during covid, essentially upending the entire business model as office workers were confined to their homes. In exchange for keeping fickle customers out of Nero … Read more

The best way to spend Amex points, according to experts

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE American Express or “Amex” credit cards have made their way into millions of wallets since they first landed in Britain in 1963. Sixty years later, there are still tricks that most users know little about that can increase your points much more than … Read more

‘Airbnb host canceled when we said we were single, then kept our money’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My friends and I decided to rent a house in Cornwall via Airbnb so that we could work remotely from there and … Read more

The dirty secret behind premium ‘green’ energy contracts

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Households with these energy tariffs have been tricked into thinking the energy they are using is 100% renewable, when it is not. “It’s amazing that suppliers have been willing to do this for so long, but what’s worse is that the regulator and … Read more

Collectors furious at Royal Mail after increasing number of ‘fake’ stamps

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Furious stamp collectors have accused post office staff of forging the stamps with biro pens and rendering them “worthless”. Instead of “cancelling” them with official postmarks with a date, postal workers are increasingly scribbling on the stamps, enthusiasts say. Collectors and traders have … Read more

“When I lost my husband of 50 years, these were the worst companies I’ve ever dealt with”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. My husband of 50 years passed away suddenly a month ago. As you will probably know from other people dealing with the death of … Read more

Eight out of 10 scams come from Mark Zuckerberg’s platforms, TSB says

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Investment fraud occurred primarily on Instagram, where six out of 10 scams originated, the TSB said. Facebook accounted for 22 percent of the cases. Paul Davis, the bank’s director of fraud prevention, called on social media to “urgently clean up their platforms” to … Read more

Collectors cash in on coronation memorabilia

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Many examples of the new line of royal postage stamps with the beautiful engraved ‘King Charles III: The New Reign’ crown stamp set have already sold on eBay for around £10, but as with the 50ps many sets will be produced – unlikely … Read more

British Gas sacks contractor over prepayment meter scandal

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British Gas has pledged to stop working with a controversial debt collection agency that forced pre-paid energy meters into the homes of elderly and vulnerable people after a public backlash. The energy company said it would no longer work with outside contractors to … Read more

Electric cars depreciate twice as fast as petrol cars

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, this policy has resulted in the market being flooded with cheap used electric cars that existing owners are upgrading. Some drivers who bought expensive electric vehicles early in the rollout are now suffering huge losses, experts have warned. The average price of … Read more

The introduction of the heat pump in crisis, as the state subsidy will “run out of money” three years earlier

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This is because the demand for heat pumps has increased significantly a price war between providers has lowered installation costs. In February, supplier Octopus Energy announced a heat pump model with a reduced price of £2,500 after the boiler upgrade scheme discount was … Read more

‘I left Vodafone four years ago, but they threatened me with debt collectors’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I am writing to complain about Vodafone, with whom I had a telephone contract many years ago. Last year I discovered that … Read more

‘We’re expecting a baby but we’re homeless because the Admiral was too slow to fix the leak’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE On December 4 last year, a there was a leak in our basement as a result of a faulty pump. We repaired it as soon as possible, but the resulting leak meant that the entire basement was damaged. The entire area, which includes … Read more

How swapping your shed for an office could add £22,000 to the price of your house

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “I spent a lot more than I wanted to,” she says. “But it was definitely worth it.” Before the closure, the 55-year-old Wordsworth commuted to London, where she worked at Somerset House on the Strand. As with Balbier, Wordsworth’s expenditure of energy is … Read more

Etsy sellers are overcharging buyers for fake “handmade” items

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE which one? sifted through several categories on the site, including furniture, toys and clothing, and filtered the results to show only handmade items. These were cross-referenced to check that they were not available elsewhere. Of the 192 products studied, 23 purportedly handmade items … Read more

Wealthy dads use loopholes to avoid paying child support

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Her case is an example of how some nonresident parents — those who don’t live with their children — use legal loopholes to reduce or avoid child support. Ms Richardson, who asked to speak using a pseudonym, said: “The authorities are making it … Read more

Older homeowners fear that soaring interest rates could destroy their inheritance

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Older homeowners struggle to make payments expensive equity release loans before the debt wipes out the entire value of their assets. Home equity relief allows over-55s to borrow cash from home tax-free as long as they repay the debt – with interest – … Read more

‘We were thrown off a £5k cruise by P&O because we failed to get covid boosters’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Katie, My wife and I made a reservation last February Caribbean cruise sails with P&O on January 10 this year. You wouldn’t normally spend £5,000 on a holiday but it was to celebrate our 25th wedding anniversary and my 50th birthday so … Read more

Energy-saving upgrades for your home that actually pay off

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Insulating hollow walls, which have a gap inside that can be filled with foam, are much cheaper, around £1,000 for the same size home. Energy saving is £395 per year. The average household can expect to pay around £455 to £640 for roof … Read more

‘My stepfather died 10 months ago and we are still waiting for his £110,000 payout’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My parents divorced when I was much younger and my mother remarried to another man she met while working at the Granada … Read more

Official coronation memorabilia sells for seven times its value just a week after going on sale

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Meanwhile, a sold-out Coronation dish, which originally cost £50, is now up for sale on eBay for £480 from a seller in Kent. A £40 Coronation coin, with a mintage of just 1,000, is also being auctioned on the website with a starting … Read more

On your fortieth birthday, a pound in your pocket is now worth just 30p

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nowadays, a humble quid, now adorned with a nickel-plated alloy inner ring, doesn’t set you back a single mark (£1.10), while even one loaf of bread (£1.38) is now quite unaffordable. And those cigarettes? Sorry, but thanks to inflation and hefty tobacco duties … Read more

Why the biggest failure in investment history could happen again

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The broker, Britain’s largest broker, promoted the fund through its Wealth 150 and then Wealth 50 best-buy lists until the day it was suspended. It also sent investors marketing material that convinced them Mr Woodford knew he was capable and had an excellent … Read more

SNP in humiliating U-turn after scotch industry uproar

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mark Kent of the Scotch Whiskey Association welcomed the rise, which he said signaled a “re-energisation of the Scottish business community”. Mr Kent said: “The Scotch whiskey industry is aligned with the Scottish Government on reducing alcohol abuse. “But the sweeping proposals put … Read more

The NHS is in crisis – is it time to go private?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, PMI premiums will be higher if you want dental treatment, mental health services, or treatment from a chiropractor or osteopath. There are also some conditions that most PMI plans do not cover. Chronic conditions such as diabetes, epilepsy and asthma will usually … Read more

‘My daughter’s wealthy ex is using a legal loophole to stop paying child support’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My daughter’s ex-husband has not seen his two primary school children for the past eight years. Since he did not try to … Read more

Spam callers could be fined £17.5m in post-Brexit crackdown

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE New post-Brexit law designed to crack down annoying calls and recurring pop-ups could take effect in a few months. The Draft law on the protection of data and digital informationdue in the House of Commons on Monday, will increase fines for spam calls … Read more

Inside the world’s most exclusive bank accounts – and how to get one

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Owned by the Hoare family for 12 generations, each client of C Hoare and Co has a dedicated relationship manager who also has an assistant, giving them two familiar points of contact, and Hampden and Co, a junior bank, has private bankers for … Read more

Nurses reject pay deal despite being offered bigger rise than private sector workers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE About 47,000 young doctors already the fourth day of the strike on Friday in England when they demanded a 35% wage increase. Health Secretary Steve Barclay criticized the British Medical Association’s request as “unrealistic” and “grossly inadequate”. In contrast, the Royal College of … Read more

‘Cowboy builders defrauded my vulnerable brother out of £500,000’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My brother was the victim of a complex fraud in which a gang of criminals extorted him for nearly half a million … Read more

Young doctors must sacrifice generous pensions for pay rises, NHS veterans say

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In England and Wales, the NHS contributes 20.6 per cent to employees’ pensions, compared to a typical rate of just 3 per cent in the private sector. Iain Mansfield of the Policy Exchange think tank called on the government to rethink the current … Read more

How to get your money back after a wire transfer scam

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If you’re reading this, I’m sorry because it probably means that you or a loved one has recently fallen victim to a wire transfer scam. This is a type of fraud where someone tricks you into transferring some or all of your money … Read more

One in four parents is forced to give up work because of expensive childcare

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE As part of this, Mr Hunt extended the scheme, which offers eligible parents 30 hours of free childcare, to children under five. Currently, the scheme only applies to parents with three- and four-year-old children. Extending the scheme is expected to save parents with … Read more

Everything you need to know about prenuptial agreements and why you might need one

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For example, those who expect a large inheritance, owners of land or businesses, couples who are getting married later or for the second time. Marwa Hadi Barnes, family solicitor at Lewis Denley, said: “Whereas they used to be seen as somewhat unromantic, there … Read more

“I returned £400 of maternity clothes and Royal Mail lost them”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I’m late in my pregnancy and I realized that none of the dresses fit me, so I ordered four pieces of maternity … Read more

“As a conservative comedian, I was seen as a novelty”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE What was your defining moment? When the Jongleurs comedy club chain asked me for my weekend availability in 2007, which meant I could continue as a professional comic and make a decent living for the next three months. A good stand-up working on … Read more

Terminally ill cancer patients told they are ‘too well’ for life insurance payouts

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. “I’m dying of cancer at 41, but my life insurance company says I’m too good to pay out” Dear Katie, In June 2020, I … Read more

Even high earners face an extra decade of student loan repayments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The RSM calculates that an individual with an outstanding student loan of £25,000 and seven years of debt repayment will never be able to pay off the debt – even on a salary of £50,000. Based on previous lower interest rates of 5.5 … Read more

‘What’s the point of university when I still have to live with my parents?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “I expected London to be expensive, but even with financial support it’s difficult and a student loan doesn’t even cover the full cost of tuition,” he says. “When I did my first degree, I was completely financially independent from my parents, but now … Read more

Electric cars are “cheaper to scrap than to repair” after minor faults

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to experts, installing a battery in an electric vehicle can make it more likely to be damaged in a minor accident. This includes electric vehicles with a common “skateboard design” where the battery is placed under the car. Edmund King, chairman of … Read more

Universities where students earn £40,000 on average after graduation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Adzuna’s Andrew Hunter said the figures show the value of a university education “erosion due to inflation“. He added: “Compared to the previous year, high inflation is driving up the cost of living and taking home food for many workers, and the graduate … Read more

“I’m a 5-star superhost, but Airbnb’s wrong advice resulted in an unfair 1-star rating”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I am Airbnb A “superhost” with exemplary reviews, that was until recently when a problematic guest arrived. I admit that the problem … Read more

Nanny or kindergarten? How to make the right decision for your wallet (and children)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The regulator Ofsted assesses nurseries and according to the latest report, 96 per cent of nurseries and nurseries are rated as good or excellent. You can get parent opinions by looking for local Facebook groups or asking local friends for recommendations. A babysitter … Read more

‘Barclays’ mortgage blunders to cost us £20,000′

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My partner and I are currently trying to transfer our £500,000 Barclays Mortgage from the apartment we recently sold to the new … Read more

‘My husband died and I want to donate his baby piano’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. I would like to donate my late husband’s Yamaha baby grand piano to an avid instrument lover. He died three months ago and I’m … Read more

Homeowners risk higher mortgage rates due to delays in public administrations

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Zara Banday, partner at law firm Slater Heelis, said delays in land registry documentation “can cause endless problems and risks of fraud” for landlords, builders and buyers. She said: “Buyers could be at risk of falling victim to bogus carriers or sellers pretending … Read more

Why creating a greener home could inadvertently cost you thousands of pounds

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE David Simms, a small developer and landlord in London, was stunned when his EPC dropped by two ratings after spending £10,000 on energy efficiency improvements. In 2020, Mr. Simms renovated the five-bedroom rental property, including installing extensive insulation. Smart meter data in the … Read more

Why is Jeremy Hunt back at work? Reforms are doomed to failure

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “I’m content with the way I’m living right now,” he said. “People live the life they want when they retire early. For me, I do volunteer work and give something back to the community. I enjoy my hobbies, I spend my time on … Read more

Energy companies targeted 100,000 customers with prepaid meters before crackdown

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy companies including British Gas are ahead suppression of the controversial practice this year. Data from the Ministry of Economy, Energy and Industrial Strategy show that in 2022, more than 94,000 prepaid meters were installed under the guarantee. Three providers – British Gas, … Read more

‘My 17-year-old nephew’s exam money disappeared after he became a woman’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I have a nephew who lives in America and last November the whole family was proud to learn that he passed his … Read more

Duct tape instead of loo roll: the weirdest supermarket substitutions revealed

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than four in 10 Tesco shoppers have reported swaps, including oddities such as an Easter egg instead of hot dogs and a chocolate Santa Claus instead of tin foil. Customers with dietary requirements also claimed they were sent food they could not … Read more

‘Civil service delays cost me £1m of inheritance’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Others inherit investment portfolios that have declined in value due to stock market volatility. Mr Richards said one of his clients lost £1m because delays in an inheritance meant the family sold their £3m portfolio after the start of the Ukraine war, by … Read more

How heat pumps divided Britain

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A bit of a surprise, so the rollout stalled. Only a small minority of households have taken advantage of the £450 million grant, and a shortage of engineers trained to work with the technology has only made matters worse. Yet heat pump evangelists … Read more

Energy bills will drop below £2,000 from July

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Experts say these are the lowest energy prices since the April 2022 price cap, which was replaced by a government cap last October. Investec’s Martin Young said the announced cost reduction was welcome but “doesn’t mask the fact that these valuations are still … Read more

Mothers who will lose childcare money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The chancellor has announced a £4bn plan for expand free childcare – but there are concerns about the lack of nursery places and babysitters. A blueprint for making 30 hours of free childcare Available to working parents of under-fives, it aims to help … Read more

“The airline refused to refund me – so the court sent bailiffs to Luton Airport”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Bailiffs have been sent to Luton Airport to recover money for a Wizz Air customer as shocking figures revealed the lengths consumers are going to for compensation. Last year, Wizz Air canceled Russell Quirk’s flight to Portugal three hours before it was scheduled … Read more

Free childcare: Who is entitled to it and when does it start?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The consequences of usurious costs are most often borne by mothers, with women doing an average of 60 percent more unpaid work than men, according to official figures. The Office for Budget Responsibility, the government’s official forecaster, said 30 hours a week of … Read more

Why are bank stocks falling? The role of Credit Suisse and what you need to do

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Barclays was probably among the hardest hit by SVB’s collapse because of its US exposure and its Barclays Capital division, Mr Burgeman said. Its shares have fallen 18 per cent in the past week, while falls in Lloyds and NatWest were less steep … Read more

Budget 2023 tax calculator: see how much better or worse off you’ll be

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Jeremy Hunt has today presented its spring budget against a backdrop of skyrocketing taxes, rampant inflation and a wave of public service strikes. Pension savers are the biggest winners, with abolition of the lifetime allowance. But millions more will be left worse off … Read more

The winners and losers from Budget 2023 – and what it means for your money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Jeremy Hunt delivered his first budget as chancellor after unveiling massive tax rises and spending cuts in 2022. Was he trying to soften the blow for already strained households this year? Read on to find out the winners and losers of Budget 2023. … Read more

Luxury furniture brand customers sue over bad reviews

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Customers of a luxury furniture brand founded by Sir Terence Conran’s family are facing a court ban for writing negative reviews online. Customers of Maker&Son Ltd who selling handmade English sofas and beds priced at more than £10,000, left furious feedback on review … Read more

Jeremy Hunt has one last chance to save the Tories from electoral oblivion

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sir Steve Webb, former pensions minister, believes is chronic malaise but not the desire for strong cocktails and Mediterranean cruises. But at the moment someone who can access their pension, which is possible from their 55th birthday, is limited to annual contributions of … Read more

Pensioners hardest hit by energy crisis to face £600 rise in bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Pensioners are now paying £600 more per year for energy than under-30s, new research has found. The worst affected age group is over 65 years old rising billsas the owner of B&Q Kingfisher says. That’s because more than six in 10 retirees live … Read more

Boots loyalty card benefits cut

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Loyal Boots shoppers will see their Advantage Card benefits slashed by 25 per cent in a shake-up of the High Street rewards scheme. Loyalty card customers currently receive four points – the equivalent of 4p – for every £1 they spend in store, … Read more

“How I took on Sadiq Khan Ulez’s charges and won”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When John Pritchard first set up an autopay account for Ultra-low emission zone in September 2021, he had no idea that Sadiq Khan’s controversial traffic scheme would land him in court more than a year later. Mr Pritchard said he entered his payment … Read more

Jeremy Hunt is wrong: early retirement is not holding back the UK economy

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One hypothesis is that pressures on the NHS over the past three years means people have faced delays in diagnosis and treatment. Some of those with health problems that could otherwise be picked up and dealt with instead struggle with poorer health for … Read more

“Dyson Airwrap left a love bite burn on my neck”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, You provided me with pictures of the burns that you say occurred while holding the air pack about two inches from your neck. You say you felt intense heat and immediately moved away, only to discover a round, red spot the … Read more

“We moved to the countryside – but nobody told us we’d have to pay £800 to put fuel in our Aga”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For the Saunders family, heating a large Victorian house with high ceilings and no double glazing was a shock. Even those who can improve their ‘EPC’ energy efficiency ratings by replacing leaky old windows with single-glazed windows may find their green ambitions hampered … Read more

“British Airways won’t refund £900 flights after my brother gets cancer”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Reader, Although I am sorry to learn of these circumstances, I am afraid that BA were entitled to keep your £767 as you purchased non-refundable tickets. I know it seems gross because you canceled well in advance which means your ticket could … Read more

Thames Water is forcing smart water meters on households without their knowledge

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Britain’s biggest water provider is installing controversial smart water meters without household permission, despite the fact that they can increase bills. Thames Water installs around 8,000 smart meters every month in London and the South East and hopes to have two million installed … Read more

“Britain’s transition to net zero will impoverish us all”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Contrary to what some will say, significant trade-offs will come from this. Many consumers may not particularly notice, either because the “unit costs” of these trade-offs have no monetary value, or because the costs will appear disconnected from the green transition. Let’s start … Read more

One in ten parents “pay to work” as childcare costs skyrocket

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One in ten parents actually pay for work by spending their entire take home pay or more rising childcare costs, new research has shown. Activists have warned that parents – especially mothers – are forced into debt to maintain their careers. Nursery costs … Read more

Why you should say no to buying a smart meter

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Data privacy concerns remain high The main concern of critics of smart meters, in addition to cost, is the potential privacy concerns that arise from the transfer of household data to the supplier. Although smart meters send meter readings to your energy supplier, … Read more

“Our tuition fees have gone up by 12 percent and now cost more than our mortgage”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mrs Hansell said: “I support nurseries 100 per cent and understand why they have to increase their fees. They are doing an absolutely fantastic job – this is not glorified childcare, it is key early education. “The problem goes much deeper into the … Read more

Why your energy bill will rise by £500 despite falling prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy bills will rise by 20 per cent from April after Ofgem announced a new price cap. This is despite the energy regulator lowering the cap in response to falling wholesale prices. Ofgem announced this morning that the cap will drop by £1,000 … Read more

“I won a £2,000 holiday in a Fruit Shoot and then my wife died”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, In 2015 I bought a Fruit Shoot drink for one of my children and won a £2000 competition for a family holiday. … Read more

The police spend only 2% of funds on fraud, even though it accounts for 40% of all crimes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The police are not doing enough to fight fraud, with only two per cent of funds spent on Britain’s biggest crime, consumer advocates have warned. Fraud accounts for 40 percent of all crimes committed in the UK, more than any other. However, the … Read more

Revealed: The holiday destination where your pound goes the furthest

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Post Office’s Ed Dutton said: “The value of sterling has fallen against many holiday hotspot currencies, so it is important that holidaymakers take this into account when planning their holiday budget.” Sterling posted the second biggest year-on-year rise against the Turkish lira, … Read more

“My rare, uncensored Roald Dahl classic is worth £2,000”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fantastic Mr Fox, Charlie and the Chocolate Factory and George’s Wonderful Medicine – essential reading for every British child. But Roald Dahl fans were horrified this week to learn of the invasive ‘awakening’ censorship of the work of a celebrated authorafter it emerged, … Read more

“I traded for a £420,000 home but almost lost my deposit because of the Atom Bank clause”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. As a single woman in my thirties, I longed for the day when I could buy my own house. Years I was afraid it … Read more

How Putin Lost Control of Your Finances

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Vladimir Putin’s war has wreaked havoc in Ukraine – and the economic ripples from the first major conflict on European soil since the Second World War have been felt around the world, including by British consumers. Energy prices and food costs rose after … Read more

‘I earn £1000 a month by renting out electric car chargers to other electric vehicle drivers’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Paying some bills is a good idea,” he says. “But it’s also a public service. People coming to Wembley or events will be parking on the street and that will cause a lot of congestion, so if you hire your own driveway it … Read more

‘My British Gas bill has soared to £55,000 a month’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Bill payers have accused energy providers of “daily robbery”. large increases in their direct debits which do not reflect how much gas and electricity they used. A number of Telegraph readers have written to the newspaper claiming their provider is overcharging them, has … Read more

Abolish the triple lock to prevent the retirement age from rising, MPs said

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The triple lock must be removed to prevent the state pension age from rising, a former pensions tsar has said. The triple lock, introduced in 2010, promises to increase the state pension each year in line with wage growth, inflation or by 2.5%, … Read more

When not to buy a heat pump – and how to find out if replacing your boiler will save you money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Will my home be suitable for a heat pump? The main challenge with heat pumps is that they may not be suitable for all homes. Air-to-water heat pumps can be installed in almost all houses, while a ground-to-water device requires a larger area. … Read more

‘ChatGPT rewrote my CV – and the results were disastrous’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When Isaac Asimov predicted in his collection of science fiction novels about iRobot that artificial intelligence would one day rule the world, he envisioned a dystopian future in which cyborg mannequins rebelled. We now know that the reality was a little more subtle … Read more

We must fight to save money from a dystopian digital future

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Let me start with a quiz question. How many braille dots are there on a £10 note? This might make you reach for your wallets to check, but read on to find out. There has been considerable argument in recent years about protecting … Read more

One in three people over the age of 65 still depend on their parents’ money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Bank of Mum and Dad has traditionally been associated with helping young people on the property ladder, but now even middle-aged young people rely on their aging parents for financial support. Nearly a third of those 65 and older rely on their … Read more

How a kind Telegraph reader saved another from a disastrous birthday treat

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Readers reacted strongly to the letter published in these pages last month father appalled by ‘kid-friendly’ Shakespeare play which contained the f-word, adult jokes, … Read more

“P&O gave me credit when my wife was dying – but there was a loophole”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My adult son lives in the Netherlands and I often travel with him P&O Ferries from Hull to Rotterdam to visit him, … Read more

A household luxury that now costs a small fortune

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Swimming pools Summer 2020 saw an increase in pool purchases as people spent more time in their gardens due to the coronavirus restrictions. But pool heating costs may have tripled since then. Peter Joyce, managing director of maintenance company Poolstore, says the most … Read more

‘My 88-year-old cousin died before her insurance company could replace her broken refrigerator’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I ended up trying to get a replacement fridge freezer for my older cousin through her insurance company, Domestic & General. She … Read more

Five ways energy companies are secretly making you pay more

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Confidence in energy companies among consumers is falling to a record low due to skyrocketing bills and a series of high-profile scandals. In the year to May 2022, the proportion of people who told the consumer group Which? they “don’t trust” their supplier … Read more

Students lose £500m as loans fail to keep pace with inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Students in England will be more than £500m worse off in real terms next academic year as the government failed raise maintenance loans in line with inflation. Individually, undergraduates will lose hundreds out of pocket, following the government’s decision to increase maintenance loans … Read more

Pensioners exposed to fire risk after online purchase of ‘dangerous electric heaters’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Pensioners hoping to cut heating costs by using plug-in radiators are at risk of electric shock and fire, a charity has warned. The charity Electrical Safety First said electric heaters are being promoted online alongside claims they can help cut energy bills. The … Read more

Ad that joked about killer Harold Shipman banned

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Life insurance ad features one of Britain’s most prolific serial killers was banned after a wave of complaints. DeadHappy, an insurance company known for its shock factor publicity stunts, posted the image Harold Shipman alongside the message: “Life Insurance: Because You Never Know … Read more

Why no government will ever be able to deal with the supply crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A toxic combination of inflation, staff shortages and a “lack of vision” has pushed Britain’s care system to the brink of collapse. The cost of care has risen since the pandemic, however, the government has failed to adequately deal with the crisis affecting … Read more

Travelers face £100 as car hire prices rise by 72 per cent

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Car rental costs have risen sharply last year due to a general lack of vehicles. Although rental companies have now had a chance to rebuild their fleets, prices have not fallen as much as expected and have settled much higher than three years … Read more

How log burners are dividing Britain’s middle-class neighbourhoods

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Once modest log burner has grown significantly over the past 12 months as people search cheaper ways to heat your homes with the rising cost of energy bills. But this new fixture of middle-class life is tearing neighborhoods apart. Studies have shown that … Read more

Fined £800 a year for weekly grocery shopping

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Shoppers who shop in local shops instead of major supermarkets could be wasting as much as £800 a year, new figures have revealed. A typical shop with 75 products, including a loaf of Hovis bread and own-brand milk, would cost around £153 a … Read more

‘Britcoin’ will lead to a significant infringement of our civil liberties

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Last week, the government published its consultation on the regulatory regime for crypto assets. While its latest 80-page compliant printer may not stand out to most, there’s a development buried within that should worry everyone. The paper said a decision to launch its … Read more

‘Switching off vampire devices has saved us around £1,700 a year’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A wise man once said that there are no men’s pastimes, only obsessions. Middle-aged men often get a lot of fanfare for embracing their hobbies wholeheartedly, whether it’s golf, fishing or cycling (the latter even has its own acronym: Drug or Middle-Aged Man … Read more

‘They told me my job wasn’t suitable for a mother’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE She is among about 54,000 new moms who lose their jobs every year. According to a report by the Equality and Human Rights Commission, around one in nine new mothers have been sacked, made redundant or treated so badly that they feel they … Read more

“Can I make my landlord fix the damp in my apartment or will he evict me?”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, After graduation, my daughter started her first job and shares a flat in London. However, the apartment is very damp and when she complained to the rental agent, she was told that the tenants are responsible for dealing with mold. The … Read more

MEPs warn banks will be held liable for refund scams like ‘the fox guarding the hen house’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The MEPs warned that the banks would take responsibility for returning the money to all victims of fraud “like asking a fox to guard the hen house”. The Finance Committee, a powerful cross-party group of MPs, warned that plans to protect fraud victims … Read more

Expensive mutual funds you should sell – and what to buy instead

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Investors are unnecessarily paying millions of extra pounds a year for tracking devices 15 times higher than average. Trusted household names such as Halifax and Legal & General are leaving investors’ money in “inexcusably” expensive tracker funds when much cheaper options are available. … Read more

New bond pays 6.25 percent as austerity war heats up

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Investors can earn a 6 percent annual interest rate if they lend money to a senior care company for six years, far more than a typical savings account. The fixed-rate “retail bond”, which will be traded on the London Stock Exchange, comes from … Read more

Energy suppliers have been branded “borrowers” after clinging to billions of customer money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy suppliers have been accused of “acting like moneylenders” by making it too difficult for customers to repay the credit they are owed. Businesses are expected to return credit on demand, but MPs and charities have warned that overly complicated procedures mean customers … Read more

One in five families use this simple alternative to funerals

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The popularity of cheaper “direct cremation” funerals has grown as grieving families cut the costs of expensive traditional funerals and services. According to a report by life insurer SunLife, nearly one in five funerals were directly cremated in 2022, compared to just 3 … Read more

“I’ve been robbed – and maybe drugged – but Monzo won’t give me back the stolen £41”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, Meanwhile, I was out with my boyfriend and his friends holiday in Spain last year. We went to a restaurant where I … Read more

How wealthy foreigners are using the weak pound to snap up homes in London

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Allner said one super-rich client from the Middle East switched their currency last year when the pound fell sharply and now had a 25 per cent bigger budget to spend on property. She added: “This is actually in line with the discount … Read more

How energy suppliers took advantage of the rules to disconnect customers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy providers entered hundreds of thousands of homes to switch customers to controversial pre-paid meters and millions more could be replaced without their suppliers ever visiting the property. Energy companies have won more than 300,000 orders to enter customers’ homes and replace their … Read more

Interest rate rises will end Britain’s obsession with new cars

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Over the past 10 years, a quiet revolution has been taking place on Britain’s roads and driveways. The old jalopies are gone and almost all of them are driving around with brand new engines. You’ve seen them filling up the latest models at … Read more

Millions are defaulting on household bills as the cost of living crisis deepens

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of households failed to pay their bills in January as families struggled to manage their money after Christmas. Some 2.3 million households missed at least one mortgage, rent, loan, credit card or household bill payment in January, compared with 1.9 million in … Read more

A third of wealthy parents are forced to rescue children in financial trouble

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Almost a third of higher wage earners had to start providing financial support to their adult children struggling with rising costs. Adults are emptying the coffers of the so-called “bank of mum and dad” during the cost-of-living crisis, according to research from wealth … Read more

The high fuel consumption may be coming to an end

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to Forecourt Trader, a liter of unleaded is around 3p to 8p cheaper in Northern Ireland than anywhere else in the UK. Diesel costs around 4p and 10p less. While there are regional differences to consider when comparing fuel prices, Richard Williams … Read more

“I ordered a £65 pair of boots and Hotter charged me £1.2k”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I ordered a pair of boots from last November Hotter. The boots were a pair I’d been wanting for a few years, … Read more

Why is this fryer not even a bargain

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The site’s coffee machine, meanwhile, has fluctuated between £1,000 and £500 four times in the past six months. Argos claimed its discounts were within guidelines set by the Chartered Trading Standards Institute. Meanwhile, on Amazon, the Fitbit Sense 2 smartwatch ranged from £269 … Read more

‘The Miele vacuum cleaner makes my wife sick’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My wife and I bought it last year Miele Complete C3 vacuum cleaner for cats and dogs from Amazon. We read the … Read more

Green Council’s new electric garbage trucks leave bins overflowing

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Green Party-led council said it could not empty overflowing dog poo bins near beauty spots because its new fleet of electric vehicles could not be used off-road and the bins could be damaged if the bins were lifted by hand. Large quantities … Read more

How the TikTok generation fell in love with cash

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dee Kaskonaite, 24, describes the top-up as “quite a life changer”. She says: “I was actually living paycheck to paycheck every month and stuffing has really helped me physically organize my finances because when I have that in front of me, I’m someone … Read more

Flybe debacle: can I get a refund and will I be offered another flight?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The airline Flybe has failed for the second time in less than three years, all flights were canceled and the journeys of thousands of passengers were interrupted. It flew to Amsterdam and Geneva and connected to UK cities and towns including Manchester, Leeds … Read more

‘I became a flight attendant at the age of 63’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Five years ago, she was fired for a role fitting disability aids in nursing homes, but at age 65, she went back. “It was my main income at the time, so I was pretty devastated to lose my job,” says Haller. “But as … Read more

Gas station heist revealed as yard profits double

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite wholesale petrol costs falling by 23p per liter in the nine weeks to December 18, average pump prices took almost another month to fall by just 18p. Wholesale diesel prices crashed by 32p a liter over the same period, but it took … Read more

‘My wife got seriously ill after giving birth to twins – and the insurance company abandoned us’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, In 2010, I bought critical illness and life insurance policies for myself and my wife, thinking it would be a safety net … Read more

Why is there no time for a salary increase?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In the background soaring interest rates, sky-high inflation and high taxesit seems the only way to avoid a cost of living crisis is simply to pay more. At first glance, it reminds us of the economic background of the 1970s, when the combination … Read more

How to beat the price hikes of broadband providers that are the rule for themselves

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The providers did not respond to the call. According to consumer platform Which? EE will deliver the biggest rise (£66.89 a year), followed by BT (£65.59), Vodafone (£54.86), TalkTalk (£54.22), Plusnet (£52.67) and Shell Energy ( £49.51). Lucy Powell, the shadow culture secretary, … Read more

BT customers pay the highest exit fees to avoid inflation-busting price rises

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The BT Group, which also owns the EE and Plusnet brands, confirmed that it will continue to increase prices by 14.4 percent for most of its customers. Shell Energy Broadband customers would face the other highest exit penalties, at an average of £160, … Read more

Electric car drivers have six months to wait

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Churchill sampled the opinions of 500 fleet drivers last month, and their expert added that the results were “just as applicable” to everyday drivers due to supply issues across the industry. Some models may take even longer to get. Ginny Buckley, founder of … Read more

A £95 purchase that will lower your energy bill more than double glazing

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Double glazing, loft insulation and cladding are most people’s first port of call when trying keep precious heat in your homes but a new study has found a much more effective (and cheaper) way to lower your energy bills this winter. The government’s … Read more

“I can’t afford to work for less than £50,000”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE She was forced to turn down the job because she would need at least £50,000 to cover childcare and transport costs. After months of searching, she gave up. “I want to work,” he says. “I feel so drained. I have so much experience.” … Read more

‘Heat pumps for all’ is a cult that the government should abandon

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If you spend £13,000 on this heat pump, what do you get? Well, it’s not free energy. No government “energy price guarantee”, consumers would rely on Ofgem to keep a cap on energy prices. Using their figures, without government intervention the average gas … Read more

What are National Grid electricity rebates – and are you entitled to them?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE About a million households will be paid to reduce their electricity consumption today as sub-zero temperatures increase pressure on the country’s energy supply. The emergency program, called the Demand Flexibility Service, was tested by National Grid last year, but this is the first … Read more

The new peak prices mean that electric cars are more expensive to charge than petrol ones

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Jack Cousens, head of road policy and charging at the AA, said: “While pump prices are falling, electricity prices are going the other way, but we’re hoping prices could come down later this year.” News that electric cars could be more expensive than … Read more

‘Child-friendly Shakespeare play contained the f-word, adult jokes and transgender themes’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My wife and I wanted to book something special to celebrate my daughter’s birthday and came across a fun theater show called … Read more

The airport assistance for the disabled was so bad that we missed our flight to Lapland.

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I booked the trip of a lifetime in Lapland with family and friends last December but due to incapacity on the side … Read more

Martin Lewis warns against a government scheme that leaves savers with less than they paid in

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Half a million young savers and first-time buyers risk hefty fines to access their savings under Lisa Government Scheme, Martin Lewis warned. The founder of MoneySavingExpert said that if a private company acted in a similar way, “it would be close to mis-selling”. … Read more

The NHS crisis is forcing patients to see their GP privately

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE New figures show that the winter NHS crisis has led to a fivefold increase in the number of patients turning to private health cover for primary care such as GP and dentist appointments. Health insurers Vitality, Aviva and Simplyhealth reported a surge in … Read more

How much will it really cost you to go green?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The typical cost of an air source heat pump can range from £7,000 to £13,000, depending on the size of the property and whether changes to the heating system are required, according to the Energy Savings Trust. Ground-source heat pumps are generally more … Read more

Simon Napier-Bell: ‘I arranged for Wham! play communist china’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When they were 19, George Michael and Andrew Ridgeley from Wham! had their first millions in the bank. I co-managed them with Jazz Summers and we took 12.5 percent of their net earnings. It took us 18 months to make it big in … Read more

Savvy net zero homeowners stocking up on discounted energy to keep their bills down

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Batteries are often mentioned alongside solar as a way for homes to become more self-sufficient. However, Skilton has no records. If he did, he says, he would store the energy they produce instead of exporting it, since the rates for that are very … Read more

“My husband died aged 48 and then a scammer posing as PayPal stole £50k”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I am writing on behalf of a friend of mine whose husband recently passed away at the age of 48 after a … Read more

How beach huts went from a cheap vacation in the 1950s to a symbol of wealth

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The so-called “harmonization program” is certainly causing discord among the locals. Ann Gerrard, a pensioner from Bournemouth, believes that councils’ attitudes towards beach huts have hardened. “Suddenly they’re made to be this luxury item and everyone’s the envy of us,” he says. “However, … Read more

Broken promises betray electric car drivers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A key reason for this is the lack of chargers. According to Zap Map, a mapping service, there are approximately 664,000 electric vehicles on the road and 17.8 cars per charger. However, only a sixth of these are “fast” or “ultra fast” chargers, … Read more

Supermarkets where prices rose by more than 20 percent last year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sue Davies, of which? said households were “already skipping meals to survive” amid the cost of living crisis, adding that shoppers were concerned supermarkets were “putting profits before people”. She said: “Supermarkets need to do more Which? calls on them to ensure everyone … Read more

Taskforce set up to hunt £4.5bn worth of covid fraud, HMRC says

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE HM Revenue & Customs is closing down taskforce set up to recover £4.5bn of covid fraud after admitting that the division was not good value for money. The Taxpayer Protection Taskforce has been set up to tackle fraud in the government’s Covid financial … Read more

‘Should we donate or lend the money for my daughter’s £65,000 cottage deposit?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, Our daughter wants to borrow £65,000 to buy her cottage. Can my wife and I each gift £3,000 for the current tax year 2022-23 and the same amount retrospectively for 2021-22? We do not want to charge interest on the loan. … Read more

Cash is making a comeback, with the average consumer withdrawing £1,500 last year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The total amount withdrawn from ATMs rose for the first time in five years, disproving the theory that the Covid-19 lockdown would wipe out the use of cash, new figures have revealed. Bank customers withdrew a total of £83bn from ATMs last year, … Read more

Revealed: The true cost of single life

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Single people are forced to spend £860 more per month on living costs than those in couples. According to analysis by broker Hargreaves Lansdown, the cost of rent, groceries and household bills were much higher for single people compared to couples. On average, … Read more

How unaffordable childcare is causing Britain’s early retirement crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Maria Holt planned to work until she could claim the state pension at age 66. But shortly after giving birth, her daughter Cheri Chadwick needed help. As her maternity leave drew to a close, Chadwick was confronted excessive child care costs which threatened … Read more

“Aviva increased my parents’ commission from £2,000 to £12,000 overnight”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A family has accused a “lack of morale” at one of Britain’s biggest insurers after their parents’ exit fee rose from £2,276 to £11,662 in two weeks. Alison Evans was stunned by the “greed” of insurer Aviva when it refused to back out … Read more

Paul Lewis: People confuse me with Martin Lewis – but he’s rich

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE I also started writing for the Saturday money section of The Daily Telegraph. I found a niche market because personal finance columns at the time focused on investments and real estate. For people who didn’t have a lot of money and wanted information … Read more

“My mum died and Barclays won’t let me settle her debts”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My mother passed away last September and left me devastated. I had to sort out her affairs, so after a few days … Read more

“I can’t sleep because British Gas says my gas bill is £11,000 a year”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, Last June a British Gas engineer came to do my annual boiler inspection and said it needed to be replaced. While I … Read more

Nicola Sturgeon’s alcohol crackdown angers the Scotch whiskey industry

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A row has erupted between the Scotch whiskey industry and the Scottish Government after a report claimed all spirits were “variations of the same thing”, with retailers calling it a “slap in the face” of traditional distilleries. The SNP’s Nicole Sturgeon has come … Read more

How British Gas let the nation down

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Her only option left is to pay for a local engineer herself, but that would void her HomeCare policy, leaving her “hostage” to the insurance, she says. It is understood that MPs could look at the company’s failings as part of a wider … Read more

Tesco locks down its bacon and sausages

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco has resorted to locking sausages and bacon in fridges to prevent shoplifting. A branch of Tesco Express in Bermondsey, south London, warned its chilled meat cupboard was locked for “stock protection and availability”. Customers were told to ask a member of staff … Read more

“Halifax’s mortgage mistake could cost me an extra £2,400 every month”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, My husband and I have been looking to update our home for two years, but despite a healthy budget of £1.4m, in … Read more

The money-hungry municipal council issues 20,000 parking fines a day

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Almost 20,000 parking fines are issued to drivers every day as councils struggle to fill coffers depleted by the pandemic. According to analysis by Churchill Motor Insurance, the average number of daily parking tickets issued by local authorities increased by 12 per cent … Read more

‘My brother kept my father’s £250,000 inheritance from me’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rebecca Smyth was due to inherit a share of her father’s £250,000 fortune, but four years later she still hasn’t received a penny. Smyth, whose name has been changed, and her sister sent their estranged brother a barrage of lawyers’ letters begging him … Read more

“I pretended that the delivery guy burned down my house just to get to Evri”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Evri has apologized to customers across the UK who are still waiting for delayed Christmas deliveries. The company said staff shortages, Royal Mail strikes and bad weather had contributed to the problems and it was working to resolve them. The company, formerly known … Read more

Cash spending rose for the first time in 13 years as worried families locked up their bank cards

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Coles also spoke about social media trends that are driving more people to hack their budgets using cash, but warned of the risks. “There’s been a boom in social media posts promoting ‘stuffing cash’, where you label envelopes with different types of … Read more

How to fight your local council for pothole damage to your car

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Many drivers will be all too familiar with the jarring sound of their car hitting a pothole. Britain’s road surfaces are deteriorating, and insurers are now warning that December’s cold snap could lead to an even bigger increase in potholes. According to data … Read more

Electric cars are now more expensive than petrol cars for long journeys

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The cost of charging an electric car on the road has risen by almost 60% in eight months, making the vehicles more expensive than petrol engines on long journeys. Fast-charging points, which drivers use to refuel on long journeys, are now almost £10 … Read more

Credit card interest rates hit record highs as Britain continues to spiral into debt

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Credit card shoppers now face record high interest rates on their accounts. According to analyst Moneyfacts, the average credit card interest rate reached 30.4 percent, compared with 26.2 percent a year ago. This is the highest level since it began collecting data in … Read more

‘Thieves stole £170 Givenchy wallet from my doorstep’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I’m an art student living in London and although I work part-time, money is tight. Last year was quite difficult for me, … Read more

The January sales have been described as “very unfair” as retailers raise prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Shoppers flocking to take advantage of January sales risk buying products that were cheaper six months ago, a report warns. An analysis by PriceSpy, which tracks prices at more than 6,000 online retailers, found that 46 percent of products were more expensive in … Read more

Winter sun holiday destinations where the pound goes the longest

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, currencies in other popular destinations have strengthened much more against the pound over the past year. While it may have an enticing average January temperature of 22C (72F), the Dominican Republic’s currency has grown 12.5 percent against the pound since 2021. The … Read more

The TSB warns that the fraud refund scheme will exclude a quarter of fraud victims

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A new fraud refund scheme will exclude one in four victims of fraudwarned one of the largest British banks. The payments regulator’s proposed fraud refund rules, due to be introduced next year, aim to offer greater protection to victims of “authorised push payment … Read more

Bargain with your broadband provider and save £250, households are being urged

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of hard-pressed households have been urged to save more than £250 by haggling or switching from your mobile, broadband and TV providers. A report by consumer rights magazine Who found that TV and broadband users saved £162 by switching providers. Those who … Read more

Places where funerals cost twice as much as they should

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Grieving families are facing a postal lottery for funeral costs which can vary by thousands of pounds depending on where they are held, new analysis has revealed. A “standard” funeral, required by the Competition and Markets Authority that the service is the same … Read more

From dresses to venues and catering, this is how much a wedding will cost you in 2023

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The 2023 pledge is £1,385 more expensive than a year ago as inflation pushes up the cost of dresses, cakes and videographers. Calculations by wedding services comparison website Fizzbox found the price of an average wedding rose from £20,018 to £21,403, an increase … Read more

After the crypto disaster, here’s where you shouldn’t invest your money in 2023

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE I’m sorry if you bought it in 2022, but I personally was happy when the NFT market dropped 99 percent. First, I never have to explain what a non-fungible token is again. Do you answer the follow up question “why are they worth … Read more

‘How do I prevent my children from interfering with my funeral plans?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, I was married to the mother of my two grown children for forty years before we separated acrimoniously when I began a relationship with the lady who later became my second wife. My children initially sided with their mother and we … Read more

The right to access cash will soon be enshrined in law

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One of the macro trends likely to continue in 2023 is the further shift from cash to electronic payments. In the last decade, the use of cash to pay for goods and services he refused by almost three quarters. Industry body, UK Finance, … Read more

Almost half of households now use savings to pay bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households plan to dramatically cut spending to afford it soaring energy bills and mortgage payments, new figures reveal. Two-thirds of households plan to cut back on non-essential spending in the New Year, with 43 percent of those who have savings now using it … Read more

Retro game consoles that have increased in value significantly

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ironically, Downer can’t play most games on the console, as it’s restricted to US game regions as an anti-piracy measure. But for collectors, relics from past eras of gaming have value, regardless of how useful they are. Downer, however, amassed a collection of … Read more

Revealed: The most popular used cars of 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prices began to rise immediately after Russia’s invasion of Ukraine, which in February began raising the prices motorists paid at the pumps. Stuart Masson, consultant to The Car Expert, said that while petrol prices are falling below their summer peak, 200p a liter … Read more

Household bills increased by 80 percent in two years

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Annual household bills have risen by more than £1,300 this year – and by 80 per cent in two years – new research reveals. the true scale of the cost of living crisis. A typical household spent £3,280 on energy, car and home … Read more

‘Downsizing is the only alternative’: Telegraph readers’ money-saving tips for 2023

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The cost of living is squeezing and energy crisis forced people across the country to tighten their belts in any way they could. As we approach the New Year, Telegraph readers have shared their ingenious money-saving tips to take them into 2023. From … Read more

‘I cut my spending on gifts from £4,000 to just £200’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Polly Arrowsmith spent years buying expensive Christmas presents for family members, friends and their children. Last year she paid more than £1,000 on gifts which included a £650 designer dress for her sister. Over the years, her budget has been between £3,000 and … Read more

In the competitive – and highly profitable – world of Musk memorabilia

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE RR Auction, which conducted the sale, expected the collection to bring a total of $35,000; instead, he earned $165,000. “A new wave of pioneers and industrialists is coming. When they become famous, they become collectible,” says Bobby Livingston of RR Auction. “These things … Read more

Millions of households are facing an 8 percent increase in their energy bills next month

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of households face energy bills rising by as much as 8 per cent next month despite the government’s price guarantee. Households using Economy 7 meters – which have daytime and nighttime readings – are expected to suffer higher price rises than dual-fuel … Read more

Rail companies accused of dishonesty over strike refunds

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rail companies have been accused of shortchanging season ticket holders as the industry won’t guarantee compensation for passengers disrupted by permanent industrial action on non-strike days. There will be a “very limited service” from December 18 to January 2 due to a ban … Read more

Aldi adds security labels to 85p packs of sweets

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Security labels were once reserved for expensive items such as drink bottles, razors and electricity. But now supermarket giant Aldi has added the yellow stickers to packets of sweets worth just 85p. Rows of items in the sweets section of Aldi’s Rushey Green … Read more

Wealthy pensioners get £250 more than workers to help with energy bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The government has given all pensioners hundreds of pounds more in energy cash support than working households this winter. The extra cash support for pensioners this year means that all pensioners – regardless of their income – will receive at least £650 this … Read more

British cities waited the longest for mail

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The town of Guildford in Surrey is the worst town in England for first class delivery with Royal Mail, figures show residents are struggling to get important mail in time for Christmas. Just 62.5 pieces of first class mail were delivered next working … Read more

Warning against electric blankets and heaters due to 40% rise in fire insurance claims

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE LV warned that families who light a fire on cold evenings should also be careful, because every tenth fire damage handled by the insurance company is caused by coal and log fires due to chimney blockages in log burning devices, ignition of soot … Read more

How much will Christmas dinner cost a family this year?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE While Christmas dinner will be the focus of the festive season, food prices and rising energy costs will force families to think twice about whether their turkey really needs all the trimmings. The price of Christmas dinner will exceed £30 for the first … Read more

The end of supermarket butchers and fishmongers as Tesco wraps fresh food counters

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco is ready to delay its supermarket butcher shop and fish shop as customer interest in them declines. Britain’s biggest supermarket is the only member of the current ‘big four’ – Tesco, Sainsbury’s, Asda and Aldi – to still offer fresh food counters … Read more

“Strike means I won’t get my £5,000 Premium Bond prize in time for Christmas”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Savers because of postal strikes who delayed the delivery of their main prizes. National Savings & Investments will send a claim form to winners by post before paying out prizes of £5,000 or more. Unlike smaller winnings, which are paid out automatically, savers … Read more

“My energy provider required a deposit of £16,000 before signing me up”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One in four small businesses plan to close or downsize if the Energy Bill Relief scheme – which currently lowers unit prices for business customers – ends as planned at the end of March next year, an FSB survey has found. The relief … Read more

Christmas chocolates are “the only thing that’s slimming” this holiday season

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The brand is far from the only victim of shrinkflation. Terry’s Chocolate Orange weight increased from 175g to 157g. Cadbury’s medium Selection Box has lost 24g between 2018 and 2021 – roughly the weight of a Fudge bar – and now weighs just … Read more

Christmas sales are coming early as toy prices have fallen sharply

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Playmobil products have fallen an average of 22 percent since the start of 2022. Natalie Berg, analyst at NBK Retail, said many stores panicked during last year’s supply chain crisis and too many orders to keep the shelves full and the customers happy. … Read more

Collect your children to prevent train strikes ruining Christmas, train drivers have said

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The RAC’s Rod Dennis said: “The lucky ones are those who have access to a car. Things are obviously less rosy for people who don’t, with a large proportion currently without a plan for how they’re going to get away with Christmas this … Read more

Preparatory schools are at risk of closing as middle-class families curb spending

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Preparatory schools will be “particularly vulnerable” to closure in the next few years as the squeezed middle class looks to save money amid a cost-of-living crisis. Parents are increasingly opting to save on their children’s primary education to pay for their children’s private … Read more

What 12 months of rising interest rates have done to our finances – and what to do next year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The last time the bank rate rose so quickly in 12 months was more than three decades ago in 1989. The speed with which higher interest rates were passed on to borrowers shocked even seasoned pundits. Lewis Shaw, of mortgage broker Riverside Mortgages, … Read more

‘Stakes cost me £50,000’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It’s said to be the busiest week of the year at Amazing Grace, a music bar and restaurant in central London. The venue has been booked this week by two businesses for Christmas events, which are expected to generate £50,000 in revenue. But … Read more

Worst delivery companies revealed amid Royal Mail strikes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE DHL has been named Britain’s least reliable delivery company as experts warned customers were facing “numerous delivery disasters” this Christmas. According to research by consumer group Which?, two in five respondents had problems with Christmas delivery last year. It comes in the middle … Read more

What is a draft exclusion? Gen Z in the dark about simple ways to save energy

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Their grandparents protected themselves from the cold by layering up, filling hot water bottles and other tricks like covering windows with cling film. However, today’s youth don’t seem to have inherited the energy-saving savvy of past generations – and some don’t even know … Read more

The deep freeze means millions will receive £25 in cold weather payments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of households will receive a £25 cold weather payment from the government temperatures drop below freezing this week. The government pays households £25 in compensation for each week that temperatures fall or are forecast to fall below freezing between November 1 and … Read more

“Can I take my child out of school on vacation to save money?”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, My son is an August baby and is due to start school in September 2023 when he will just turn four. I realize that, unlike when I was young, there are now strict rules about not taking children out of school … Read more

Customers prefer notes and coins to mobile payment apps

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A cashless society remains a “distant reality” in Britain, with two-thirds of the population still using notes and coins at least five times a month. Cash remains the second most popular form of payment and is used significantly more often than digital wallet … Read more

Over-55s face £260,000 shortfall to cover rising care costs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Pensioners face a shortfall of more than £260,000 to cover care costs after prices rose and the government has shelved plans to contain costs. Nursing home costs have risen sharply this year as providers have struggled to make ends meet meet rising energy … Read more

“I haven’t been able to buy food since November because of Royal Mail”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Royal Mail’s failure to control strikes has also affected the court system. A paralegal based in the North West, who spoke on condition of anonymity, said cases were failing because documents regularly arrived three weeks late. “It was extremely stressful because of … Read more

Councils vs Khan as TfL threatens to install Ulez cameras without consent

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Bexley councilor Peter Craske said the letter had caused more “pointless friction” between the transport authority, the boroughs and the mayor, adding that the council had sought legal advice on whether TfL had such powers. Cllr Craske said: “The problem is if they … Read more

“We save money and my teenager talks to me”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Getting a teenager with internet access to sit down at the table and play a board game can seem like a Herculean task for some families. But for Caroline Michelle, the solution was simple: turn off all the electricity. With no lights apart … Read more

‘Long live diesel!’ Telegraph readers defend cars that are out of style

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Driving a diesel car is becoming more and more punishing. If diesel was once king, championed by politicians as the solution to combating CO2 emissions, owners are now suffering from rising fuel prices like petrol and the threat ever higher emissions charges. Still, … Read more

Your Christmas shopping rights explained: from returns and refunds to faulty or disappointing gifts

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Whether you’re buying a gift for your Secret Santa job or hiding your reaction while you unwrap your mom’s hideous sweater, negotiate Christmas gifts can be a holiday minefield. To add to the stress of ordering gifts for family and friends before Christmas … Read more

‘I feel stuck and hopeless’: Britain’s cost of living crisis turns into a health emergency

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Jenny Blyth, 35, has been financially independent all her adult life and has run a successful small business, Storm in a Teacup Gifts, for the past eight years. This year, however, she was forced to ask her parents for a loan. Mrs Blyth … Read more

How I almost fell for Amazon’s excellent Christmas chocolate

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When I asked Amazon, it said that all of the above prices were set by third-party sellers and that better deals were available elsewhere on the site, primarily through Amazon Fresh. Some reading this may have no sympathy for anyone who pays an … Read more

Ban debt collectors from bombing households, warns Martin Lewis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Martin Lewis has called on the Government to stop debt collectors harassing households over late payments. A report published by consumer champion charity the Money and Mental Health Policy Institute found that those in debt were bombarded with texts, letters and calls – … Read more

Municipalities are charging drivers double parking in the last campaign

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Brian Gregory, from the motoring group Alliance of British Drivers, said: “Councils are looking for any source of income they can find and unfortunately motorists are an easy target. “They’re just going to milk motorists for as much revenue as possible.” He added: … Read more

Old-fashioned cold winter survival tips from Telegraph readers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Temperatures have dropped this week and it feels like winter has finally arrived, but households will be reluctant to reach for the thermostat. Central heating costs have doubled this winter and the price of gas per unit has risen from 4p to 10p … Read more

How reliable diesel cars have become unfairly outcasts from the roads

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr. Gregory, who drives a diesel BMW 3 Series, is not convinced by attempts to “write off” diesels. “The problem is that the government thinks it can control everything and it would be better to keep its dirty, incompetent hands out of things,” … Read more

‘I bought a wind turbine – now I’m paying £1.50 a month for energy’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Sherwen paid £1,200 upfront for a stake in the turbine as part of a partnership with Octopus and Ripple Energy, a clean energy company. As part of the deal, shareholders are compensated each month based on how much their share of the … Read more

“University was supposed to be a fairy tale, but it was a nightmare”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Next year’s graduates will miss nearly two out of five days of classes after their education was disrupted by lockouts and strikes. A student starting in September 2020 would lose 25 weeks of personal learning because of the disruption, according to the Intergenerational … Read more

Savers should stop hoarding money and invest, says city watchdog

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Savers must stop hoarding so much money and invest it in the stock market instead, the city’s ombudsman has urged. The Financial Conduct Authority warned that many consumers are “likely to experience harm”. the real value of their assets falls towards “potential to … Read more

‘NHS error in care cost us £250,000’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Thousands of families are having to sell their homes and cut into their inheritances because the NHS wrongfully denied free care to seriously ill relatives. It is now being forced to pay back millions of pounds – often years after the patient’s death. … Read more

‘We lost a third of orders after the Tories raised taxes’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Small businesses used to be the backbone of the British economy. But the reality increasingly involves sleepless nights, relentless anxiety and overburdened bank accounts as inflation is destroying British entrepreneurial dreams. Many endured months of shutdowns, then faced rising wholesale prices, big jumps … Read more

Cash-strapped shoppers are turning to loans to finance Black Friday spending

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cash-strapped shoppers have turned to credit cards to pay for Black Friday deals as they grapple with the cost of living crisis. Banks and major retailers say shoppers are spending more on loans than usual. Barclays said it saw a 4.9% increase in … Read more

Do British strikers really deserve a pay rise?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Industrial action is hitting hard this winter as teachers, postal workers, railway workers and nurses across the country vote to walk out. The wage increase was at the center of disputes, while union representatives are scrambling to help workers cope with the rising … Read more

“British Gas kept misleading me when I claimed payment for solar”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When Peter Brown installed solar panels on his Northumberland home in August 2021, he hoped to recoup his investment in less than a decade, by selling energy back to the grid as part of the government’s Smart Export Guarantee. Despite skyrocketing energy bills, … Read more

Share your old-fashioned home heating tips and save money at the same time

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It seems like you’re hardly moving these days for energy and heat saving tips as winter approaches and the nights get colder and colder. With the typical household bill now capped at £2,500 a year, it’s never been more prudent to stay warm … Read more

M&S and Morrisons are stockpiling eggs as farmers warn shortages could last six months

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Farmers were warned the egg shortage could last until next summer as M&S and Morrisons became the latest supermarkets to restrict the sale of boxes in their stores. Supermarket giants joined in Tesco, Asda and Lidl in limiting the number of eggs customers … Read more

Log burners are sold out as homeowners prepare for winter power outages

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wood stove are disappearing from sale as desperate households look for old-fashioned ways to beat them energy crisis. Manufacturers have warned that the recent increase in demand, coupled with production backlogs due to Covid, means that certain models will not be available until … Read more

Wood stoves are sold out as families look for ways to stay warm

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wood-burning stoves are disappearing from sale as desperate households look for old-fashioned ways to cope energy crisis. Manufacturers have warned that the recent increase in demand, coupled with production backlogs due to Covid, means that certain models will not be available until next … Read more

“We’re always collecting World Cup stickers – our collection is worth £7,000”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When asked about the size of their sticker collection, the self-described “couple of football collectors” said it was “uncountable”. When pushed, Euan Kane, 36, put the number at “around 5,000”. With the resale price of used shirts or balls in the four figures, … Read more

Christmas mail must be sent before the end of November to beat strike chaos, experts warn

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Christmas cards and gifts should be sent by the end of this month to avoid delays due to Royal Mail strikes, experts have warned. Millions could see their deliveries disrupted new strike days are announced by the Communication Workers’ Union December, including Christmas … Read more

In less than an hour, Jeremy Hunt delivered the death sentence on the aspirations of a generation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE And there is no escaping the tax onslaught. We are now at the mercy of inflation, with frozen thresholds for everything from income to inheritance. It is a pincer for our wages and our wealth. Inflation was harmless at around 1 percent when … Read more

Tesco is rebranding its discount food to avoid putting off shoppers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The renamed “Reduced Price” section will “offer reassurance that these products are just as good” as those that are not discounted, the retailer said. Tesco is offering fresh produce such as salads, meat, bread and sweet treats that are close to their use-by … Read more

Ofcom tightens rules after 41 million phone number fraud attacks

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ofcom’s Lindsey Fussell said: “Spoof calls and texts are a major source of fraud and pose a clear and present danger to every phone user. Criminals are becoming more and more sophisticated and it is easy to catch you with a scam.” Telephone … Read more

Tesco website crashes due to 290,000 queues for Christmas delivery

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco shoppers were forced to wait in a queue of more than 290,000 people as they tried to book an appointment for a Christmas delivery at the supermarket. Tesco’s website crashed this morning after customers waited hours to book a prized delivery slot … Read more

‘They are charging me for the old owner’s energy and threatening me with bailiffs – what should I do?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear ask a lawyer, My husband and I bought our first house twelve months ago. The process was arduous, not least because the vendors were terrible to deal with. They were divorcing and therefore we felt that they wanted to get the most … Read more

How fraudsters are now taking advantage of cashless parking

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fraudsters take advantage the rise of cashless parking lots by fooling drivers who try to pay with a mobile phone. They are bikers they increasingly have to use their phones to pay for parking as the machines that accept cash disappear. Drivers now … Read more

“Gas prices don’t worry us – we produce energy ourselves”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Knoydart Peninsula in the Scottish Highlands is so isolated that it is completely cut off from the national grid. This once proved to be a real headache for residents who were lucky enough to have electricity supply for more than four or … Read more

Where to find Christmas holidays at the ‘best deal’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Couples looking for a winter getaway should turn to Eastern Europe this Christmas, where the cost of the cheapest city holidays has barely budged since the pandemic, a Post survey shows. The Latvian capital Riga topped the list of budget destinations for the … Read more

Phone companies that fail to block fraudulent messages should be prosecuted, Lords urges

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Phone companies that allow customers to be inundated with messages and calls from scammers should be prosecuted, a House of Lords committee said. The UK has become a “lucrative market” for international criminals who do not fear justicefound a report published today. He … Read more

“Hit and run Range Rover bump will add 50pc to my insurance”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I parked my car next to Wimbledon Common and came back to find a note from two good Samaritans under the wiper. … Read more

Vacationers in the dark charge over €7 for a visit to Europe

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nine out of 10 British travelers are in the dark about a new EU scheme that will they are required to pay €7 per person to visit most European countries. A new report has warned that few people know about the upcoming charges, … Read more

We can’t afford a triple lockout and pay rise for nurses – but there is a solution

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Not everyone can have a pay rise that solves all their worries about the cost of living crisis. Not doctors, teachers, train drivers and not even our esteemed nurses. But the Conservatives still seem intent on sticking to their staggeringly expensive triple lock … Read more

Car finance deals fall to 12-year low as drivers feel the squeeze

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Drivers have shied away from new car leases due to concerns about high inflation and skyrocketing interest rates. A report by the Finance and Leasing Association, a trade body, found that the number of cars bought with finance has decreased in September by … Read more

‘I spent £500,000 on my Ferrari’: Inside Britain’s battle for personalized number plates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When John Collins put down the phone after a license plate auction in 2014, he felt a sudden wave of buyer’s remorse. “Damn it, what are you doing?” he thought minutes after bidding £518,000 for a 25 O registration, setting the record for … Read more

Thanks to Putin and bird flu, the cost of the Christmas turkey has skyrocketed

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families could pay 20 percent more for their turkeys this winter as farmers suffer worst Christmas preparations in 50 years. Costs have risen due to soaring energy and feed bills, while widespread culling forced by bird flu has further eroded profit margins. Manufacturers … Read more

Britain’s newfound obsession with deep fryers won’t spare a penny

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This brings me to another unpopular prediction about the fryer, which I’m afraid to say I’m even more convinced of than the first. Far from being the antidote to the cost-of-living crisis, as the narrative heavily promoted by salespeople suggests, buying a deep … Read more

Millennials are more likely to fall for scams than retirees—but they’re too arrogant to realize it

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Younger adults are twice as likely become a victim of fraud like the older generation because of their overconfidence in the Internet. People under the age of 34 are most susceptible to pressure tactics used by scammers and are willing to share their … Read more

Where public administration fails, Britain

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Standards have plummeted across government institutions as tens of thousands of civil servants avoid office work every day, more than a year after England was finally locked down. As public complaints mount and covid backlogs persist, some of the largest wards are barely … Read more

Half of drivers need financial support to keep their cars on the road

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Half of motorists will have to borrow money or ask family and friends for help to keep their cars on the road this winter, a new survey has found. The annual cost of driving a petrol car has increased by £272 from September … Read more

Families face four-month wait for inheritance as DOJ delays mount

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Charities have called for an overhaul of the Ministry of Justice as growing delays leave grieving families waiting four months for inheritances. Critics say the reliance on paper-based systems, which are slow to process, has caused great hardship for bereaved families. This newspaper … Read more

British Gas should be banned from installing pay-as-you-go meters, MPs say

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite the government implementation of the energy price guarantee, millions of households are at risk of falling behind on their bills this winter, with bills set to be 64 percent higher than last year. Energy providers can install a pre-paid meter if any … Read more

The restaurant “Press for champagne” banned my friend who is breastfeeding

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, A close friend of mine recently had a baby and I booked her and a group of our friends out to a … Read more

‘Nothing Turns You On Like An Old Singer’: Drivers Relive Their Youth And Turn A Profit

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It might look more at home in a museum than a garage, but drivers are willing to pay more than £15,000 to turn a 30-year-old Peugeot 205 into their family car. Peugeot stopped making classic cars in 1999, but the value of the … Read more

Banks that failed customers during the pandemic had to pay back £12 million

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Almost 60,000 borrowers have been paid a total of £12m in compensation after being forced to meet “unaffordable” mortgage and loan repayments and high bank fees at the height of the pandemic. The city watchdog has warned that payment plans for struggling households … Read more

‘Net zero’ energy scams double as trading standards warn of wave of fraud

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households have been bombarded with calls offering bogus green home improvements, Trading Standards has warned, as fraudsters try to take advantage of the push towards ‘net zero’. Data from 10,000 call blocking devices showed an 85% monthly increase in fraudsters offering bogus grants … Read more

What will the biggest interest rate hike in 33 years mean for your money?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But while rising interest rates are bad news for borrowers, it should be good news for savers – if banks increase savings rewards in response. The latest data from the Bank of England showed the “effective rate” for new mortgages jumped 0.29 percentage … Read more

Jeremy Hunt should scrap misleading ‘cap’ on care costs – saving £1.2bn a year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Any money used to pay fees from government benefits – such as Income Support, Care Allowance or Pension Credit – does not count towards the cap. Also nothing that relatives pay as an allowance – extra money to improve conditions for the person … Read more

Diesel prices rise by 10p per liter in a month

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Motorists have suffered another blow as diesel prices have risen by 10p a liter in the past month, pushing the cost of filling up the average diesel car in excess of £100. The price of a liter of diesel rose to 190.49 p … Read more

‘My mother has already given my brother his inheritance but she is not changing the will – what can I do?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, My mother is 90 years old and a widow. She has three children and made a will in which everything is divided three ways between me and my siblings. Since mom made the will, my brother got divorced. His mother gave … Read more

Thousands of divorcees are being forced to pay 10 percent more as inflation rises

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Turner said the jump in payments would create pressure already strained household finances. “While statutory maintenance orders are typically in the range of £500 to £1,000 a month, a 10% increase to this is potentially an extra £100 on top of already … Read more

‘British Gas Engineer Broke My Mum’s Water Heater And Now She’s Facing A £5,000 Bill’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, Earlier this year my father died unexpectedly, having just moved with my mother to Surrey to be closer to me and my … Read more

“I was forced out of London because I can’t afford childcare”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When Shineade Nicol-Sey became pregnant seven months ago, she and her husband thought they could afford another child. They kept the numbers down and the costs manageable. But then their energy bills skyrocketed, mortgage rates skyrocketed, and their the nursery increased the cost. … Read more

At Battle for Workers, several employers offer family support

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Employers hope so win the talent war are increasingly offering financial support or extra leave to jobseekers hoping to start a family, new data has revealed. The number of jobs offering extended leave for employees who start a family has in some cases … Read more

Made.com on the verge of collapse: what are my consumer rights and can I request a refund?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Online retailer Made.com is teetering on the brink of collapse and has stopped accepting new furniture orders through its website. The company has not confirmed whether existing orders will be affected, but customers may be concerned about what will happen if they experience … Read more

Households have 100 days to use the barcode-free stamps

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Royal Mail has urged households to use all non-barcoded stamps within the next 100 days before they expire. As of January 31, post offices will no longer accept stamps without barcodes. Royal Mail said the change would affect “everyday stamps” with a profile … Read more

‘My wife is afraid of our new toilet ‘ghostly flushing’ and no one will fix it’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, We have recently fitted a new toilet and sink which have an interconnected water system. Once they were installed we were horrified … Read more

The builders charged £20 to clean our gutters and then scammed us out of £20,000.

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, In July of this year, my partner and I were victims of a crime on our doorstep. Builders turned up offering to … Read more

British holidaymakers ‘ripped off’ by booking sites

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Travel companies are charging British holidaymakers hundreds of pounds more than foreign customers, offering “unfair prices” on UK booking sites. In some cases, travelers were asked to pay significantly more than those who booked trips from other European countries, according to the report … Read more

Why Britain’s debt-fuelled new car addiction is coming to an end

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For more than a decade, rock-bottom interest rates allowed hundreds of thousands of drivers to buy expensive cars on finance contracts. But there are now growing concerns that Britain’s spending on car finance could soon collapse as repayments become increasingly unaffordable, amid rising … Read more

‘Nobody’s getting out’: Small businesses are struggling in Jeremy Hunt’s quintessentially English constituency

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Chiddingfold in Surrey is a quintessentially English village of just over 2,000 people who all know each other. Dotted around the village green, where a tall bonfire stands ready for next month, you’ll find cozy pubs, traditional butchers, a corner shop and a … Read more

Will the new Prime Minister strengthen your finances?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The promise of a new No 10 resident has already lifted the outlook slightly after markets had been clamoring for a management change for weeks. They rallied immediately after Ms Truss’s resignation and the yield on the 10-year Treasury note, which rises when … Read more

‘My 90-year-old neighbor was tricked into insuring a non-existent satellite dish’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Has the company treated you unfairly? Our consumer advocate is here to help. How to contact her click here. Dear Katie, I am writing on behalf of our lovely neighbor, a 90 year old widow. He is in poor health and, because of … Read more

Eight million households will be late with their bills this winter

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of families will suffer financial hardship this winter as utility bills skyrocket, the city watchdog has warned. The Financial Conduct Authority said 7.8 million households faced a “heavy burden” to keep up with their bills. This is 2.5 million more than in … Read more

How ‘preppers’ insulated themselves from skyrocketing food prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Saudah Karangwa, from East London, began “preparing” after experiencing empty supermarket shelves during the pandemic. “When I saw the shortage and so many people panicking, I woke up,” she said. When war broke out in Ukraine in February, it stepped up its efforts, … Read more

London motorists receive £1,000 insurance premiums for the first time

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Drivers face the biggest annual car insurance premium increase five years, with the average policy in central London approaching £1,000 for the first time. Comparison website Confused.com found the average cost of insurance rising by 14 per cent to £588 a year in … Read more

“Mum had a carpe diem approach to money – but the world made her more sensible”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The cost of living is rising at the fastest rate in 40 years, along with inflation it is expected to reach 10 percent this week. Mortgage rates have not been this high since 2008, with prices now above 6pceven after the “mini-budget” reversal … Read more

How turning back the clock adds £400 to energy bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households could save £400 a year on their energy bills by reducing daylight savings time, according to a university study. Academics at Queen’s University Belfast found that the average household could save £1.20 a day on electricity if the clocks were not put … Read more

Winners and losers from Jeremy Hunt’s mini budget turnaround

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The new chancellor has reversed almost all of the tax cuts promised in last month’s mini-budget, denying taxpayers thousands of pounds in savings. In a statement this morning, Jeremy Hunt cut support for households struggling with rising energy bills and shelved plans to … Read more

‘My neighbour’s care is paid for by the NHS but my wife’s is not. What can I do about it?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear Gary, My wife has dementia and her vision is very poor. He requires 24/7 care and has been in a care home for a year, costing £67,000 so far. I have osteoporotic arthritis and recently moved to another retirement home. I don’t … Read more

Cost-conscious shoppers forced into veganism

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It is forcing customers to go vegan, as the prices of dairy products and meat are rising faster than plant-based alternatives. The cost of milk and milk products is up 26.7 percent compared to this time last year, according to comparison website Trolley, … Read more

Tesco bars prevent a shopper from buying a sandwich because it doesn’t have an app

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco would not sell the sandwich to the customer because he did not have the supermarket’s mobile app and was not enrolled in its Clubcard scheme. The grocery giant has come under fire after a customer complained he was only allowed to enter … Read more

Is your pension safe amid Bank of England chaos?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Why is there suddenly a problem with some final salary systems? Fluctuations in the financial markets in recent days putting their finances under pressure. The details are complex as the schemes use sophisticated techniques in conjunction with investment banks and derivative contracts to … Read more

Banks have been told to consult with customers before reducing branch opening hours

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Banks have been ordered to consult the public about the reduction in opening hours to prevent covert branch closures. The city’s watchdog, the Financial Conduct Authority (FCA), will force banks to ask local communities before reducing working hours or days, or reducing the … Read more

What do surging bond yields mean for your money?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Government bonds slipped back into chaos on Monday, as panic spread, the Bank of England’s emergency support – which had halted the market’s slide into chaos for the past week – had all but dried up. Threadneedle Street was forced to jump in … Read more

A scramble is expected for the ‘last 50p coin’ featuring Queen Elizabeth II

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The reverse of the coin shows a broadcasting mast rising from the ground in tribute to the BBC’s centenary. Last week, the first portrait of King Charles III was presented. First, a new royal image will appear on commemorative £5 and 50p coins. … Read more

Winter sun is more expensive than ever – but this destination is 10 per cent cheaper

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hoi An, Vietnam has become the cheapest destination for a winter holiday in the sun for the first time, overtaking Tokyo, Japan. The Post’s analysis found that costs in Hoi An have dropped by 10 percent since 2019, when the survey was last … Read more

I lost £400k after being referred to a Ponzi scheme by a NatWest wealth adviser.

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Your case is unusual in that, unlike most victims of scams, you were tipped off about this “investment opportunity” by a trusted NatWest employee. At common law, with some exceptions, NatWest as an employer is vicariously liable for the torts of employees if … Read more

NS&I savers without mobile phones are blocked from Premium Bond accounts

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE National Savings & Investments was charged “digital exclusion” after savers without mobile phones were denied access to their Premium Bond accounts. From July, bondholders must go through a “two-step authentication” process when accessing their account online, which requires a password sent to a … Read more

Electric cars outnumber charging points by at least 15 to one

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Electric cars now outnumber public charging stations by at least 15 to one. Figures this week revealed that there are now more than half a million electric cars on Britain’s roads. However, it is the number of public charging stations for electric vehicles … Read more

‘I made £20,000 renting out my clothes’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Karen Spencer has always loved shopping for new clothes. When she got tired of designer clothes, she often sold it on eBay to get her some money back. But 15 months ago, a friend asked her if she would consider renting out her … Read more

Why Londoners are paying more for electricity – even under Liz Truss’ new price cap

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE People living in London will pay more for their energy use than those in the Midlands or Scotland, even under Prime Minister Liz Truss’ “energy price guarantee”. Under the new tariffs which come into effect today, the typical household will pay £2,500 a … Read more

What is a recession and how to protect your savings and investments?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pressure on British households is mounting. The the cost of living crisis is hugeas rising interest rates raise costs for millions of homeowners and energy and grocery bills remain at historic highs. The Bank of England raised interest rates from 1.75 percent … Read more

Energy companies extend the deadline for the day of meter reading

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy suppliers are scrambling to avoid a repeat of the meter-reading chaos of March, when websites crashed as customers rushed to submit the readings before prices spiked. British Gas and businesses have told customers they have up to a week to submit their … Read more

Companies that offer the greatest benefits for work

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Employers are offering employees more and more benefits in addition to their salary in order to attract workers to the tight labor market and stay at their jobs. Companies looking for employees are increasingly advertising free food and transportation assistance, according to recruitment … Read more

More to come: What taxes could Kwasi Kwarteng cut next?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A pound fell to a historic low and the yield on government debt rose sharply after The Chancellor revealed the £45 billion worth of historic tax cuts last week. Seemingly undeterred, Kwasi Kwarteng suggested that his tax cuts would continue into 2024. “There’s … Read more

Energy price hikes October 1: What does the new cap mean for your bills?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE I recently made a deal – will I miss it? In response to earlier predictions that the price cap could rise to £6,616 next year, some households have signed up to fixed rate contracts to protect themselves against further price rises. But with … Read more

Families spend £2,000 more as half-term flight prices rise 42 per cent

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Guy Hobbs, of Which?, said it was unfair that passengers were being penalized with higher prices after a summer of disruption and flight cancellations. He called on the government to give the Civil Aviation Authority, the industry regulator, more powers to punish operators … Read more

The mid-term holiday crisis when prices for European getaways soar

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This means that holidays in Europe have become much more expensive, with ticket prices for popular tourist attractions now much higher in pounds than they were a few weeks ago. An adult ticket to climb the Eiffel Tower costs €26.80 – the equivalent … Read more

The falling pound is leaving families without American holidays

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pound has fallen steadily this summer and rates are 17 percent lower today than they were at the start of the Easter holidays. This means families planning a half-month trip in the US this month, it will be 210 pounds worse for … Read more

Mortgages will be £100 a month more expensive from this Friday

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Extraordinary rate increase The Bank of England would accelerate a mortgage crisis for hundreds of thousands of buyers and homeowners looking for new business. If Bank Rate rises to 3 per cent this week, a buyer buying an average £295,750 property with a … Read more

Little-known equity release terms that could cost borrowers an extra £20,000

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Demand for capital release is growing: a record £1.6 billion was unlocked based on borrowers’ home values ​​in the second quarter of 2022. While a series of regulatory changes have improved industry standards, there are still terms and conditions that can trap people. … Read more

What the fall in the pound means for your wallet

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE There could be further price increases in the UK for future launches if the dollar maintains or increases its strength. The prices companies must pay for essential ingredients will also rise, passing higher costs on to consumers. Paul Davies, chief executive of Carlsberg … Read more

‘I save money if I share childcare with my neighbours’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE ‘Doggie daycare is £32 a day’ For Karen Reid and her neighbors in South East London, caring for their dog was a challenge. She and her husband James got Lupin – a sprocker spaniel – during the lockdown, when they often worked from … Read more

Divorcing couples cannot afford to move out of their marital homes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Estranged couples are forced to stay under the same roof and can’t afford to divorce as legal costs, house prices and mortgage rates soar. Lawyers and mortgage brokers have reported an increase in the number of spouses finding they cannot physically separate and … Read more

Fraudsters are targeting families in a new wave of energy scams

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ms Hart said: “Sometimes it can lead to a two-way scam where the criminal calls back later and pretends to be your bank. “They use information from the text to convince the victim that they have been hacked by a third party and … Read more

Why stamp duty cuts won’t stop the catastrophic fall in house prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Andrew Wishart of analyst firm Capital Economics said: “The market reaction to the announcement suggests that mortgage rates above 6 per cent are now a distinct possibility, which would make house prices more overvalued than in 2007.” Savings on stamp duty will help … Read more

What time is the mini budget tomorrow? Plus what to expect from Truss’ tax cut plans

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr Kwarteng and Ms Truss are said to be considering accelerating the 1p cut in income tax – reducing the basic rate from 20p to 19p in the pound – which is currently scheduled for 2024. Mr Sunak confirmed the move when he … Read more

What time is the mini budget today? Plus what to expect from Truss’ tax cut plans

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr Kwarteng and Ms Truss are said to be considering accelerating the 1p cut in income tax – reducing the basic rate from 20p to 19p in the pound – which is currently scheduled for 2024. Mr Sunak confirmed the move when he … Read more

What you need to do now to reduce your mortgage costs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The lift will serve as immediate shock to borrowers with standard variable rate and tracker mortgages, of which there are a total of 1.6 million in the UK, according to banking trade body UK Finance, whose interest rates are linked to Bank Rate. … Read more

Country house owners say fuel bill support is ‘a drop in the ocean’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More support will be announced, the government said, but critics said homes now needed more assurances. Most oil-dependent households save money themselves or with a supplier to accumulate cash when oil is needed, spreading the cost over the year. But the Countryside Alliance, … Read more

How cutting the hated stamp duty could solve the country’s housing crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “The Government could reduce stamp duty and tax revenue would not necessarily fall because it will encourage more migration and consequently more housing,” Mr Clougherty said. Dominic Agace, chief executive of Winkworth Estate Agents, added: “We will be encouraging people who have smaller … Read more

Energy price cap October 2022: when does it start and what does it mean?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE I recently made a deal – will I miss it? In response to earlier predictions that the price cap could rise to £6,616 next year, some households have signed up to fixed rate contracts to protect themselves against further price rises. But with … Read more

Gordon Ramsay gin advertising banned over health claims

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Advertisements for chef Gordon Ramsay’s gin have been banned for touting the nutritional value of the honeyberry ingredient. Instagram and Facebook posts for Ramsay’s Gin, seen in March, said the honey berries that made up its “botanical foundation” were grown in fields a … Read more

When is the mini budget? Predictions and what to expect from Kwasi Kwarteng predictions

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr Kwarteng and Ms Truss are said to be considering accelerating the 1p cut in income tax – reducing the basic rate from 20p to 19p in the pound – which is currently scheduled for 2024. Mr Sunak confirmed the move when he … Read more

The cost of baking Victoria Sponge goes up

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “The price of butter rose due to higher feed, transport and labor costs, while flour prices rose due to the war in Ukraine and a global drought that affected crops.” Christine Jensen of Black Box Cake, a provider of online baking courses, said … Read more

eBay bans sale of royal bracelets for hundreds of pounds

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Auction site eBay has removed ads selling bracelets to join queue to see Queen Elizabeth II lying in state after receiving bids worth hundreds of pounds. Yellow, gold and pink wristbands are issued to members of the public as they join the line … Read more

A pint of milk is now more expensive than petrol in these supermarkets

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Petrol also jumped significantly, with the latest unleaded fuel price up 30p on a year earlier, the RAC reported. While gasoline has risen in price by 23 percent over the past year, the price of milk in supermarkets has jumped by an average … Read more

Zero Net Amount Policies You Should Shred To Save Your Wealth

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British the ambition to reach net zero by 2050 has come in for a lot of criticism since the target was first announced in 2019 – not least because of the potential impact on household finances. Plans to phase out the country’s gas … Read more

‘We spent £5,000 to help us stop wasting’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When Monica McLellan talks about her spending habits, she compares herself to an addict. Two years ago, she couldn’t resist the temptation of a spontaneous trip abroad and bought more and more handbags. Earning more than £100,000 as an assistant headteacher and landlord … Read more

The Tories must draw a line under this era of populist swagger

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But the Tories must now draw a line under this era of massive public spending. Next week, new chancellor Kwasi Kwarteng has the chance to do just that with a “mini budget”. His task is to focus exclusively on growth, key to which … Read more

Homes paying thousands of pounds more for ‘green’ energy

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This is much higher than regulator Ofgem’s price cap on default tariffs, which is expected to rise from £1,971 to £3,549 for a typical household next month. Homeowners are also paying more for green energy, even though it is now much cheaper to … Read more

The richest households will receive twice as much support as the poorest, warns the think tank

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The richest households will receive twice as much support for living costs as the poorest, the think tank has warned. Wealthier homes will receive £4,700 in gifts and tax cuts next year, compared to just £2,200 for the poorest, according to the Resolution … Read more

Homes with fixed energy contracts will have reduced bills (but better to switch)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to comparison website USwitch, no major provider currently offers fixed tariffs due to rising wholesale energy prices. This is because when a customer signs a fixed rate contract, their provider must purchase a year’s supply of energy in advance, taking into account … Read more

Rising energy prices are forcing families to ditch their Agas

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families, once the ultimate status symbol of the middle class, are tearing up their Age as rising energy prices turn them into unaffordable luxuries. Oven removers have reported a sharp increase in inquiries from people wanting to ditch their iconic cookers after they … Read more

Older homeowners are racking up huge debt to free up equity

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Experts have warned that homeowners will rack up significant debt if they use equity release to cover rising bills, costing them thousands of pounds in extra interest. According to the provider Canada Life, one in five of those who took out a loan … Read more

Six Reasons Boomers Have It Better Than Millennials

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Housing prices doubled in real terms Average property is more than five times more expensive than in 1992, which rose from £55,166 to £286,397, according to the Land Registry. Adjusted for inflation, house prices more than doubled from £126,881 in real terms. That … Read more

Households are turning to cash to overcome the cost-of-living crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Two-thirds of households used an ATM this summer as the cost-of-living crisis drove shoppers back to notes and coins to help budget. Fee-free ATMs are rapidly failing, and businesses are increasingly rejecting notes and coins, despite growing consumer demand. Two out of three … Read more

Rising bills are forcing thousands of mothers to cut maternity leave short

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Thousands of mothers were forced to cut theirs short maternity leave paying skyrocketing bills, in some cases returning to work just one month after giving birth. Families with young children are struggling to afford the rapidly rising costs of housing, energy and food … Read more

‘Don’t open the fridge’: The hilarious ways Britain has been told to cut its energy bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Other tips that require you to completely change your behavior are very extreme. If you fully commit to never using an oven, hob or grill again and opt for a much cheaper fryer instead, you can save up to £604 a year, according … Read more

What “Trussonomics” Means for Your Money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families and people with higher incomes will save the most with the new prime minister’s promises of low taxes and freezing of energy bills. However, experts warn that Liz Truss can do little to protect millions of households from a significant increase in … Read more

Freezing accounts saves half the state pension from the energy sink

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Freezing energy prices will now stop household bills eating up half the state pension. Pensioners will now spend 20 per cent of their allowance on energy bills next year, less than the projected 58 percent by Liz Truss intervention to protect homes from … Read more

More than a million rural households received reduced energy prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than a million households will benefit from Liz Truss’ pledge to support homes that depend on fuel oil. While homes connected to the national grid have enjoyed price caps from energy regulator Ofgem, off-grid homes have so far been unprotected. About 1.5 … Read more

The government’s energy cap freeze: who are the winners and losers from the announcement

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prime Minister Liz Truss has announced plans to freeze the energy price cap. This means that the average household will pay £2,500 a year on their energy bills. Ahead of the crackdown, energy regulator Ofgem said the price cap, which limits the amount … Read more

Energy prices will be frozen – but you’ll still be paying 64 percent more than last year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prime Minister Liz Truss froze capping the price of energy at £2,500 for two years from 1 Octoberhowever, the average household still faces paying 64% more than last winter. The cap, which limits how much energy providers can charge per unit of energy … Read more

Martin Lewis is calling for households on fixed energy contracts to be allowed to switch without penalty

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consumer rights campaigner Martin Lewis called on energy companies to allow customers to exit fixed-rate deals without paying an exit penalty. The founder of The Money Saving Expert told BBC Radio 4’s Today program that allowing customers to avoid expensive fixed rates without … Read more

ITV ditches ‘dystopian’ spin to win energy bill competition after complaints

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The daytime television show This Morning was abandoned by a a competition that gave viewers the chance to win their energy bills. The ‘spin to win’ style competition attracted nearly 200 complaints to regulator Ofcom but has now been replaced with cash prizes. … Read more

Explained: How Liz Truss’ price cap freeze could change your energy bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Instead, Ms Truss wants to effectively freeze the cap at £2,500, saving households more than £1,000. Does this mean I won’t pay more than £2500 for my power? Since the price cap is a limit on the average bill, customers can pay a … Read more

Young people are being punished for the persistent use of false statistics by the government

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This means that for many years pensioners have received an extra 1 percentage point on their pension, while an extra 1 percentage point has been added to the accounts of commuters and labourers. Abolishing the outdated measure will also save taxpayers billions of … Read more

‘Cut taxes and solve the energy crisis’: the five big financial problems Liz Truss must tackle

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Experts say Ms Truss should consider changing these rules to allow people to rebuild their savings when sky-high inflation passes. Savers can currently access their pots at the age of 55. Helen Morrissey, of stockbroker Hargreaves Lansdown, said: “In the current crisis, it … Read more

“My neighbors put up a monster trampoline next to our garden. Can I stop him?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It is usually difficult to enforce the rights and obligations between the individual owners in detached houses. In this sense, “An Englishman’s home is his castle,” and if he wants a huge trampoline in his dried-up moat, he can have it, whether the … Read more

“I save £60 a month by growing my own food”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than 40 per cent of British households with a garden, allotment or balcony grow their own produce to avoid higher prices in the shops, according to research by comparison website Compare the Market. Ms Hooper estimated that her veg patch saves her … Read more

Seven out of ten ATMs are threatened with closure

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Almost 70 percent of fee-free ATMs are at risk of closing or starting to charge fees as rising costs hit operators. ATM operator Notemachine has warned that funding cuts could leave companies with “no choice” but to start charging customers for cash withdrawals. … Read more

Parents will soon be paying £2,000 a month for nursery school

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nursery costs for under-twos could reach £2,000 a month in some areas, new analysis has found. According to a report by the Congress of Trade Unions, the average monthly price of full-time nurseries has risen by £3,000 a year over the past two … Read more

We are being punished for shouldering the burden on the NHS – and that has to stop

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It is after the trauma of the pandemic The NHS is on its knees in a bleak winter. Patients face a daily battle to get seen by their GPalmost 7 million people are waiting in line for treatment, delays to emergency services are … Read more

Children as young as six who are preyed upon by scammers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sharon Davies, from education charity Young Enterprise, warned that children as young as six were increasingly being targeted by scammers. She said: “With the financial pressures of the pandemic and the increased use of social media, young people are more vulnerable than ever. … Read more

Half of home owners and drivers are paying more for insurance despite ‘loyalty penalty’ ban.

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Half of the homeowners and drivers were forced pay more for insurance this year despite the prohibition of “loyalty penalties”. In January, insurers were banned from charging existing customers more than new customers for the same policy. This ended the practice of keeping … Read more

Why rising energy bills will kill the dream of working from home

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to consultancy Advanced Workplace Associates, the average British worker goes to the office just one and a half days a week. The survey found that the average turnout in UK offices was just 29 per cent. The Office for National Statistics in … Read more

The improper installation of the heat pump cost £1,500 and three years to repair

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A furious homeowner was forced to wait three years and spend thousands on repairs after an under-qualified technician failed to install his Heat Pump correctly. David Wright had an air source heat pump installed in 2015 but the technician sent to his home … Read more

“The energy crisis is worse than the pandemic – I have to close the company”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “This is worse than the pandemic. Back then there was a lot more support and it opened up for people to live more mindfully and invest in themselves,” he said. “Now people don’t know how bad this energy crisis is going to be … Read more

‘I can’t believe they threw out her case’: Critically ill woman loses funding for her care due to Zoom calls

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE People with serious health needs are being wrongly denied free care due to a rise in NHS video call ratings, charities have warned. If someone is seriously and chronically ill, they may be able to get care paid for by the NHS through … Read more

Electric cars will be more expensive than petrol cars

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He added: “A full charge of a typical family electric SUV will cost 84 per cent more from October than under the current cap. Public charging points also have no choice but to raise prices to reflect rising wholesale costs, which will have … Read more

New parents are being hit by inflation-busting diaper prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families have been hit by price rises that have far exceeded the rate of inflation for key baby products such as nappies and wipes. Parents faced cost pressures from all sides, such as grocery store and energy prices continue to rise. And while … Read more

“I’m fleeing to the Algarve for the winter to avoid Britain’s sky-high energy bills”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He pays £800 a month to rent a room in a shared house in Clapham. When she was in the Canary Islands last winter, living independently in an Airbnb cost her £700 a month. Ms Pintye said landlords were offering big discounts to … Read more

The complete guide to reducing your energy bill

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE These calculations were made using the new energy price cap for October and forecasts for January and April from analysts Cornwall Insight. Quick cheat There are simple habits and tricks that can collectively reduce your energy bill. Lowering your thermostat by just one … Read more

How to protect your money when energy bills and inflation rise

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The ability to generate electricity from renewable sources at home will become more valuable than ever if the gloomy predictions of a price cap become reality. Households with money to invest in green improvements are expected to reap the benefits in the form … Read more

This is not an attack on pensioners – but do they really need another helping hand?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Faced with a terrifying update energy price ceilingthere’s a good chance conservatives will feel they have no choice but to come up with another one Covid style multi-billion pound aid package. Boris Johnson’s government has earned a reputation for splurging hundreds of billions … Read more

How to cut energy costs with these top kitchen tips

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Refrigerators and freezers that are on 24/7 are among the most energy-wasting items in your kitchen. Older fridge-freezers can cost up to £500 a year, although new ones can cost a tenth of that, according to the Center for Sustainable Energy. But the … Read more

NS&I doubles interest on green bonds – but leaves some investors locked into ‘miserable’ rates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE National Savings & Investments has doubled the interest rate on its “green” savings bonds for the second time this year, but more than £288m will be trapped in rock-bottom rates. The government-backed bank has increased the amount it will pay from 1.3% to … Read more

Who needs a university? The highest paying apprenticeship

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE While students must paying through the nose for their degrees – and saddled with debt for decades – apprentices can earn tens of thousands while learning on the job. The average apprentice earns £16,673 a year, according to analysis by CV-Library, a recruitment … Read more

Households need £1,000 of help to survive winter, warns think tank

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households will need £1,000 of help to survive this winter’s energy bill disaster, campaigners have told the government. Consumer group Which? he urged ministers to more than double theirs £400 living expenses payment to £1,000 before October when households average annual bills will … Read more

Why are your energy bills skyrocketing and what could Britain do to stop it?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This is because the cap only caps the rate at which you’re charged and doesn’t cap your annual bill, meaning you’ll still pay more if you use more energy. The cap does not apply to fixed rate deals, for which offers are now … Read more

‘My boyfriend’s tropical fish cost a fortune – can I make him get rid of them?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear moral money, I currently live with my boyfriend in a rented one bed flat in South London. We don’t have kids, but he has a tank full of rare and expensive fish that he had before I moved in with him. He … Read more

“My uncle promised to look after us but left everything to animal charities – can we challenge that?”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Such a payment will require convincing evidence as to why it is morally justified, but even if you do not seek or agree to it, charitable beneficiaries of wills are usually very happy to hear from family members and will want to know … Read more

Students “will have to rely on their parents” as the cost of digging out exceeds the loans

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE University students will be forced to rely on parents and part-time work while living away from home this year, with support loans expected to fall well short of rental costs. Experts have warned that young adults are facing “incredibly difficult times” as they … Read more

Shoppers are missing out on the best deals due to ‘confusing’ supermarket prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tesco offered up to 17 different sizes of Coke with prices ranging from 11p to 50p per 100ml. A customer buying four 250ml bottles would pay £5 or 346 more than buying a 1.5 liter bottle for just £1.68. At Morrisons, which? found … Read more

Sony faces £5bn lawsuit over claims it ‘rip off’ PlayStation gamers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sony is facing a £5bn lawsuit over claims it “rip off” PlayStation customers by charging a 30% commission on online video games. The class-action lawsuit against the Japanese company is filed by former Which? director and consumer rights expert Alex Neill, who said … Read more

A rise in energy bills is the equivalent of adding 9p to the income tax rate, the supplier warns

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But Greg Jackson, chief executive of Octopus Energy, said British customers were being asked “to pay the price for the gas that Putin is weaponising”. Speaking on the Today show this morning, Mr Jackson said: “You cannot expect energy buyers or retailers to … Read more

Four million pensioners forced to fend for their families

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Four million retirees have been forced to fend for younger family members this year as the cost-of-living crisis wipes out household budgets. More than a third of retired people, representing 4.3 million pensioners, have given thousands of pounds to family and friends in … Read more

Parents in turmoil as hundreds of after-school clubs face closure

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nearly 700 breakfast and after-school clubs have been forced to close in the past year, with hundreds more threatened with closure. Parents fear they will be forced to cut back on working hours when children return to school next month. Campaign group Pregnant … Read more

Homeowners suffer £200 a month mortgage hike as interest rates near 10-year peak

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Homeowners have suffered a £200-a-month increase in their mortgages as interest rates near a 10-year peak. According to analyst Moneyfacts, the average interest rate on a two-year fixed-rate mortgage hit 4.09 per cent, the highest level since February 2013. The higher borrowing costs … Read more

One million households do not receive support for living expenses

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than a million households could lose their £150 council tax refund amid fears taxpayers who don’t pay local council tax by direct debit are being denied government support. Families paying council tax in other ways, such as by cheque, have not received … Read more

Homes at risk from heatwave and hosepipe bans cause squatting claims to triple

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Scorching heat and reduced rainfall this summer have led to a rise in subsidence cases, amid fears the pipe ban has exacerbated structural problems with properties. LV, one of Britain’s biggest home insurers, said claims in the first two weeks of August were … Read more

‘We have to change or we’ll end up like milkmen’: how ice cream vans battle melting profits

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite the record-breaking temperatures that lured excitable children (and adults) into ice cream vans this summer, the British icon is in for a meltdown. The cost of milk has risen and van owners who have to keep the vehicle running to run their … Read more

‘Buy now, pay later’ companies have warned against misleading ads using social media stars

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The regulator said some ads still promote the benefits of buy-now, pay-later without warning that they risk debt, bad credit ratings and late payment charges. All ads in this sector must be approved by a company authorized by the FCA, which has amended … Read more

Why rising energy bills will devastate your income a lot more than you think

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Under the current price cap, it costs around 4p to boil a kettle. Assuming you boil the kettle three times a day, it will cost you £17.66 in the first three months of the new price cap. Lights and desktop computers, meanwhile, use … Read more

A-level results day 2022: Clear universities that will get you the best paying jobs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cleaning she became a vital and successful path for students to find postgraduate courses – but it’s important to know which university to target. The starting salary of a pure graduate can vary by up to £27,000 depending on which university they attendaccording … Read more

Students ‘sleepwalk’ into financial ruin

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prospective students ‘sleepwalking into crisis’ as living costs skyrocket and government loans default keep up with inflationleaving a £1,000 black hole in their finances. More than 425,000 people were accepted onto university courses today as students across the country received their A-level results. … Read more

The best paying jobs you can get with just an A level

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Although not listed on Indeed, the Metropolitan Police pays non-degree recruits £31,500 a year as a starting salary, rising to £33,000 and £34,000 after a probationary period. This was shown by the data published by the State Statistics Office real wages fell by … Read more

“We took £20,000 out of our home for our daughter and the mounting debt is unrelenting”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of over-50s who plan to help their children onto the property ladder by turning their home into an ATM could be hit by rising interest rates. More than five million people are considering taking money out of their real estate to help … Read more

The death of cash is approaching as only one in 20 transactions will use notes and coins

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Only one out of every 20 transactions will be made with cash by 2031, banks warn. shoppers spend using plastic rather than notes and coins. In 2010, 56 per cent of all payments were made in cash, but this figure fell to 15 … Read more

We need a law to protect cash before it disappears forever

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When was the last time you used cash? Along with checks, passbooks and bank branches, cash is for many a technology of yesterday. According to RSA research published earlier this year, we now know how many people in the UK are completely digital … Read more

Drivers face a double-digit rise in train tickets

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rail commuters will face double-digit fare hikes in the New Year, leaving commuters hundreds of pounds out of pocket. The government usually increases train ticket prices by a level of the retail price index inflation plus 1 percentage point each January. Based on … Read more

Three things you must do today to beat inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households are bracing for a longer period of high inflation and further interest rate rises after the Bank of England governor warned that Britain would face faster and steeper price rises than rival countries. Andrew Bailey said he will play more to tackle … Read more

‘My best friend wants me to spend £3,000 on a hen – can I say no?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear moral money, My best friend is getting married next year and wants a hen do in Las Vegas. She had always planned to go there for her 30th birthday, but the pandemic scuppered that plan and now she wants 12 friends to … Read more

Savers should be allowed to raid Lifetime Isas, their inventor says

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Savers should be able to raid their lifetime Isa without incurring it high penalty in the face the cost of living crisissaid the expert who came up with the idea for the bills. The fee for early access to cash in Lisas prevents … Read more

Royal Bank of Scotland has been voted the worst current account provider in the UK

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Newer banks Monzo and Starling Bank came in joint first place, with 81 percent of users saying they would recommend them. Starling Bank ranked first in online and mobile banking, with Monzo in second place. CMA’s Adam Land urged customers to change of … Read more

Inflation pushes private school education above £500,000

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families who want to provide their children with an elite boarding school school education face to pay over half a million pounds as fees rise. The Council of Independent Schools, which represents more than 1,300 private schools in the UK, said its members … Read more

Christian Wade: “They paid me $400,000 a year when I quit rugby and went to the NFL”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE How did you manage your rugby income? I bought a house in Coventry in 2016 for around £450,000 with a £70,000 deposit. I had a short mortgage, about 15 years, because I wanted to pay it off. I don’t buy cars; I lease … Read more

The highest paying jobs without a degree in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another best paying job does not require a degree is an ethical hacker, a position that involves investigating a company’s cybersecurity framework. Project manager roles and oil rig operational roles can also offer tens of thousands of pounds more than graduate roles. Commercial … Read more

Water companies admit that no one has yet paid a penalty for violating the pipe ban

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Yorkshire Water this weekend became the first water company in the north of England to announce a hosepipe ban, following South East Water and Southern Water in the south. Thames Water in London has said it is considering a ban. Of the rest … Read more

Why now is the right time to invest in rare watches

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE An instant investment return of almost 250 percent sounds fantastic—impossible even. But in the elegant world of luxury watchesthose who manage to get their hands on brand new rare watches can resell them for a fortune. A high-quality Swiss watch is a symbol … Read more

Devon and Cornwall are hotbeds of romance scams – and the police can’t get a handle on it

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Devon and Cornwall have emerged as hotspots for romance scams, although in some areas of Britain almost no cases result in a fraudster being charged. Rural and affluent areas are now bigger hotspots for dating scams as in many major cities. Devon and … Read more

Banks face fines for ‘inhumane’ treatment of customers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consumer finance campaigner Mark Taber described the banks’ treatment of victims as “inhumane”. He said: “As these cases show, fraudsters target vulnerable people with savings and keep going until they have it all. Banks have a duty to prevent this, but they fail … Read more

“British Gas offered me a new contract – but it cost £16,000”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Providers such as British Gas are acting “irresponsibly” and trying to “fool” customers by persuading them to sign up to year-long fixed-price contracts charging thousands more than the price cap, campaigners have said. New ratings are shown dramatic increases going forward, the restrictions … Read more

Royal Mail strike dates: Full list of postal services facing delays

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Royal Mail’s first strike in 13 years will halt postal services for two weeks, threaten the delivery of medical supplies and isolate the elderly. Around 115,000 Royal Mail workers will begin four days of industrial action on Friday 26 August and Wednesday 31 … Read more

New ways companies are charging you more

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Once upon a time, people going on holiday together wouldn’t have to worry about sitting together on a plane – a smart booking system would simply put them all together. But airlines are making money now they charge their customers extra for seat … Read more

Fraudsters pretending to be Ofgem in latest household fraud attack

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy customers have recently been targeted by fraudsters claiming to be from the regulator Ofgem a wave of fraud that hit households. Suppliers have warned consumers in writing that fraudsters are calling and emailing customers asking them to log in to Government rebate … Read more

‘I’ve spent thousands making my rental property energy efficient – can I raise the rent?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear moral money, I’m a landlord letting out a 3 bed flat in East London to young graduates. They have been living there for three years and we get along very well. They never missed a rent payment and took care of the … Read more

Royal Mail strike dates and which postal services will be delayed

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Royal Mail’s first strike in 13 years will halt postal services for two weeks, threaten the delivery of medical supplies and isolate the elderly. Around 115,000 Royal Mail workers will launch four days of industrial action on 26-31 August and 8-9 September – … Read more

Households owe a record £206 to suppliers before the winter energy price rise kicks in

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Existing debt to energy providers will immediately swallow half of Rishi Sunak’s crisis cost of living payment to households. Six million households owe an average of £206 to providers, according to price comparison website Uswitch. This is 250 percent more than last September. … Read more

Hot weather puts homes at risk of sinking

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A prolonged hot spell this summer has led to an increase in subsidence cases, one of the country’s largest home insurers has warned. LV said the number of cases tripled between June and July when record temperatures gripped the country. Hot weather dries … Read more

Where to find the cheapest beer in Europe on summer holidays

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Vacationers are looking for value for money this summer should travel to Bulgaria for the most affordable beer in Europe, new research has found. The best place to buy beer is on Bulgaria’s sunny coast, where tourists only have to pay £1.01 for … Read more

A quarter of cash Isas pay less than 0.5% interest

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More than a quarter of cash Isas are paying less than 0.5% interest as the major banks ignored pleas from customers and policymakers to pass on higher rates. Despite six consecutive increases by the Bank of England, which took Bank Rate to 1.75 … Read more

The cost of living crisis is hitting savers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Young families they have been affected by the cost of living crisis – especially the feeders suffer. Average pocket money fell by 23 per cent to £4.99 a week, compared to £6.48 last year, Halifax Bank found. However, half of parents said they … Read more

90 pieces of ‘patriotic gifts’ fall into the state coffers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Taxpayer gifts to the national treasury have fallen sharply over the past five years as the general public has grown disillusioned with high taxes and excessive government spending. A freedom of information request by The Telegraph revealed that the Treasury received £16,122 in … Read more

“Aviva charged me £22,000 to cancel my father’s equity loan even though he is believed to be dead”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Lifetime mortgage lenders load early repayment charges (ERC) to cover their losses when the borrower repays earlier than expected. According to the Equity Release Council, an industry trade body, ERCs can be released on compassionate grounds after a significant life event. But despite … Read more

Chambers lures trainee solicitors with £100,000 salary

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Trainees are being offered £100,000 a year as the battle to attract legal talent heats up. The stipends offered to those in their first year of training are 10% higher than the average salary of a qualified solicitor. Gray’s Inn Tax Chambers is … Read more

“I’ve lost £880 as Easyjet and Gatwick argue over who’s to blame”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In May this year, 41-year-old Andres Korin boarded an easyJet flight to Nice, France, after a three-hour delay at the airport. However, as he and his family were waiting in line on the air bridge, the flight was cancelled. “People had already boarded … Read more

Unemployed people are more likely to have long covid

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Long-term covid is more common among the unemployed than employed people, new government data has revealed. Figures from the Office for National Statistics show that 3.5 per cent of unemployed people said they had long-term symptoms of Covid in 2022 – a higher … Read more

Britain will pay a heavy price for falling into net zero trans

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Thousands of families will be mired in debt, once wealthy households will be forced to watch their change, savings will be eaten away and spending will dry up. Recession is inevitable. Could our country do anything to prevent this? Wholesale electricity costs are … Read more

‘If you don’t ask, you don’t get’: how to secure a 100% pay rise

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Despite skyrocketing energy bills, rampant inflation and sky-high rents, wage growth failed to keep up. Asking for a raise can be an awkward conversation – and for many, the effort ends in failure. But in the midst of a war for talent where … Read more

How to protect your wealth from rising interest rates – and make money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Bank of England is expected to announce the biggest rise in bank interest rates in 27 years later today as it battles runaway inflation. Bank rate, now at 1.75 percent, is likely to continue to rise. How should households protect themselves and … Read more

“Hi Mom, I need money” text scams boom during the summer holidays

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fraudsters are taking advantage of the summer holidays to con parents out of thousands of pounds, using a booming text scam where they pose as their children. The new “child in need” scam, also known as “hello mom, hello dad”has grown significantly in … Read more

This is one financial product you should never buy

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE I’ve never been a fan of funeral plans. The fact that they are now regulated by the City’s watchdog, the Financial Conduct Authority (FCA), hasn’t changed my mind. Like many insurance policies, funeral plans give you peace of mind – until you make … Read more

‘My elderly neighbor is breaking the hose ban to fill the children’s pool – can I report her?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear moral money, I’m sure you are aware that we are in the midst of one of the most longest drought periods in British history. The endless sunny days, while pleasant, have turned my lawn a rather sickly yellow – not least because … Read more

‘Dangerous will writer stole £150,000 from my friend’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Anne Easton, 71, from Bridgnorth, Shropshire, was close friends with her neighbor John “Jack” Rhodes and often went to his home to cook for him and take him to hospital. It was only after he died in 2019 that she made the horrifying … Read more

You may be missing out on thousands – here’s how to find hidden assets

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE There is only one month left to find forgotten cash and pensions register of undeclared assets before stopping for good on August 31st. Almost 20 million people could have thousands of pounds in lost accounts and policies, according to recent calculations by tracking … Read more

‘I’d rather have mental health support at work than a high salary’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Young jobseekers are shunning high salaries in favor of free advice and gym memberships, a new survey has found. Research data from benefits platform Juno found that 72 percent of employers have slightly increased their benefits spending per employee to attract and retain … Read more

The net zero drive allows buyers to claim huge discounts on homes with poor energy ratings

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Buyers will be asking thousands of pounds for the homes poor energy ratings new research shows energy bills are skyrocketing and the government is aiming for net zero. Sellers who cannot afford green improvements will have to cut the cost of upgrades from … Read more

British tourists could be turned away from Spain if they don’t prove they have £760 to spend

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Travelers may be forced to prove they have at least £760 to enter Spain this summer as it introduces new restrictions that put British tourists in the same category as those traveling from “third countries” outside the EU. The Spanish government has announced … Read more

Customers exchange contactless cards for cash to control spending

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of households plan to shop with cash and avoid paying with cards to survive this year’s cost of living crisis. One in ten shoppers plans to save money and budget by using cash instead of a card or contactless payment on their … Read more

A locked gardener’s boom left to wither on the vine

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The UK’s quarantine-inspired gardening boom appears to have dried up the heat of the cost of living crisis. Spending on gardening fell to £27m in June, down 17 per cent on last year, making it the area with the biggest drop, according to … Read more

‘My sister helped herself with my mother’s money, but how can I prove it?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, for civil actions for fraudulent transactions, the six-year period begins on the date the fraud is discovered or reasonably could have been discovered. And therein lies another problem with your mother’s potential claim. The legal doctrine of laches states that a person … Read more

Turkey is no longer the cheapest holiday destination – here’s where to go instead

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Post Office’s Nick Boden said: “The recent fall in sterling against European currencies means this summer it will be crucial for families to get a handle on their holiday spending to avoid a squeeze on their holiday budgets. “We also found that … Read more

Why your summer vacation will cost 30 percent more (and putting it off won’t help)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consumer campaigner Jane Hawkes said: “Getting any good deal is going to be very, very challenging this year. Higher holiday prices will remain and will not come down anytime soon.” Families traveling longer distances can expect to pay almost half as much as … Read more

Banks are demanding money from Google and Facebook to compensate fraud victims

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Britain’s biggest banks demand Facebook, Google and telecoms giants pay hundreds of millions of pounds to help pay back victims taken by scammers on social media. Barclays, TSB, Lloyds and Santander have warned that technology firms are not taking their share of the … Read more

The sky is finally falling in car prices – because no one can afford to drive

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The price of a used car has now dropped from record values after rising fuel prices hit driver demand. Used car prices fell by 2.5 per cent in June, according to the Office for National Statistics, even as headline inflation hit a 40-year … Read more

Fake Holly Willoughby once stole £370,000 – and tops the list of celebrity scams

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fraudsters used fake Holly Willoughby advert to con unsuspecting members of the public out of £370,000 as the TV presenter topped a list of celebrities they use online scammers. The This Morning presenter was falsely quoted in an ad that appeared on Facebook … Read more

‘My ex has a sports car and luxury holidays – but owes me £20,000 in maintenance’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The vast majority of parents – 93 percent – ​​who have to pay child support are men, and child support can be paid privately or by agreement with CMS. A government department can deduct child support from earnings, confiscate driver’s licenses and passports, … Read more

Working in a heatwave: your rights as Britain endures extreme temperatures

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Some parts of Britain will be hotter than the Bahamas this week as temperatures are expected to reach record values. According to the Met Office, temperatures in the UK will reach as high as 104 F (40 C), making it one of the … Read more

“Slumping” summer care costs will force parents to give up work

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Working parents are facing “crippling” costs this summer after the cost of looking after one child rose to £900 during the school holidays. They have summer care prices up 5pc from last year according to the charity Coram Family and Childcare, the average … Read more

How to claim a refund as the heatwave wreaks havoc on trains and travel

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rail and subway services have collapsed as temperatures threatened to break record levels in parts of the country. There were customers with tickets for Monday and Tuesday this week urged not to travel with train companies offering free returns or the option to … Read more

Is it too hot to work? Your rights as Britain endures a heatwave

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Some parts of Britain will be hotter than the Bahamas this week as temperatures are expected to reach record values. According to the Met Office, temperatures in the UK will reach as high as 104 F (40 C), making it one of the … Read more

Households face bills of £170 million for fans and air conditioners

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households will spend up to £170m cooling their properties this week as Britain faces first heatwave for red alert. Workers have been told to consider staying home, and schools in several counties are closed while temperatures are expected to soar around the 104F … Read more

How to save tens of thousands on a lifetime mortgage

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE People who took out a lifetime mortgage could save themselves tens of thousands of pounds by switching to a lower rate policy. Although equity release rates are risingdata from analyst Moneyfacts showed that average rates – currently 5.63 per cent – have fallen … Read more

Why it will take you thousands of years to get big on Premium Bonds

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Laura Suter of AJ Bell, a stockbroker, said that stating a percentage of the expected return could mislead savers. “In reality, the ‘effective rate’ is the average return you would get based on average lottery luck,” she said. “Clearly, not everyone is averagely … Read more

“We’re asking our in-laws to pay for our first home”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Kettles, toasters and towels used to be a staple of the wedding gift list. But a new generation of couples is demanding something more ambitious from their guests. Friends and family now contribute to a first home, acres of woodland and even a … Read more

Drivers queue for hours at Britain’s cheapest petrol station

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Motorists are queuing for hours to save 25p a liter at the country’s “cheapest petrol station”. Trago Mills petrol station in Newton Abbot, Devon, has cut petrol prices to 164.9p a liter – almost 25p cheaper than the national average of 189.5p, according … Read more

Millions of families will receive a crisis living expenses payment today

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Almost one in four families in the UK will receive £326 in the first installment of government aid from today. crisis package of support for living expenses. It is the first of two payments that people on means-tested benefits will receive. More than … Read more

Five Ways Desperate Employers Convince Employees to Stay (Without Paying Them More)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Money can’t buy you happiness—but it can probably bring you more joy than an office party, free breakfast, or a Friday night in undressed clothes. In Britain red hot In the labor market, companies are under tremendous pressure to raise wages or risk … Read more

Where to get the best holiday car hire deals as prices soar by 500pc

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Car hire costs in European holiday hotspots have soared by 500 per cent, dealing a hidden blow to the cost of ‘budget’ holidays. Experts are warning travelers to check the price of a rental car before booking a flight or risk being forced … Read more

Is it legally too hot to work? Your employees’ rights as Britain faces a heatwave

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Some parts of Britain will be hotter than the Maldives or the Bahamas this week as temperatures are expected to reach a high of 91ºF (33ºC). According to the Met Office, temperatures across the UK will range between 81-91ºF (27-33ºC), making the hottest … Read more

The highest paying jobs without a degree in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another best paying job does not require a degree is an ethical hacker, a position that involves investigating a company’s cybersecurity framework. Project manager and oil rig operator roles can also offer tens of thousands of pounds more than graduate roles. A commercial … Read more

Is it legally too hot to work? Your employees’ rights as Britain faces a heatwave

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Parts of Britain will be hotter than the Maldives or the Bahamas today, with temperatures expected to reach a high of 91ºF (33ºC). According to the Met Office, UK temperatures will range between 81-91ºF (27-33ºC), making it the hottest day of the year … Read more

Banks are closing branches early to avoid the money-protecting law

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Banks are closing branches to avoid new laws that will force them to continue operating ATMs, a group of Scottish MPs has suggested. More than half of bank branches in Scotland have closed since 2015 – more than in any other part of … Read more

Brands are raising prices five times faster than supermarkets

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British households are struggling on all fronts as energy, mortgage and food bills soar. According to market research firm Kantar, the average shopper will spend £380 more this year on groceries alone. However, which one? found that the average household could save £542 … Read more

Fathers who don’t pay child support should be flagged and banned from the pub

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The DWP said it hoped the curfew would act as a deterrent by “disrupting the lifestyle” of parents shirking their responsibilities. The Telegraph understands the government would not be in favor of imposing a curfew on parents who paid some but not all … Read more

The energy market is broken – but only one thing needs to change to fix it

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For 30 suppliers, these losses were so catastrophic that they went out of business. However, their customers did not lose the offer. This must continue, otherwise no one would switch suppliers and there would be no pretense of competition. Customers of failed companies … Read more

How private parking profiteers took over Britain (and how to beat them)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of us have already experienced that creepy feeling of a yellow sticker with a penalty notice on the car windshield and the evil smile of the traffic officer. Private parking enforcement companies fined a record 8.6 million people in 2021-22, the equivalent … Read more

“My husband’s life-saving medication was lost for weeks during a luggage breakdown at Heathrow”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE He said: “My friend and I flew from Birmingham to Dublin to Los Angeles on Aer Lingus on June 16. The flight from Dublin to LA was delayed by an hour, but somehow our luggage still didn’t make it onto the flight.’ Mr … Read more

Fraudulent insurance claims are on the rise as people turn over every stone in search of money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fraudulent insurance claims have risen by more than a quarter as desperate households risk criminal records in a bid for extra cash amid a cost-of-living crisis, new figures show. Insurance cheats claimed an average of £8,800 each and most often lied about jewellery, … Read more

HMRC is hiding the true cost of a National Insurance attack – here’s what you’ll really pay

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The official calculator says those on £70,000 will pay just £178 more in NI over the next 12 months compared to the same period last year. In reality, the actual increase in tax in the previous tax year will be £447. A note … Read more

“Unfair” travel insurance that won’t pay out strike delays

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tens of thousands of British travelers will be left unprotected this summer as new research reveals that 40 per cent of insurance policies do not pay out in the event of a strike. Because the chaos at airports continues due to staff shortages … Read more

Five reasons why you’ll be spending £3,000 more by Christmas

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE James Daley of consumer rights group Fairer Finance said there was no end in sight to the growing cost of living crisis. “Many families have entered into fixed mortgage deals during the pandemic, but many will soon end,” he said. “When they move … Read more

Parents are digging into their children’s savings to pay bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Direct Line’s Vincent Guadagnino said it was “depressing” that the cost of living crisis was forcing families into “savings they’ve worked hard to put aside for their children and grandchildren”. Kevin Brown of Scottish Friendly said parents were saving almost 30 per cent … Read more

‘I doubled my income in my spare time’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE ‘I don’t need cash now – preparing for the future’ Niamh Eadie, 56, works full-time as a senior director at a consultancy while running her own property development business. Mrs Eadie, from Cornwall, started her business in 2017 to make up for her … Read more

‘Mickey Mouse’ diplomas should carry a health warning, says minister

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Advertisements for university degrees should include “health warnings” to stop students enrolling in courses that are poor value for money, the government has said. Under new guidance published today, universities are being told to display data to help students make an “informed decision” … Read more

Customer service standards at energy companies have hit record lows

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE One customer had his say direct debit almost quadrupled from £50 to £180 per month. Graham Edwards, whose name has been changed, is unable to work due to health problems and rarely cooks or uses the lights in his home unless he “needs … Read more

A covert inheritance tax levy now costs families £ 150,000 each

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Even those who don’t consider themselves too wealthy may find that their estates belong to this group,” said Amy Pethers, Brewin Dolphin asset manager. For those affected by the inheritance tax, the sums can be eye-catching. “It’s not uncommon for an inheritance tax … Read more

Companies offering the highest salaries in the UK

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Technique against finance Young people at the beginning of their careers, focused on a six-figure salary, may find themselves torn between finance and the technology sector. These were almost incomplete in Glassdoor’s data: while seven of the top 20 companies for average basic … Read more

“I’m buying Hermès bags to beat the stock market”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But Ms Toni warned that the market is complicated for the uneducated and that those who invest in the wrong brand can fall into the trap. “Birkin and Chanel bags are the main way to invest. In my experience, Italian brands like Gucci … Read more

O2 users could be affected by another 15% price increase

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Richard Neudegg of Uswitch noted that telephone companies are not clear about their prices. “Most people don’t know what the inflation numbers are or whether their provider is using the consumer price index or RPI to increase their bill every year,” he said. … Read more

HMRC strives for companies that cheat to withdraw cash for tax breaks

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE HM Revenue and Customs is putting pressure on tax rebates companies to charge us extortionate fees for filing claims that shouldn’t cost a penny. Businesses advertise heavily online and target taxpayers who want to claim a tax refund for benefits such as a … Read more

“British Gas broke into my home – and I’m not even a customer”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British Gas debt collectors broke into the couple’s home – despite not being a customer and not using gas for more than 30 years. The traumatic event is part of the rise of utility companies turned to debt collectors after energy bills more … Read more

‘Mickey Mouse’ diplomas, which are the worst value for money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The analysis found that about 40 per cent of university degrees do not lead to an average salary above £ 30,000 in five years. Of the 74 degrees included, 14 did not exceed the student loan repayment threshold during this period. ‘I don’t … Read more

‘I drive to work during a train strike, can I charge my neighbors a lift?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Considering all of this, it only seems fair to get your neighbors involved. But we all know that relationships with neighbors can be complicated. You may decide that it is not worth the difficult conversation if it means looking at each other over … Read more

Destroying 1 trillion pounds of cryptocurrency proves that greedy investors never learn

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The bubbles are driven by fear of delay, and much of the pomp about cryptocurrencies has been blown up by online forums and social media. The more money flowed into a particular currency, the more its value inflated. Now investors are using these … Read more

The gap in housing prices and wages will lead to a new financial crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Homeowners typically have 29 percent higher gross annual income than private tenants. Those with higher incomes also have most of the £ 180bn in extra savings that British households have amassed during the pandemic. The new dominance of fixed-rate mortgages will isolate the … Read more

Energy companies that use customers’ cash “as an interest-free credit card”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy suppliers used customers’ balance sheets “as interest-free business credit card “warned industry regulator Ofgem as it plans to put new pressure on the sector. The regulator’s proposals, due to be released today, mean that consumers’ money will be protected from future energy … Read more

“I have sued British Airways for canceling my flight – and I will”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Earlier this year, Brett Clancy faced British Airways in a small claims court over an outstanding £ 55 refund and won. Mr Clancy said: “It may seem like a nominal sum, but it was about principles. I didn’t do it for money, but … Read more

“I save for my first home by taking care of other people”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Katie Hogan, 34, meanwhile, lives without rent save for your first home. But unlike other hopeful first buyers, she didn’t move back to her mom and dad to get there. Ms. Hogan has joined the community of housekeepers and housekeepers who care for … Read more

Four banks pay only 0.01 percent into savings accounts

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Four banks are still paying the lowest savings rates despite a series of interest rate hikes by the Bank of England over the past five months. According to Moneyfacts analyst Barclays, government-backed National Savings & Investments, Allied Irish Bank and Citibank UK still … Read more

Travelers with ‘knees’ to work will lose £ 5 million a day due to rail strikes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rail carriers will lose nearly £ 5m a day as a result of the strikes next week, as experts have warned that union bosses have “clung” to a return to the office. Workers will lose nearly £ 60 worth of travel next week, … Read more

‘My half-brothers lied to cut me out of my will – how can I challenge that?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE There are several ways to challenge the validity of a will. The most common is to challenge the “capacity” of the person making the will, which would be claimed to lack the mental capacity to make it, often due to illness or cognitive … Read more

A new scam that takes advantage of Boris Johnson’s ‘green’ campaign

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Criminals exploit homeowners who install solar panels and heat pumps as part of the government’s green drive. Environmentally friendly households have increasingly fallen victim to fraudsters and cowboy builders who have exploited the energy crisis and utility bill concerns to target victims. Citizens … Read more

Online shoppers fighting the “explosion” in Amazon scams

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Katherine Hart of Trading Standards said: “People are much more nervous about the cost of living and it is likely that most people will call out of the clear about alleged suspicious activities and additional costs are likely to worry. “These criminals rely … Read more

Want to start a family? You will need more than £ 1 million just to survive

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE About three-quarters of parents said they did not use state support, such as a tax-free childcare scheme, to cut their bills, and 16 percent said it was because they did not understand the rules and eligibility criteria. This newspaper revealed last week that … Read more

Why inflation could actually be good for your money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Higher energy bills, more expensive food stores and rising gas station prices have led families to the biggest cost of living crisis in a generation. However, not everything is necessarily negative. Inflation is already at its highest level in 40 years forecasts will … Read more

“I bought wine from Europe and had to pay hundreds of unfair taxes”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Online shoppers have been forced to pay hundreds of pounds in taxes on imports from Europe after large courier companies served them the wrong bills. Alan Edwards of Suffolk said he was constantly receiving the wrong invoices on his accounts. imported packages. He … Read more

Drivers are taxed twice on each charge – this madness must end

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In March, Rishi Sunak promised a a series of tax cuts in his Spring Declaration – fuel levy included. While the national insurance threshold was raised, Mr Sunak at the same time added a 1.25% levy to our income. We were promised that … Read more

Savers are forced to jump through hoops to find the best bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rachel Springall of Moneyfacts said savers should be “willing to jump over some hurdles” to secure the best deals, as attractive interest rates would be worth the effort. She added: “Comparing deals and swaps is smart, especially if someone has their own money … Read more

Workers receive increased wages every six months

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Natalie Quail of online cosmetics brand SmileTime said employees at the company have begun demanding higher wages and cited better pay from rivals. She said: “Maintaining trustworthy staff is important in this industry. So we agreed to offer them a choice between a … Read more

‘A neighbor gave us a bill to bake cakes for our street party – do I have to pay?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE What do you think? Let us know in the comments section below or by email at moralmoney@telegraph.co.uk. You can also ask us any question anonymously using the email address above. Moral last week Money: ‘My best friends want money for a wedding invitation. … Read more

The city warden “wasted” £ 42,000 for a “ridiculous” Christmas scam

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The regulator said at the time that the holiday bell was designed as a an “easy, attractive way to spread awareness” about rising levels of loan compensation fraud in the run-up to Christmas, after fraud cases increased by almost a third. Fraud occurs … Read more

‘I bought my first home with a friend – it’s the only way to get on the scale’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Maybe I’ll go back to renting” Rachel Willis *, 31, and her friend bought a property in south London in 2017, as they have known each other since the age of 11. However, the problems began with a mismatch in mortgage and deposit … Read more

Millennials have not used cash for so long that they don’t remember their PIN

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The reason for the nation’s forgetfulness is the increasing use of contactless card payments, which are usually favored by younger generations, research shows. The maximum amount consumers can spend on contactless payments rose to £ 100 in October, from £ 45. New habits … Read more

Has a holiday abroad become cheaper than a stay?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Amid last year’s confusing and ever-changing travel restrictions, 2021 has become a year of residence. But with inflation now rising at home, there are affordable flights to Europe and unheard of expensive holidays in the UKhave holidays abroad become a better – and … Read more

“I have spent thousands on hosting Ukrainian refugees – government payments are not enough”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mr Blake said: “Our energy bill has increased from £ 20 a week to £ 45 a week. With a family living here, it went to £ 90 a week. It’s a little scary. “ While the refugee family is struggling with the … Read more

Credit card fraudsters aiming to lend to middle-aged people

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE We urge victims of fraud to check their free statutory credit report with all three credit reference agencies, allowing them to review all information that does not belong to them – and immediately inform relevant lenders of fraudulent information. The anti-fraud company Sift … Read more

According to the Rishi tradition, £ 400 worth of flats without electricity

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Many do not have the luxury of a gas connection, and heating oil is used by more than 1.5 million homes in rural areas. Volatile oil prices can only increase people’s concerns about their cost of living. ”Mr Truman said the chancellor should … Read more

The British will withdraw £ 2 billion in cash before the Queen’s Jubilee weekend

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The cash is set to return for the Jubilee weekend, as the British will withdraw almost £ 2 billion to celebrate. According to the Link ATM network, consumers will spend 25 percent more money before street parties and celebrations than in the same … Read more

Drivers pay £ 44 tax each time they fill the tank

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, drivers still pay 55p more in taxes each time they charge the car compared to April last year, and £ 2.20 more than two years ago. Sir Ed Davey, leader of the Liberal Democrats, said rural communities will suffer the most from … Read more

Britain’s largest bank is issuing an “emergency warning” over a new scam

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Britain’s largest bank has issued an emergency warning following the rise of a new scam aimed at those struggling with the cost of living. Lloyds Bank said it has seen a 90 percent increase in so-called “prepayment” fraud, in which fraudsters pose as … Read more

Credit card interest rates have reached record highs as banks fear customers will exaggerate

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Credit card interest rates have reached record highs rising inflation which encouraged customers to borrow cover the cost of living. The average annual percentage rate – or “APR” – reached 26.6 percent this month, the highest since the record began in 2006, financial … Read more

Royal Mail accused of incorrectly charging clients £ 150 “Brexit tax” on items they already have

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Brad Ashton of RSM UK, a tax company, said people were left “between a rock and an anvil” and forced to accept costly taxes for taxes that may not actually fall due. Letters requesting payment from Parcelforce, part of the Royal Mail group, … Read more

Half the travel premium is deteriorating

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Airlines have has meanwhile raised international flight prices half the term as the British rush to escape after two years of Covid’s imprisonment. Flights from the UK to European destinations between Monday, May 30 and Friday, June 3 are a third more expensive … Read more

Don’t be fooled – Premium bonds haven’t been that bad since 1980

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE While banks and construction companies also offer low interest rates, savers are likely to stick to bonds to be able to win big prizes, said Sarah Coles of Hargreaves Lansdown, an investment firm. It has been more than a year since any savings … Read more

Mercedes drivers gain thousands for unfair “mileage”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Mercedes-Benz has been forced to pay customers thousands of unfair mileage charges for alleged violations of consumer laws after hundreds of driver complaints. A loan from a German carmaker has been ordered to waive or repay fines of more than £ 4,000 imposed … Read more

‘£ 400 will not touch the sides – a compressed middle class needs £ 4,000’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Jenny Holden, 47, of Staffordshire, said the financial support was just a “drop in the ocean”. She said she needs help now and will face rising costs over the next five to six months. “We’re already being hit twice by rising food and … Read more

How to donate to charity and turn your £ 400 energy discount into £ 500

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Workers donated 400 pounds of energy for charity, as suggested by Chancellor Rishi Sunak, they can earn £ 100 in tax relief. Mr Sunak announced that each household would automatically receive a £ 400 discount on their energy bill in October to make … Read more

Drivers terminate contracts early to gain due to rising prices of used cars

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Thousands of drivers are prematurely terminating car finance contracts to cash in on the rapidly rising selling prices of used vehicles. Drivers have the right to terminate their contracts early and take ownership of the car by paying all outstanding funds and fees … Read more

How much will I get from paying for living expenses?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British households will receive a £ 400 grant in October to ease the cost of rising energy bills, as Chancellor Rishi Sunak announced a significant increase in support for vulnerable households and the elderly. Families are facing the biggest cost of living crisis … Read more

With the Rishi Sunak support package, middle-class families are short of £ 3,100

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sarah Coles of Hargreaves Lansdown, a stockbroker, said there was a “real risk” that the financial resilience of many families would be completely depleted by October, when the energy grant would be disbursed. “Unfortunately, the sheer scale of rising energy prices means that … Read more

‘Am I wrong to raise my tenants’ rent by 9 percent in line with inflation?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, I have been renting a four-room house in London to students and high school graduates for 20 years. For the past two years, the same group of tenants has been living there, paying around £ 2,300 a month in rent. … Read more

Rising house prices mean families face a £ 266,000 inheritance tax

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Every person in the UK has a tax-free inheritance allowance of £ 325,000. The value of a property above this zero rate range can be subject to a tax rate of up to 40 percent. The zero-rate range has been frozen at £ … Read more

The energy price cap will reach £ 2,800 in October – here’s everything you need to know

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The British energy price cap is expected to reach 2,800 pounds in October, which means that households will pay 42 percent more than at present. The price cap has already risen to £ 1,971 on 1 April, but will rise again in October. … Read more

Premium bonds increase by 21 million savers as the chance of a reward increases by 40%

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Tens of millions of savers will have more chances to win cash prizes next month after National Savings and Investments cut quotas on Premium bonds for the first time in almost five years. Starting next month, each £ 1 bond will have a … Read more

Death of “dating night”: rising costs mean we are giving up the love of paying gas bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Couples and those seeking love have had to cut back on spending romantic evenings and gestures after rising bills and food prices have forced them to divert their income elsewhere. The cost of living crisis has meant consumers had to give preference – … Read more

‘My boss tried to lower my salary because I wanted to work from home – is that legal?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Among the various repetitions of the prisons we spent during the pandemic were government guidelines on how some work should be done from home, “if possible,” to limit the spread of Covid-19. Such guidelines have served to amend the employment contract you have … Read more

Money transformation: ‘How can I avoid paying 55% tax on my pension?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Money transformation: ‘How can I avoid paying 55% tax on my pension?’ . MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE

“The energy provider owed me £ 800 but still doubled my direct debit”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy companies are doubling direct debits to creditors even as the guard dog prepares to investigate the practice. Suppliers must submit information to the regulator, Ofgem, by next week to prove they have not unfairly raised their bills. Guard dog it has become … Read more

“We lost £ 20,000 due to a fake NatWest card reader”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE There are different versions of the scam, some using online banking devices while others use sim card readers or card payment technology, said Katherine Hart of the Chartered Trading Standards Institute. She said: “We are aware of devices that read the ‘chip and … Read more

Couples are forced to discourage guests as the cost of the wedding rises

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “We didn’t want to overtake because no one knew what was going on with Covid, and now we’re facing these added costs. We have not locked the prices with our caterer and now they have told us that the price suddenly jumps, ”Mr … Read more

The authorization process has been renewed to combat 20-week delays

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Others said they are losing thousands on expensive equity release mortgages that they could not escape as they waited for official documents to give them the right to sell their parents ’property. Age UK, Britain’s largest charity for the elderly, said the changes … Read more

How could Rishi Sunak save workers thousands of taxes and solve the cost of living crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Chancellor Rishi Sunak could save families in difficulty thousands of pounds by cutting taxes to boost the economy and mitigate the effects of rising prices. The government is looking for ways to reduce the tax burden while families struggle with the ever-increasing inflation … Read more

Jubilee royal souvenirs that will retain their value the most

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A collection of more than 10,000 Chinese commemorative cups and plates for the jubilee recently hit the headlines as they contained a key spelling mistake, with the Jubilee misspelled as “Jubbly”. These souvenirs are currently on sale for almost £ 10 a piece … Read more

Introduce “rail miles” and cancel peak tickets to lure passengers back to trains, says think tank

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “Today, the railways too often supply the city square, which has not returned, and we do not provide enough demand for leisure. Timetables, rolling stock provision and retail supply must reflect this change in consumer demand and help it grow. ” London North … Read more

Caregivers have been pushed into poverty after ‘insulting’ the increase in 4 penny per hour compensation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of carers have remained thousands of pounds at a disadvantage and are struggling to keep up with rising costs after receiving an “offensive” increase in carer allowances of 4 p per hour. Family members caring for sick loved ones more than 35 … Read more

An 18-month wait for new electric cars

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A company spokesman said the “continuing shortage of semiconductors combined with the impact of the war in Ukraine on the supply chain” has led to “extended delivery times above ideal levels”. For some customers, this would “mark delivery 2023”. A spokesman added: “Our … Read more

Heat pump costs rise because British radiators are ‘too small’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “I consulted heat pump specialist who said the cost of installing a proper heat pump and replacing all the radiators is almost £ 30,000. My house was built in 1976, is self-contained, has hollow wall insulation and double glazing. It is very well … Read more

Families will be £ 3,000 poorer by Christmas

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Already stretched households are preparing for an additional £ 3,000 in their finances this year as inflation continues to rise. Three-quarters of bill payers expect it to be worse this year than a due to rising costsaccording to a 2000 adult survey conducted … Read more

Families face a £ 1,200 deficit as bills overtake wages

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households are already facing higher costs, currently £ 595 a week, which is just £ 1 below average weekly earnings. These include invoices for transport, recreation, food and housing, and invoices. Supply chain problems that began in the pandemic and were exacerbated by … Read more

Queen’s Speech promises to protect those who rely on cash

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Experts have warned that access to cash has become more urgent in recent months due to the cost of living crisis. About a quarter of British citizens, corresponding to 15 million people, regularly use cash to monitor their spending, according to a survey … Read more

Used cars are selling for 52 premium pieces as the offer of new models disappears

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Drivers have cashed in on rising prices of used cars to sell their old engines in record numbers, with cars selling up to 52 percent more than new models. The British used car market grew by 5.1 percent in the first three months … Read more

Energy suppliers double the direct loads on customers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy consumers are increasingly seeing an unjustified increase in their direct debits, the study claimed, as Ofgem launches an investigation against the companies. A survey of 41,000 people from Money Saving Expert found that 30 percent of British Gas, Octopus and Shell Energy … Read more

The best jobs in the UK with the highest salary are rising to beat inflation in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The average wage in the economy increased by 4 percent in the year to February, but such increases are not keeping pace with rising inflation. However, a few occupations have grown significantly in the last year, making them employed in these roles an … Read more

How much is your diploma worth? The worst value qualifiers in 2022 are revealed

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Once upon a time, a university degree was a one-way ticket to a better paid career, but for many graduates this is no longer the case. Graduates on average still earn more than those without a degree and take home £ 35,000 a … Read more

British Gas is the worst call handling energy company

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British Gas customers worked hardest to get to their supplier, and some waited for hours to report basic billing issues. Nearly one in four customers said they would leave the company in the next 12 months due to poor customer service and incorrect … Read more

An old trick to manage the cost of living crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households have turned to physical money to help them with their budgets as the cost of living rises skyrocketing. About a quarter of British citizens, corresponding to 15 million people, regularly use cash to monitor their spending, according to a survey by the … Read more

The highest paid jobs without a degree in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another well paid job does not require a degree is an ethical hacker, a position that involves investigating a company’s cybersecurity framework. The oil rig project manager and operational application can also offer tens of thousands of pounds more than a graduate application. … Read more

Six reasons not to buy a heat pump in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 5. They don’t reduce bills very much The potential savings from installing a heat pump depend on the type of system you are replacing. Under normal circumstances, a heat pump in a normal home will be 400 to 465 pounds cheaper each year … Read more

‘I was totally shaking’: how to negotiate a salary increase from your boss – and get it

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This is one of the most difficult conversations – perhaps that’s why asking your boss to raise your salary is something more than half of us have never done, according to one survey. Even if you muster the courage, should you? Recently Governor … Read more

Three ways to protect yourself from rising inflation in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Many households are facing problems energy price cap increased by £ 693 to £ 1,971. Even greater pressure, however, is that prices rose 7 percent in the 12 months to March, when inflation in the UK peaked in 30 years. Experts have predicted … Read more

Five ways to get ‘free money’ back from the government

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When the state began imprisonment in 2020, the HMRC released the regime and said that all those called to work from home were entitled to a claim if their costs increased. Workers can claim tax relief for the whole year, even if they … Read more

The best jobs in the UK with the best pay rise to beat inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The average wage in the economy increased by 4 percent in the year to February, but such increases are not keeping pace with rising inflation. However, a few occupations have grown significantly in the last year, making them employed in these roles an … Read more

Ryanair fines customers £ 55 for not signing up – even though its website was inaccessible

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Ryanair has given passengers a surcharge of £ 55 to check in at the airport, despite the fact that his online check-in was not available because the website was inaccessible. The airline requires passengers to check in online or through their mobile app, … Read more

Scams with counterfeit trailers are on the rise as fraudsters loot residents

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Trailer fraud has doubled as criminals have plundered the “homegrown” trying to overcome the cost of living crisis with a holiday in the UK. Holiday fraud, according to Lloyds Bank, has increased by a third since April last year, as fraud related to … Read more

Revealed the best paid jobs that do not require a degree

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Another well paid job does not require a degree is an ethical hacker, a position that involves investigating the cyber security framework of a company. The oil rig project manager and operational application can also offer tens of thousands of pounds more than … Read more

Why are there delays in passports and how can I quickly track my application?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families despairing of traveling after two years of coronavirus restraint are pushing the passport office to rescue him delays that caused holiday plans to fall apart. Boris Johnson is supposed to be effective threatened to privatize the departmentwhich is trying to cope with … Read more

British Gas customers owe the most after months of chaos to customer service

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Debt British Gas customers owe their supplier more than customers of any other energy company after months of service chaos in the company. According to Uswitch, a price comparison website, about 16 per cent of British Gas customers are in debt, owing the … Read more

Turn off the microwave and TV to save £ 147 a year, British Gas tells customers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households spend up to £ 147 a year if they leave their appliances on standby when energy prices risewarned British Gas. “Vampire devices”, such as microwave ovens, televisions and washing machines, draw energy, and bank accounts when left plugged in. A British Gas … Read more

My passively aggressive neighbor has tidied up my garden without asking and is asking for money for it

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, My wife and I bought our first home last year and our neighbor has been waging a passive aggressive war against us from the beginning. It started a little, with notes through the door complaining about our Yorkshire Terrier barking, … Read more

Due to the closure of bank branches and ATMs, seven constituencies are left as “cash deserts”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The elderly and those in the countryside are most affected by constipation, Which? found. Consumers over the age of 65 make up a quarter of those living in 17 constituencies with poor access to cash. According to the charity Age UK, this group … Read more

Four out of 10 had trouble paying their energy bills even before prices went up

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE In addition, nearly a third of people said they had trouble servicing a mortgage or paying rent, and 3 percent said they were already lagging behind in payments. Meanwhile, 43 percent said they would not be able to save money for the next … Read more

Rising prices and long delays – is it still worth spending a lot on Tesla in 2022?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Inflation it affects all of us – in all forms of lifestyle – even Tesla recognizes that price increases could not be avoided and pressures in the supply chain. Drivers who want to have a vehicle among the wanted pure energy the car … Read more

Owning a car is now £ 500 more expensive

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Insurance premiums rose at the beginning of the year when the financial administration, the city supervisor, banned the so-called “loyalty penalty”, preventing insurance companies from offering cheaper deals to new customers at the expense of those who renew policies. Louise O’Shea of ​​the … Read more

‘I was totally shaking’: how to ask your boss for a raise – and get it

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This is one of the most difficult conversations – perhaps that’s why asking your boss to raise your salary is something more than half of us have never done, according to one survey. Even if you muster the courage, should you? Recently Governor … Read more

Higher childcare spending accumulates more misery in families

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families had to spend an additional 26 percent on childcare last month when parents returned to the office, further squeezing finances and exacerbating the cost of living crisis. The mass relocation back to the office in March resulted in spending rising at one … Read more

Rising prices and long delays: is it still worth spending a lot for Tesla?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Drivers looking to buy Tesla are facing major delays and higher prices to get their hands on the car after the company said it would not be able to avoid inflation and pressures in the supply chain. The American company was helped in … Read more

How much is your diploma worth? Worst Qualification Values ​​Revealed

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Once upon a time, a university degree was a one-way ticket to a better paid career, but for many graduates this is no longer the case. Graduates on average still earn more than those without a degree and take home £ 35,000 a … Read more

With your first study at university, you earn almost £ 8,000 more per year than 2: 2

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Students graduating from a university with a first-class degree earn £ 7,900 a year more than those with a lower second-class grade in the five years after completing the course. According to a report by the Brain Center of the Institute for Fiscal … Read more

Three ways to protect yourself from rising inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Many households are facing problems energy price cap increased by £ 693 to £ 1,971. Even greater pressure, however, is that prices rose 7 percent in the 12 months to March, when inflation in the UK peaked in 30 years. Experts have predicted … Read more

Solar panels will make your house more valuable – but only half as much as they cost

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Installing solar panels on a property can add more than £ 3,000 to its value, but buying and installing appliances still costs more than twice as much. Interest in environmentally friendly boards reached its highest value in five years as households were affected … Read more

“How do I prevent other father’s children from blocking my inheritance?”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, My father died recently and he left no will. I never met him, as he left my mother soon after my birth to start a family with someone else. His name is not on my birth certificate and his (now … Read more

A secret £ 200 bill to pay for failed energy companies

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, David Osman, a former senior economist at Ofgem, told the Telegraph Money that the fee was only £ 60 a year. A significant increase in unnecessary costs has almost nullified all benefits Chancellor’s flagship “energy rebate” scheme, whereby 28 million households will … Read more

Five tips on how to save the most money for your retirement

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The coronavirus crisis has affected everyone’s finances over the past two years – for better or worse – and many over the age of 55 have been forced turn to their pension to fill the income gap. “Pulling down” however, it can bring … Read more

A flood of divorces is expected today as no-fault divorce rules come into force

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE New rules on divorce without guilt, intended for termination a game of guilt Experts have warned that costly litigation and large legal bills will not be avoided among divorcing couples. As of today, there will be family law reforms allow couples to break … Read more

Why everything is getting more expensive – how much the cost of living has been added to your accounts by the crisis

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sarah Coles of Hargreaves Lansdown, an investment firm, said: “Unfortunately, because all the houses had to be evaluated at the same time, there may have been a corner cutting element, so some estimates were not very accurate. You can challenge your valuation. Challenges … Read more

A year of misery: austerity deals have not beaten inflation for 12 months

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rachel Springall of Moneyfacts said: “The best deals today can match the market leaders we saw a year ago or beat them, but unfortunately rising inflation is taking its toll. “The Bank of England predicts that inflation will exceed the 2% target for … Read more

My flight has been canceled, can I request a refund?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British holidaymakers have been hit by a new wave coronavirus travel chaosas plans were affected by staff shortages, Covid inspections, delays and cancellations. EasyJet has canceled hundreds of flights due to the high rate of employee illness due to Covid, while British Airways … Read more

The happiest jobs in the UK – with the highest salaries in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Given the record high number of vacancies, remote work at full speed and even talking about a four-day week, 2022 will prove to be one of them the best time to change professions. Since the beginning of the pandemic, the labor market has … Read more

‘I’ve cut down on how many podcasts I do’: closed hobbies thrown aside

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 49-year-old Sara Mak, a Cheshire artist, rediscovered her passion for painting in March 2020 after being fired and starting to accept commissions from friends and family. But demand has now declined due to cost of living crisissaid Ms. Mak, as fewer people had … Read more

Retirees are invading their heritage funds to stay afloat

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE More retirees are also effectively invading the heritage of their children and grandchildren to help pay bills or support their families. The money released is often passed on to family members to help them, for example, help the child on the housing ladder. … Read more

Discounts for the UK energy bill: how to claim a £ 350 discount on gas and electricity costs in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consider installing a smart meter Smart meters track how much energy you spend in your home per day, and give much more accurate readings than traditional analog meters that operate on a monthly basis. Readings are automatically sent to suppliers, which means that … Read more

How to protect your investments, savings and pensions from rising inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Many households are facing problems energy price cap increased by £ 693 to £ 1,971. Even greater pressure, however, is that prices rose 6.2 percent in the 12 months to February, when inflation in the UK peaked in 30 years. Experts have predicted … Read more

How will raising the energy price cap affect my payments and do I have to adjust my tariff?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The the energy price cap increased by £ 693 at £ 1,971, putting more pressure on the already heavy households. Traditionally, the solution is for rising gas and electricity prices was for customers to shop around for a better deal. However, this could … Read more

Why, despite raising energy bills, we should say no to buying a smart meter

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Although these problems should not affect new smart meter users, they point to problems that have affected the introduction. However, these meters are registered in the national network to solve the problem almost every fifth smart meter operates in “stupid” mode. In addition, … Read more

Thousands of consumers run the risk of overpaying for energy as suppliers’ websites crash

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A spokesman for E.On said: “This was a reckless remark by one of our energy experts and in no way reflects our point of view. We have a great working relationship with Martin Lewis and his team, and we apologize for any inconvenience. … Read more

Get ready for a month of price and tax increases (and the only thing you need to do today to fight them)

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households are already facing the worst cost of living crisis in a generation, but budgets will be further squeezed from tomorrow due to a series of price and tax increases. The biggest change for most will be raising the energy ceiling on April … Read more

The elderly “stayed in the dark” due to changes in stamps

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The elderly could be left without a pocket and isolated due to the impending shock of the postal system, activists warned. From next week, the prices of first-class brands will increase by 10 points to 95 points, and for second-class brands by 2 … Read more

Send meter readings today so you don’t pay too much, households said

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy consumers must send meter readings today to avoid overcharging, charities have warned as suppliers get ready to raise gas and electricity costs from tomorrow. The April increase in the energy price cap will raise the bills for the average domestic rise from … Read more

Warning that £ 20 and £ 50 banknotes are being withdrawn from circulation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households have another six months to spend their £ 20 and £ 50 banknotes in shops before withdrawing them from circulation. The Bank of England has “encouraged” anyone who has paper banknotes at home to “waste or deposit them at their bank or … Read more

Britain forced into cashless “against its will”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Britain is becoming cashless company against the will of the public, a large new study showed after the pandemic accelerated the transition to card and digital payments. About 10 million people, or one in five adults, would find it difficult to manage in … Read more

‘Can I charge my resident who loves radiators more because of rising gas bills?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, My friend recently divorced and my partner and I generously allowed him to stay in our vacant room until he got to his feet. It’s been a month and we expect about six more. Although we didn’t ask for anything, … Read more

BT stops disposing of landlines after a vulnerable person cannot call 999

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE About two million customers have already removed landlines to make room for new systems, with about 160,000 forced to switch on average every month since the launch began last April. Many readers were concerned that there were no fuses to keep the phones … Read more

A savings account that pays 50 percent more than competitors is a mystery

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Chase Digital Bank has issued a saving account which offers customers a rate of 1.5 percent per year, far ahead of other leading accounts with easy access. Savers can transfer up to £ 250,000 to an account with no penalty for accessing their … Read more

Lloyds will close another 60 branches once customers go online

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It added that all new branch closures were approved through independent assessments of Link’s cash access. This means that no branch will leave locals without access to cash or day-to-day banking within a mile. The first city to lose its branch will be … Read more

National insurance threshold raised by £ 3,000 to £ 12,570 – what that means for your money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Chancellor Rishi Sunak has cut an increase in national insurance to protect the lowest paid workers in the UK, but the tax burden on social security will still fall on higher earnings and self-employed workers. Mr Sunak confirmed in a spring statement that … Read more

Winners and losers from the Spring Declaration 2022 – and what it means for your money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE We’ve noticed that you’re blocking ads. We rely on advertising to help fund our award-winning journalism. We urge you to turn off the ad blocker for The Telegraph so that you can continue to access our quality content in the future. Thank you … Read more

The cheapest British energy business has started – but it will still cost you £ 1961 a year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Households have been offered the opportunity to overcome the rising energy price cap, but still face a payment of £ 1961 a year for gas and electricity. Supplier Utility Warehouse offers variable rate customers who pay by direct debit, a discount of £ … Read more

‘I drive 25 miles to shop for an older friend – can I ask for money for petrol?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, For two years since the start of the pandemic, I have been doing weekly shopping for my mom’s friend. She is 85 years old, has difficulty moving and has been tied to a house for two years. She’s basically an … Read more

Record childcare prices are forcing parents to leave work

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The rising cost of childcare has isolated children and expelled parents from work during the worst cost of living crisis in a generation, activists warned. Kindergarten prices they achieved record value and the lack of places forced parents to choose between a career … Read more

Fisherman takes a 32-meter boat to a gas station in protest of rising fuel costs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “If we take VAT and fuel tax from white diesel that’s about 80 to 95 pounds per liter, ”Mr Attenborough said.“ If you do the same for red diesel, that’s about 1.20 pounds per liter. Where does that difference come from? “ Mr … Read more

Fisherman takes a 32-meter boat to a gas station in protest of rising fuel costs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “If we take VAT and fuel tax from white diesel it is about 80 to 95 pounds per liter, “Mr Attenborough said.” If you do the same for red diesel, it is about 1.20 pounds per liter. Where does that difference come from? … Read more

Spring Declaration 2022: when and what will be published?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rishi Sunak’s last two spring statements were dominated by high spending and multibillion-pound rescue programs to help businesses and workers through the pandemic. But this time, the chancellor faces a new challenge: the cost of living crisis. Mr Sunak is under tremendous pressure … Read more

How to protect your investments, savings and pensions from rising inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prices rose 5.5 percent in the 12 months to January inflation in the United Kingdom reached its highest level in 30 years. Experts have predicted cost of living crisis it will get worse in the coming months. The consumer price index recorded the … Read more

Will there be a recession in 2022? How to protect your savings and investments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pressure is mounting on households in the UK. The the cost of living crisis is great in low interest rates means that the value of our money is falling rapidly. Many people are still feeling the long-term impact of the Covid recession … Read more

Spring Declaration 2022: when and what will be published?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rishi Sunak’s last two spring statements were dominated by high spending and multibillion-pound rescue programs to help businesses and workers through the pandemic. But this time, the chancellor faces a new challenge: the cost of living crisis. Mr Sunak is under tremendous pressure … Read more

P&O Ferries will go down in history as a disaster service master class

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE So the blow is that the company treated customers like that, it just shut up and shrugged its shoulders without worrying about their plans. It is now owned by a Dubai-based company and shows off its true colors. This plan to lay off … Read more

The happiest jobs with the highest salaries in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Full stack engineer The full fund engineer is also ranked high with a satisfaction rating of 4.3 and a salary of over £ 47,000. Full stack engineers are experts in web, application and software development. They will usually have a degree in computer … Read more

Fraudsters are taking advantage of the war in Ukraine with fake charities

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE However, experts call for caution. BBC head Simon Caulder of Britain’s Rip-Off said: “Warning: if I were a Russian fraud, I would set up fake Airbnbs in Kiev and Odessa as soon as possible to cash in on these noble intentions.” The site … Read more

Six reasons not to buy a heat pump in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 2. They are slower when heating homes Currently, heat pumps can be slower when heating a home than a conventional boiler. Traditional central heating systems heat water by burning gas, which can heat radiators to about 75C. Hydrogen boilers will operate in a … Read more

How to protect your investments, savings and pensions from rising inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prices rose 5.5 percent in the 12 months to January inflation in the United Kingdom reached its highest level in 30 years. Experts have predicted cost of living crisis it will get worse in the coming months. The consumer price index recorded the … Read more

How to avoid green levies adding £ 153 to energy bills in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For households with gas boilers, the pain could be even greater. In October, the government said that once the current gas jump subsides, it will “explore options” to shift or rebalance energy charges from electricity to gas over the next eight years. Critics … Read more

‘My partner’s parents earn more than mine – can I ask them to pay for our wedding?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, My fiancée and I recently announced our engagement and we don’t want to leave for too long before marriage. She has already started planning and has prepared a very approximate budget. When we just bought our first home, we have … Read more

Are you financially secure for retirement? Perform a MOT of middle age

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE How to test your finances You must first determine how financially vulnerable or secure you are. Start by putting your current finances under scrutiny. Most of us know about how much money we have left in our bank accounts at the end of … Read more

How to avoid contactless card fraud in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Britons spend billions of pounds each year using contactless bank cards, but after the spending limit was raised to £ 100, many users concerns about their safety. Contactless technology has been presented as an easy way to quickly, small purchases like a sandwich … Read more

The standard of living “returns to the seventies”, as household incomes will fall by 4 percent

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Think tank has called on the government to do more to alleviate the burden of rising energy bills. Charges that increase electricity bills by about £ 170 a year could be removed from consumer bills and would be financed instead by general taxes, … Read more

Oil and gas crisis: how to overcome rising prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE After more than doubling last week, European gas prices jumped to 345 euros (285 pounds) per megawatt hour. Motorists will feel the pinch, as prices at the pump could rise in tandem with jumps in crude oil prices. Drivers are not expected to … Read more

‘I found a Roman ring buried 2000 years ago’: meet mini treasure hunters writing history

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Detective societies always follow two golden rules: do not encroach on property and respect the land you are looking for. In accordance with the Treasure Act, all finds that are legally defined as treasure must also be reported to the local coroner’s office … Read more

‘My wife died – and then my energy supplier paid my bills’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE After the death of his wife, the mourning man’s bills rose 55 percent after Scottish Power, his supplier, terminated the fixed-rate contract. Liverpool’s 58-year-old Simon Moores lost his wife Sarah in February. When he contacted his supplier to move the bill from his … Read more

Why you should say no to buying a smart meter

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Although these problems should not affect new users of smart meters, they point to problems that have affected the introduction. However, these meters are registered in the national network to solve the problem almost every fifth smart meter operates in “stupid” mode. In … Read more

Energy bills: how will the ceiling affect my payments in 2022 and do I have to adjust my tariff?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The the energy price cap will rise by £ 693 to £ 1,971 since April, confirmed regulator Ofgem, which is already creating more pressure heavy households. Boris Johnson was called to address cost of living crisis in the UK in early 2022 and … Read more

Discounts for the UK energy bill: how to claim a £ 350 discount on gas and electricity costs in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consider a smart meter Smart meters track how much energy you spend in your home per day, which gives much more accurate readings than traditional analog meters, which give a monthly estimate. Readings are automatically sent to suppliers, which means that customers are … Read more

Reduce ‘ambulance’ fees

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The city superintendent has announced a cap on robbery fees for victims demanding compensation from financial companies. As of today, the Financial Management Authority announced that the fees charged by so-called receivables management companies will be limited. Also known as “rescuers“, it was … Read more

The happiest jobs with the highest salaries

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE With record-breaking vacancies, full-time telecommuting and even talking about a four-day week, 2022 will prove to be one of the best times to change professions. Since the beginning of the pandemic, the labor market has been turned upside down by prisons, the emigration … Read more

Spring Declaration 2022: when and what will be published?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rishi Sunak’s last two spring statements were dominated by high spending and billions of pounds of rescue programs to help businesses and workers through the pandemic. But this time, the chancellor faces a new challenge: the cost of living crisis. Mr Sunak is … Read more

Energy bills: how will the ceiling affect my payments in 2022 and do I have to adjust my tariff?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The the energy price cap will rise by £ 693 to £ 1,971 since April, confirmed regulator Ofgem, which is already creating more pressure heavy households. Boris Johnson was called to address cost of living crisis in the UK in early 2022 and … Read more

Discounts for the UK energy bill: how to claim a £ 350 discount on gas and electricity costs in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consider a smart meter Smart meters keep track of how much energy you spend in your home per day, which gives much more accurate readings than traditional analog meters, which give a monthly estimate. Readings are automatically sent to suppliers, which means that … Read more

Spring Declaration 2022: when and what will be published?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rishi Sunak’s last two spring statements were dominated by high spending and billions of pounds of rescue programs to help businesses and workers through the pandemic. But this time, the chancellor faces a new challenge: the cost of living crisis. Mr Sunak is … Read more

Suppressed phone scammers after 45 million fraudulent calls made

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The regulator assigns millions of phone numbers, usually in large blocks, to telecommunications companies. These companies can then transfer the numbers on a large scale to other companies or individuals. Under the new regulatory requirements, these companies will have to investigate suspicious customers … Read more

‘Can I tell my insurance company a little white lie to save £ 30,000 on roof repairs?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money I am ashamed to say that I have neglected my home in recent years and let it pretty much decay. The roof is leaking and this led to a big problem with moisture and mold, which made me have no … Read more

The price of gasoline will reach a record high as oil costs rise

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The petrol price will set a new record this week as geopolitical tensions in Ukraine increase oil costs, the RAC car group warned. The average price of fuel reached 1.49 pounds per liter over the weekend, but the RAC said it expects to … Read more

Will Japanese knotweed prevent the sale of my home?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Glyphosate-based weed killers available in garden centers can also help. Weed killers typically need at least three to four seasons to eradicate Japanese knotweed, but professional contractors have access to more powerful chemicals that can speed up the process by half. The best … Read more

Cost of living crisis – protect your investments, assets, savings and pensions from rising prices

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prices rose 5.5 percent in the 12 months to January inflation in the United Kingdom reached its highest level in 30 years. Experts have predicted cost of living crisis it will get worse in the coming months. The consumer price index recorded the … Read more

Storm Eunice canceled my train – what are my reimbursement rights?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rail passengers in many parts of the UK have been asked to travel only if absolutely necessary after the arrival of storm Eunice. The wind is expected to reach 90 miles per hour as the country will be hit by one of the … Read more

Six reasons not to buy a heat pump in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 2. They are slower when heating homes Currently, heat pumps can be slower when heating a home than a conventional boiler. Traditional central heating systems heat water by burning gas, which can heat radiators to about 75C. Hydrogen boilers will operate in a … Read more

Could you do a mid-term financial MOT?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE You must first determine how financially vulnerable or secure you are. Start by putting your current finances under scrutiny. Most of us know roughly how much money we have left in our bank accounts at the end of the month, but in reality … Read more

How to avoid green levies that add £ 153 to energy bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For households with gas boilers, the pain could be even greater. In October, the government said that once the current gas jump subsides, it will “explore options” to shift or rebalance energy charges from electricity to gas over the next eight years. Critics … Read more

How to avoid green levies that add £ 153 to energy bills

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For households with gas boilers, the pain could be even greater. In October, the government said that once the current gas jump subsides, it will “explore options” to shift or rebalance energy charges from electricity to gas over the next eight years. Critics … Read more

Five pension mistakes that can cost you thousands – and how to avoid them

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The coronavirus crisis has affected everyone’s finances over the past two years – for better or worse – and many over the age of 55 have been forced to resort to retirement to fill an income gap. However, “drawing on” your pension can … Read more

Could you do a mid-term financial MOT?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE You should first determine how financially vulnerable or secure you are. Start by putting your current finances under scrutiny. Most of us know about how much money we have left in our bank accounts at the end of the month, but in reality … Read more

It has been revealed that jobs that offer rising wages that beat inflation are rising

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rising employee wages this year will not be able to keep pace with rising inflation, leaving households without a pocket, just as the cost of living is hit hardest. “Real wages” fell by 1.4 percent in 2021, the biggest drop since 2014, as … Read more

Retirees had to wait months to renew their driver’s licenses

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The DVLA did not renew the driver’s license for those over 70, required from 25 November, due to the large backlog caused by Covid and industrial measures. Statistics released by the Driving and Vehicle Licensing Agency on Monday show that retirees wait 12 … Read more

Fraudsters are now “psychological experts” as fraud increases by a fifth

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The number of reported scams has risen by a fifth in the past three months as fraudsters have turned into “psychological experts” who play with the emotions of their victims, the bank warned. According to a survey by banking giant Barclays, three out … Read more

Discounts on energy bills: how to claim a £ 350 discount on gas and electricity costs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consider a smart meter Smart meters keep track of how much energy you spend in your home per day, which gives much more accurate readings than traditional analog meters, which give a monthly estimate. Readings are automatically sent to suppliers, which means that … Read more

Will there be a recession in 2022? How to protect your savings and investments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pressure is mounting on households in the UK. The the cost of living crisis is great in low interest rates means that the value of our money is falling rapidly. Many people are still feeling the long-term impact of the Covid recession … Read more

Easy Ways To Save Money In 2022 – The Best Tips To Improve Your Finances

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 5. Don’t forget to bargain Even when a company offers you an offer for goods or services, this may not be their cheapest price. If you have found a cheaper offer online, you can use it as a negotiation tool to lower your … Read more

Buy Now Pay Later will now be detrimental to your credit score

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Buyers who do not follow the “buy now, pay later” payment could damage their credit ratings after the first credit rating agency announced it would include the disputed debts in credit reviews. TransUnion, one of the largest credit rating agencies, will start including … Read more

The best price comparison sites in the UK and how to find the best deal in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Comparison sites have changed the way consumers do find an energy suppliertake out insurance policies, change broadband connections or choose a hotel. These websites make their money take a small commission when customers click and sign up for the provider’s products and services. … Read more

Mistakes to avoid when buying cryptocurrency in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cryptocurrencies – a kind of online money – have continued their march in the mainstream in recent years, with the listing of American brokers Coinbase and Robinhood and acceptance by major investors and even countries, such as El Salvador. Investors earned huge sums … Read more

How to avoid Airbnb scams in 2022 – signs of fraud that you need to watch out for

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Forged images that exaggerate with the standard of accommodation were the second most common problem, followed by burglary of accounts where fraudsters seize a customer’s account to make and pay for a reservation. Less common scams included false claims, fictitious fees, false lists, … Read more

How to change your career at the age of 50 and find a new job in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE When we settle down in 2022, it may be a great time to re-evaluate many things in life – including your career. Maybe it’s time to change things and looking for a new job? More than two million people found new employment in … Read more

Japanese knotweed: what does it look like and will it hurt my house price?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Will the surveyor find Japanese knotweed? Qualified surveyors of the Royal Institution of Chartered Surveyors are qualified to search for knotweed, but it is not always guaranteed that they will find it. Depending on the quality of the surveyor, the type of research … Read more

The happiest jobs with the highest salaries

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE With record-breaking vacancies, full-time telecommuting and even talking about a four-day week, 2022 will prove to be one of the best times to change professions. Since the beginning of the pandemic, the labor market has been turned upside down by prisons, the emigration … Read more

Higher energy bills on ‘red wall’ seats will shake elections, brain center warns

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sepi Golzari-Munro of the Brain Trust said the cost of living ahead of the next election would be “a major concern for peripheral seats”. “If we do not act on public priorities now, these seats are again under threat,” he added. Alexander Stafford, … Read more

New 50p coin: why you could have £ 26,000 in your pocket

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “London 2012 Olympics started a national love affair with 50p, ”Ms. Morgan said. “There have been a lot of models and in the UK it has become a real craze to collect every sport. Now the hobby has grown over the years and … Read more

“The banks cut us off – and our city was left to its own devices.”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Every time she wanted to get cash, Barbara Porter had to go down a steep hill – and fight back again. Following the closure of the bank’s last branch more than three years ago, the only ATM in her town remained to serve … Read more

“I found a rugby jersey in a carrier bag and sold it for £ 180,000”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Match and ticket programs from this period also sell for hundreds and sometimes thousands of pounds. The program of matches in the 1905 Wales match against New Zealand, which is a historic victory for the Dragons, could bring in up to £ 4,000, … Read more

Lack of drivers leaves rural homes without heating

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families living in the countryside houses without a network due to long delays in the supply of liquefied gas, they were left without heating or hot water at sub-zero temperatures. Companies that supply liquefied petroleum gas to homes outside the gas network have … Read more

“We’ll pay the credit card bill for generations”: Readers are squeezing about the cost of living

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE ‘We will pay the credit card bill for generations’: Readers are squeezing about the cost of living. MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE

How to raise the price of a house with five easy real estate adjustments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Transform your attic A complete remodeling of the attic Towergate estimates it will cost homeowners an average of around £ 17,500, but should add about 15 per cent to the value of the home – an average of £ 31,096, for a profit … Read more

The cost of a heat pump in the UK and six reasons not to buy it in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 2. They are slower when heating homes Currently, heat pumps can be slower when heating a home than a conventional boiler. Traditional central heating systems heat water by burning gas, which can heat radiators to about 75C. Hydrogen boilers will operate in a … Read more

Protect your investments and savings from rising interest rates in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE “If you leave the business before it ends, you’ll pay a penalty, so consider whether you want to stay in your current home or relocate, and if you want to buy another apartment in the next few years, you can move on to … Read more

Raising the energy price cap: how will this affect my bills and do I have to adjust my tariff?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The energy price cap will rise by 693 pounds to 1,971 pounds from April, the regulator Ofgem confirmed, which will increase the pressure on households already in trouble. Traditionally, the solution to raising gas and electricity prices has been for buyers to look … Read more

The crisis in the cost of living makes workers worse by £ 2,922

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Financial markets and economists are now forecasting more interest rate hikes this year, with interest rates rising to 1 per cent, the highest since 2009 as early as August. Average outstanding fixed rate mortgage debt is £ 159,000, according to UK Finance, a … Read more

Discounts on energy bills: how to claim a £ 350 discount on gas and electricity costs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Consider a smart meter Smart meters track how much energy you spend in your home per day, which gives much more accurate readings than traditional analog meters, which give a monthly estimate. Readings are automatically sent to suppliers, which means that customers are … Read more

Raising the ceiling on energy prices: when will my bills go up and what can I do about it?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE What happens if my energy supplier fails? If your supplier ceases to operate, Ofgem will switch you to an “emergency supplier” and any credit with the older energy provider will be transferred to another party. Affected households should take meter readings as they … Read more

Five pension mistakes that can cost you thousands – and how to avoid them

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The coronavirus crisis has affected everyone’s finances over the past two years – for better or worse – and many over the age of 55 have been forced to resort to retirement to fill an income gap. However, “drawing on” your pension can … Read more

Will there be a recession in 2022? How to protect your wealth

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pressure is mounting on households in the UK. The the cost of living crisis is great in low interest rates means that the value of our money is falling rapidly. Many people are still feeling the long-term impact of the Covid recession … Read more

Energy bills will go up from April: cut your costs with these small changes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British households continue to face rising energy bills after a supply crunch caused electricity prices to rise, but they can take steps to reduce the cost of a gloomy winter. Experts have warned annual bills could reach £ 1,900 after Aprilwhen the energy … Read more

Savers only have days to secure the best interest rates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Savers need to act quickly to ensure the best interest rates, as banks began withdrawing the best deals just days after launch. According to Moneyfacts analysts, several top-paying easy-access savings accounts, bonds and Isa were withdrawn this year. The two best purchases unveiled … Read more

Energy bills will go up from April: cut your costs with these small changes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British households continue to face rising energy bills after a supply crunch caused electricity prices to rise, but they can take steps to reduce the cost of a gloomy winter. Experts have warned annual bills could reach £ 1,900 after Aprilwhen the energy … Read more

Cost of living crisis: protect your investments, assets, savings and pensions from inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prices rose 5.4 percent between December and inflation, when inflation in the UK peaked in 30 years. Experts predict that the cost of living crisis will worsen in the coming months. The consumer price index recorded the highest growth since 1992 due to … Read more

£ 100,000 lost to fraudsters – but TSB refuses to pay

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The Ombudsman has ordered the bank to return around £ 100,000 to nearly a dozen customers affected by fraud in the first three months of 2019, just before the promise of a refund arrived. This means that the victims had to fight for … Read more

Save money on your energy bills with these small changes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British households continue to face rising energy bills after a supply crunch caused electricity prices to rise, but they can take steps to reduce the cost of a gloomy winter. Traditionally, the solution to rising gas and electricity prices has been for customers … Read more

Half of energy suppliers “in imminent danger of collapse”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This month based in Clydebank Total Energy, which had 170,000 customers, became the last company to fail. The biggest supplier to date so far was Bulb, which they put in a special administration because it had too many customers to be taken over … Read more

Two post offices close every week as rural branches disappear

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rural communities run the risk of being cut off from postal services at a later stage Covid has greatly accelerated the closure of branches. Two post offices have closed their doors every week since the start of the pandemic, Citizens Advice reports. Hundreds … Read more

Klarna’s new credit card accused of leaving “shoppers at risk”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Myron Jobson of Interactive Investor, a fund trade, said: “It sounds like a credit card and also looks like a credit card, but what’s crucial from a regulatory standpoint isn’t. This card further blurs the line between regulated and unregulated debt. “ A … Read more

2.5 million households are unable to pay their bills as the cost of living crisis worsens

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of British households missed out on emergency payments this month, and many were on the brink as the cost of living crisis deepens. More than 2.5 million families have not even paid their mortgages, rents, loans, credit cards or bills this year, … Read more

Five pension mistakes that can cost you thousands – and how to avoid them

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The coronavirus crisis has affected everyone’s finances over the past two years – for better or worse – and many over the age of 55 have been forced to resort to retirement to fill an income gap. However, “drawing on” your pension can … Read more

‘I bought antiques from a friend for £ 100, but they’re worth thousands – should I tell him?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, I helped a friend clean the house of his recently deceased father. I found something old antiques in a cardboard box while tidying up the garage, including some old watches and lighters he suggested we throw away. He needs money, … Read more

How to contact a Telegraph consumer

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Dear readers, If you contacted this column and wondering what happened to Katie Morley, I can tell you she’s investigating parenting for the next few months. Fearless, I faithfully promised her that I would take care of her loyal readers until she was … Read more

Families facing a crisis in the cost of living are becoming new targets of fraud

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fraudsters have shifted from targeting taxpayers to families struggling with the cost of living crisis. Reports of fraudsters posing as Revenues and customs HM have fallen by 97 percent in the last 12 months, the tax authority said, while fraudsters have targeted new … Read more

The British will lose £ 8 billion due to rising inflation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE But some cash Isai with instant access pay almost nothing, including the NatWest cash Isa, which has an interest rate of 0.01 per cent for savings of less than £ 50,000. Barclays pays 0.05 pieces for up to £ 30,000. Sir Steve Webb, … Read more

A new guideline for working from home: should I return to the office and what are my rights?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Boris Johnson resigned leadership urging Britons to “work from home” where possible, as Plan B measures aimed at combating the spread of Covid-19 end on Thursday in England. In December, workers were ordered to leave the office and decide to work remotely when … Read more

Career change in 2022 – is it worth it and do I have to lower my salary?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Should we lower our salary? One of the most common concerns of people changing professions is that lower pay would mean lower quality of life. This is a sensitive topic and if you are looking for more money, ask for it before you … Read more

Millions of rural homes are forced into costly ecological upgrades

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of households will face a heating crisis over the next decade due to plans to ban fossil fuel systems in homes without a grid. The government wants to ban the fitting of new oil and liquefied gas heating systems by 2026 for … Read more

‘Amazon embarrassed me when I tried to return a Christmas present’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sally says: We were all there: full of anticipation as we unwrapped the Christmas present, only to find that it was something that didn’t fit, was a horrible color, we had one of already, or, as in your case, we would never use. … Read more

The best place to sell used cars online – and sites to avoid in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Motorcyclists are moving online to sell their used vehicles, but you could sacrifice a better price for the convenience of fast sales. The number of people buying cars online has increased over time, as GForces, a software company that offers online services to … Read more

How to beat the new green taxes on the energy bill

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy bills for households have risen due to rising wholesale prices, but due to a government tax change, gas bills would increase further. The government plans to shift the green energy levies currently applied to household electricity bills to gas bills as part … Read more

Mistakes to Avoid When Buying Cryptocurrency

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cryptocurrencies – a kind of online money – have continued their rise in the mainstream in recent years with the listing of US brokers Coinbase and Robinhood and acceptance by major investors and even countries. such as El Salvador. Investors have earned huge … Read more

Protect your investments, assets, savings and pensions from inflation in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Prices have risen by more than 5 percent in the last year and it is growing discomfort in the Bank of England that inflation is here to stay even as the pandemic draws to a close. The consumer price index is at its … Read more

Current guidelines for working from home: how to claim tax relief and what are your rights?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Boris Johnson issued instruction calls on Britons to “work from home” from 13 December 2021, where possible. Workers were returning to the office as the number of coronavirus cases dwindled, but the spread of the omicron version triggered increased government restrictions. The government … Read more

My train has been canceled – what are my refund rights in 2022?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If you live in the UK, the inconvenience of a train cancellation is no stranger to you – but after grumbling and postponing plans, the question remains: can you claim a refund? Due to lack of staff CovidTransPennine Express, ScotRail, Avanti West Coast, … Read more

Bribes and white lies: how far will parents go to get their child to top school

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Competitive parents are also going to these extremes to secure a place in demand schools that are on the lottery with an excessive subscription. Across England, 9.8% of pupils missed their first primary school last year. In London, it rose to 13 percent. … Read more

How to avoid contactless card fraud in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The British spend billions of pounds each year using contactless bank cards, but after raising the spending limit to £ 100, many users have concerns about their security. Contactless technology has been introduced as an easy way to make quick, small purchases, such … Read more

Young savers discard £ 34 million Isa bonuses

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The young savers have returned £ 34 million in Isa bonuses to help fund the cost of buying their first home. Potential buyers have returned record sums from their Lifetime Isas in the last tax year, money earmarked for a deposit. The amount … Read more

How to avoid Airbnb scams in 2022 – all you need to pay attention to

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Forged images that exaggerate with the standard of accommodation were the second most common problem, followed by burglary of accounts where fraudsters seize a customer’s account to make and pay for a reservation. Less common scams included false claims, fictitious fees, false lists, … Read more

The best comparison sites in the UK and how to find the best deal in 2022

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Comparison sites have changed the way consumers do find an energy supplier, take out insurance policies, change broadband connections or choose a hotel. These websites make their money take a small commission when customers click and sign up for the provider’s products and … Read more

Stolen Homes, Landlord Fraud, and Bank Robberies: How to Prevent Fraudsters from Stealing Your Property

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE You may find that your home is stolen, impossible, but every year fraudsters try to take hundreds of millions of pounds using sophisticated property scams. Fraudsters try everything from using hired loan application addresses to actually trying to steal home ownership with forged … Read more

How to reduce your energy bill with these small changes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British households continue to face rising energy bills after a supply crunch caused electricity prices to rise, but they can take steps to reduce the cost of a gloomy winter. Traditionally, the solution to rising gas and electricity prices has been for customers … Read more

Rights to dismissal: what payment and cancellation am I entitled to?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Hundreds of thousands of people in the UK have lost their jobs as a result of the pandemic, and many are in trouble after the government’s redundancy program was phased out at the end of 2021. Some employees are afraid they are still … Read more

How to change your career at 50 and find a new job in 2020

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE New Year is a great time to re-evaluate many things in life – including your career. Maybe it’s time to change things up and find a new job? More than two million people found new employment in 2021, as “Big resignation”Has intensified and … Read more

Career change in 2022 – is it worth it and do I have to lower my salary?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Should we lower our salary? One of the most common concerns of people changing professions is that a lower salary would mean a lower quality of life. This is a sensitive topic and if you are looking for more money, ask for it … Read more

“Deserving” petrol stations charge British drivers millions more than Europeans

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British motorists have been paying for fuel options as calls to the government to investigate the “earnings” of petrol stations increase. Gasoline costs have risen in recent months after wholesale prices skyrocketed. But while the wholesale price has now fallen, retailers have failed … Read more

Six reasons not to buy a heat pump

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 2. They are slower when heating homes Currently, heat pumps can be slower when heating a home than a conventional boiler. Traditional central heating systems heat water by burning gas, which can heat radiators to about 75C. Hydrogen boilers will operate in a … Read more

Easy Ways to Save Money in 2022: The Best Tips to Improve Your Finances

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 5) Don’t forget to bargain Even when a company offers you an offer for goods or services, this may not be their cheapest price. If you have found a cheaper offer online, you can use it as a negotiation tool to lower your … Read more

Easy Ways to Save Money in 2022: The Best Tips to Improve Your Finances

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 5) Don’t forget to bargain Even when a company offers you an offer for goods or services, this may not be their cheapest price. If you have found a cheaper offer online, you can use it as a negotiation tool to lower your … Read more

How to raise the price of a house with five easy real estate adjustments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The British real estate boom began to subside, and with the end of the stamp duty, part of the emergency market was withdrawn. Customer inquiries are still well above pre-pandemic levels Royal Institute of Chartered Surveyors, but reduced activity means that housing prices … Read more

For the third time in fourteen weeks, customers across the country are facing late payments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Customers across the country faced with a new round of late payments just two weeks after he was blocked from transferring money over Christmas. Yesterday’s payments to customers ’bank accounts were delayed due to an“ extremely high volume of transactions, ”meaning many account … Read more

Insurance companies have to pay loyal customers if they charge too much

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Car and home insurance companies have warned the regulator that they have to pay loyal customers if they are overcharged. As of today, insurance companies can no longer raise prices for customers who renew their policies, while attracting new customers at a loss, … Read more

Taxes are rising and inflation is rising – here’s how to protect your money

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE At the same time, £ 12,570 in personal income tax relief will remain frozen at least until 2026. That means more could pull them into higher tax brackets as their wages rise, but the tax credit does not keep pace, known as the … Read more

An increase of millions of savers as NS&I more than doubles interest rates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE National Savings & Investments has raised interest rates on a range of deals in favor of savers in difficulty after banks have not passed on the benefits of raising interest rates last week. The government-backed savings institution said it would raise interest rates … Read more

New Rishi Sunak Covid grant for catering companies – who is eligible and how to apply

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Pubs, restaurants and leisure companies will be eligible for one-off grants of up to £ 6,000 in a new package of measures announced by the Ministry of Finance. This happens when companies across the UK struggle with reduced visits during the month that … Read more

My train has been canceled, what are my refund rights?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Travel plans were jeopardized this Christmas after a shortage of covid-related staff forced rail operators to cancel trains. Rail Delivery Group said more than one in 10 trains in the UK has been canceled or delayed this week. One in four operators had … Read more

“Quilter owes me £ 300,000 for a mistake in my dying husband’s pension, but refuses to pay half.”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sally says: What a horrible ordeal you have endured. Fighting for justice over her husband’s pension was the last thing you would have to face while mourning. It was hard for you to relive the painful memories, but I asked you to provide … Read more

Drivers punished as gas station margins set a new record

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Drivers pay above the fuel quota because service stations do not pass on lower wholesale oil prices to drivers. Despite a drop in wholesale fuel prices of £ 10 per liter fourteen weeks ago, the average price of a petrol station has fallen … Read more

How Savers Can Benefit From Rising Interest Rates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Savers hoping for a substantial jump in interest rates paid by easily accessible and fixed-rate accounts, or Isas cash, after today’s rise in bank interest rates, will be disappointed – but there are still ways to profit from the Bank of England move. … Read more

Students and consumers queue for shocking bill increases

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Interest rates on student loans could become as expensive as credit cards inflation reached its highest level in 30 years. Graduates face interest rates of more than 10 percent next year, while rail tickets, phone contracts, car taxes and duties on flights and … Read more

A new guideline for working from home: what are your rights?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Boris Johnson issued instruction urges Britons to “work from home” where possible from 13 December. Workers have been gradually returning to offices in recent months as the number of coronavirus cases has decreased. However, the arrival of the omicron version triggered increased government … Read more

A lifeline for cities abandoned by big streets

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This happens after the banks accelerated closure programs across the country. Nearly 100 branches closed their doors every month during the summer, twice as many as in the past six years. This has contributed to a reduction in cash consumption, which has fallen … Read more

‘My staff want to work from home – is it wrong to force them to come to the office?’

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Expensive moral money, I have a small business that implements strategic communications for many medium sized businesses. I have eight full-time employees, most of whom have been with me for at least four years. Sometimes everything went so smoothly, but during the pandemic … Read more

Mistakes to Avoid When Buying Cryptocurrency

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Cryptocurrency is a type of digital money that is designed to be secure and in many cases anonymous. It can be bought and sold using the hundreds of online exchanges available to investors. Investors have earned huge sums by throwing money at new … Read more

How to reduce your energy bill with these small changes

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE British households are facing rising energy bills as the supply crunch has caused electricity prices to rise, but they can take steps to lower the cost of the looming gloomy winter. Traditionally, the solution to rising gas and electricity prices has been for … Read more

How to save money on energy bills with these top kitchen tips

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Refrigerators and freezers, which are turned on 24 hours a day, 7 days a week, are among the most energy-hungry items in your kitchen. Older refrigerators with freezers can cost up to £ 500 a year, while new ones can cost a tenth … Read more

“It’s a nightmare, our sales have already fallen”: small businesses feel they are working from home.

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Small businesses have already begun to notice a drop in sales well before Christmas, after the government announced its new guidelines for working from home. Boris Johnson has urged Britons to work from home, “where possible” from Monday, for fear of the omicron … Read more

Christmas will cost £ 140 more this year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Christmas will cost hundreds of pounds more this year as families pay the price of rising inflation. Higher food prices, rising energy bills and rising fuel costs have led to a cost of living crisis, squeezing wallets across the country. This holiday season … Read more

“My friends have lost £ 36,500 to fraudsters posing as police, but Barclays will not return their money.”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The police officer called your friend several times in the following days and warned him not to tell anyone about the operation. The fraudster claimed that the cash had been counterfeited and that someone had been arrested in Barclays as a result. The … Read more

Drivers are facing increased car insurance as companies charge hidden fees

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Car insurance companies have launched covert attacks on drivers after raising hidden fees that cost policyholders hundreds of pounds a year. Drivers now pay around £ 124 on average in addition to their existing account in fees that are buried in the small … Read more

The elderly, who are waiting for reinforcements, are the target of criminal groups

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The number of third stab wounds carried out in England last weekend was lower than the previous one, prompting allegations that the program “stuck in first gear”. More than 20 million people have received reinforcements and about two million people receive a stab … Read more

Customers have “detached” as 99 bank branches close each month

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Elderly and dependent on the bank’s cash after the closure of branches accelerated to a record high this year, banks are “firing”. Bank closures peaked in the summer when an average of 99 outlets closed their doors each month, according to the Which? … Read more

The rent for the university is ‘unaffordable’ as students live on £ 38 a week

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Student halls became “inaccessible” after rents rose 16 percent since the pandemic began, reaching record highs. The average annual price for purpose-built student accommodation is now £ 7,374, about £ 300 more than last year and a 60 per cent increase since 2011, … Read more

“I spent £ 1 million on Formula 1 commemorative items”: collectors strive for a piece of history

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The dramatic Formula 1 year has raised prices for the most sought-after souvenirs in the sport. Lewis Hamilton and Max Verstappen will have their last showdown in Abu Dhabi tomorrow, promising the end of an unforgettable racing season. Competitors for the championship start … Read more

Fraudsters “ruin Christmas” with a courier scam worth £ 4,500

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Such “secure account” scams account for a fifth of all fraud losses, according to UK Finance Banking Authority, with victims losing an average of £ 4,500, for example. Four of the five scams, according to TSB, begin with a text message. It was … Read more

Boris Johnson issued new guidelines for working from home: what are your rights?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Boris Johnson has issued new guidelines urging Britons to “work from home” where possible. Workers have been gradually returning to offices in recent months as the number of coronavirus cases has decreased. However, the arrival of the omicron version triggered increased government restrictions. … Read more

How to raise the price of a house with five easy real estate adjustments

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The British real estate boom began to subside, and with the end of the stamp duty, part of the emergency market was withdrawn. Customer inquiries are still well above pre-pandemic levels Royal Institute of Chartered Surveyors, but reduced activity means that housing prices … Read more

Are car leases good value for money or should I buy them for good?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The idea of ​​owning a car for many drivers is becoming a thing of the past as more and more motorists turn to leasing. Leasing has been a popular way of financing a car in many countries for decades, but has been slower … Read more

How to avoid Airbnb scams and what to look out for

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Forged images that exaggerate with the standard of accommodation were the second most common problem, followed by burglary of accounts where fraudsters seize a customer’s account to make and pay for a reservation. Less common scams included false claims, fictitious fees, false lists, … Read more

Will there be a recession? How to protect your finances

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The pressure is mounting on the British economy. The the cost of living is rising in low interest rates means that the value of our money is falling rapidly. British companies initially thrived when locking restrictions were lifted, but that could be shaky … Read more

Fraudsters ‘prey on omicron fears’ with new NHS Covid test scam

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The NHS last week drew attention to “fake emails” in which people were asked to order an “omicron PCR test” and demanded their bank details. Consumer group Which ones? they also reported fake websites charging fees for tests that can be obtained free … Read more

Stolen Homes, Landlord Fraud, and Bank Robberies: How Fraudsters Target Your Property

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE To steal your home may seem impossible, but every year fraudsters try to take hundreds of millions of pounds using sophisticated property scams. Fraudsters try everything from using hired loan application addresses to actually trying to steal home ownership with forged documents. Reverend … Read more

How to leave work in six easy steps

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A record number of workers left the job in a so-called “big resignation” as employees sought better pay and more flexible work. More than a million Britons left one job after another in the summer, according to official data. But those who have … Read more

‘NHS has set my son aside’: how one family was left with a £ 10,000 a month care bill

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Families across the UK have been forced to pay tens of thousands of pounds to cover the cost of care after facing rejection from the “horrific” NHS funding system. In one case, which costs £ 180,000 a month, the intervention of health secretary … Read more

The hotline for fraud was flooded as fraud measures intensified

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Police recently drew attention to a compelling new scam “friends in need” targeting parents. Victims of fraud receive a WhatsApp message from a random number allegedly from a son or daughter who lost her phone. When parents are convinced they are talking to … Read more

‘I took out a £ 10,000 loan to pay childcare’: crippled costs force women to lose their jobs

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The problem is not new, but the pandemic has exacerbated the problem and campaign activists warned that the government is not doing enough to support families. Neil Leitch of the Early Years Alliance charity said funding has not matched the costs of kindergartens, … Read more

Rising Inflation in the UK: Tips for Protecting Your Investments, Property, Savings and Pensions

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Inflation reached 4.2 percent in October and will continue to do so growing discomfort in the Bank of England that rapidly rising prices are causing a spiral of living costs. The consumer price index is at its highest level since 2010 due to … Read more

“My oven has exploded and John Lewis won’t do anything about it.”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Sally says: You sent me some live photos along with an email showing the oven shell and broken glass all over the kitchen floor. The lamb piece was still sitting desperately on the center rack. The incident scared both you and your guardian … Read more

Can I work from home? Your flexible working rights as omicron suitcases grow

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Workers have been gradually returning to offices in recent months as the number of coronavirus cases has decreased. However, the arrival of the omicron version has triggered increasing restrictions by the government as rules on wearing masks in some public places have been … Read more

Why should we say no to a smart meter

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Time-of-use tariffs lower the price of electricity when demand is low and increase costs during times of high consumption. However, currently only a handful of energy companies offer such a contract, such as Bulb and Octopus. The policy of smart meters was first … Read more

Six reasons not to buy a heat pump

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 2. They are slower when heating homes Currently, heat pumps can be slower when heating a home than a conventional boiler. Traditional central heating systems heat water by burning gas, which can heat radiators to about 75C. Hydrogen boilers will operate in a … Read more

The shops will become “ATMs” to help rural communities

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Under the new system, local shops will become “ATMs” after a worrying decline in access to physical money, especially in rural areas. Customers in select stores will be able to receive a refund of up to £ 50 and check their balance at … Read more

Gas stations need to be “researched” as drivers fund huge profits

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Williams said retailers were reaching 9 p per liter before falling wholesale prices, about 3 p more than the long-term average. Unleaded currently averages 148 p per liter, super unleaded 160 p per liter and diesel 151 p, the RAC said. Gasoline prices … Read more

Do I need private health insurance in the UK – and is it worth the cost?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE There are many benefits private health insurance. Private coverage usually gives you access to increased medical resources, shortened hospital stays and a wider range of specialist treatments, as well as a private room. However, there are disadvantages to consider – not least the … Read more

20 Home Insurance Traps And How To Avoid Them

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It can often feel like home insurance companies they try to catch you – and sometimes they are. The slightest oversight on your part may lead to a reduction in payout, or doesn’t get compensation at all when something goes wrong. Telegraph Money … Read more

Will a smart meter save me money? Here’s how they work

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Older devices are signing up to the national network, which will allow users to switch, but this will take longer than originally planned. Meanwhile, some energy companies continued to install these obsolete devices contrary to the regulator’s orders. Energy companies are expected to … Read more

Is the billing address actually relevant to online shopping?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Many shoppers turned to the online store for more locks, while the main streets were closed last year. If you are new to online shopping, you may have some questions about your financial security. To be confident while browsing the web Black Friday … Read more

E.On: how to contact customer service to file a complaint

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It may be difficult to reach your complaint, but even harder to resolve. Below we have explained everything you need to know to effectively complain about E.On, including relevant headlines and social media pages. How to complain directly to E.On E.This customer support … Read more

My shipments are missing – what are my rights to a refund?

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Online shopping has flourished recently as shoppers have swapped the main street for their computers and mobile phones, and the number of missing packages has also increased. A survey by Citizens Advice, a consumer advisory group, found that a package disappears every 10 … Read more

Six best money saving tips that all students need to know

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Millions of young people attend university every year, often living away from home and managing their finances for the first time. The possibility of budgeting can be daunting. For many students, this will be the first time they have hired, opened a bank … Read more

How to protect yourself from rising interest rates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Anyone with a standard floating rate would now have to switch to a fixed rate business to lock in a low interest rate for a few years, says Annabelle Williams of investment firm Nutmeg. She said: “By doing so, you can save hundreds … Read more

How to leave a job in six easy steps

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A record number of workers left their jobs in the so-called “big resignation” as employees sought better pay and more flexible work. More than a million Britons left one job after another in the summer, according to official data. But those who have … Read more

“I ordered the package in Hertfordshire – and it was delivered to Australia”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Rogue delivery drivers they steal valuable packages, leave them in dangerous locations, and in some cases send them to completely different countries, the charity warned. After receiving complaints from frustrated consumers, Citizens Advice named and disgraced the worst couriers based on customer service … Read more

How to change a career in middle age

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE There has never been a more popular time to quit looking for a job with more meaning – or with a better salary. More than two million people found a new job in the summer as “Big resignation”Intensified and workers re-evaluated their career … Read more

Six reasons not to buy a heat pump

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 2. They are slower when heating apartments Currently, heat pumps can be slower in heating a home than a conventional boiler. Traditional central heating systems heat water by burning gas, which can heat radiators to about 75C. Hydrogen boilers will operate in a … Read more

Nine out of 10 Black Friday offers that are no cheaper than the rest of the year

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Black Friday shoppers are facing fake deals this week, as nine out of 10 “deals” don’t offer a discount compared to other times of the year. Most of the products that were advertised at “discounted prices” at some of the UK’s largest retailers … Read more

What to do if your energy supplier fails

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Bulb Energy has become the latest energy supplier to cope with the pressure of growing wholesale energy prices. Nearly two million customers will be affected, as Bulb announced it is going through a “special administration” process. This means that the supply of energy … Read more

The five best sites to compare: how to find the best deal

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Comparison sites have changed the way consumers find an energy provider, take out insurance policies, switch to broadband, or choose a hotel. These websites make their money take a small commission when customers click and sign up for the provider’s products and services. … Read more

Government’s social security plan described as “cruel and misguided”

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The original architect of Boris Johnson’s social security plan has criticized government changes that could make poorer retirees pay tens of thousands of pounds for the cost of their care. The government has diluted plans renovate social security funding, which could violate the … Read more

How To Get Cheap Car Insurance In Six Easy Ways

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE 3. Play with your job title Giving false information to an insurance company is generally a very bad idea as it can cause them to reject your claim. However, with the right text that stays accurate, you can save money. Insurance companies use … Read more

The best place to sell used cars online – and sites to avoid

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Motorcyclists are moving online to sell their used vehicles, but they could sacrifice a better price for the convenience of quick sales. The closure of car showrooms during the third closure caused second-hand car sales to fall by nearly 9 percent in the … Read more

What to do if your bank does not return the money lost due to fraud

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Although these warnings have helped consumers to identify potential fraud, it also means that banks can claim that customers who are still sending money have done so willingly and do not deserve any compensation. If you are a victim of this fraud, do … Read more

How to get a graduate job and increase your salary

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE According to the Office of National Statistics, as the chart above shows, about 12 percent of recent graduates were unemployed in the third quarter of 2020. Web search for graduate jobs has now increased by 350 percent year-on-year, Adzuna said. But more than … Read more

Contact Plusnet: how to complain to customer service

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE If you have a Plusnet issue and are working to resolve it, below we explain everything you need to know to complain effectively, including relevant headlines, social media pages, and information about the CEO. For those who complain about Plusnet, we’ve listed below … Read more

Virgin Media: how to contact customer service and persuade them to listen to your complaint

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It’s hard to hear your complaint, and even harder to resolve it. Below we explain everything you need to know to effectively complain to Virgin Media, including relevant headlines, social media pages, and CEO details. For those complaining against Virgin Media, we’ve listed … Read more

What to do if your energy supplier fails

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Wholesale energy prices in recent months and higher costs transferred to heavy households. Around a third of Britain’s declining number of energy suppliers they are threatened with imminent collapse due to rising prices. About 14 suppliers are considered “the biggest risk,” says accountant … Read more

Rising inflation: tips to protect your investments, assets, savings and pensions

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Data on October inflation will be released tomorrow Wednesday growing discomfort in the Bank of England that rapidly rising prices are causing a spiral of living costs. Inflation reached 3.1 percent in September furniture, household goods, and food all pushed the average price … Read more

Rising inflation: tips to protect your investments, assets, savings and pensions

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Data on October inflation will be released tomorrow Wednesday growing discomfort in the Bank of England that rapidly rising prices are causing a spiral of living costs. Inflation reached 3.1 percent in September furniture, household goods, and food all pushed the average price … Read more

How to protect yourself from rising interest rates

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Anyone with a standard floating rate would now have to switch to a fixed rate deal to lock in a low rate for a few years, says Annabelle Williams of investment firm Nutmeg. She said: “This can save you hundreds of pounds every … Read more

“I quit journalism to become a vicar”: thousands change jobs in the Great Resignation

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Lucy Puttergill, 32, of London, is another who has left a high-flying career to find more meaning in her work. She left US bank JP Morgan last year to start a life coaching business. “I was trapped in a lifestyle and I relied … Read more

How to avoid contactless card fraud

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The British spend billions of pounds each year using contactless bank cards, but as the spending limit has now been raised to £ 100, many users have concerns about their security. Contactless technology has been introduced as an easy way to make quick, … Read more

In Whitehall, millions have been wrongly told to switch energy providers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Nonetheless, retirees who received the letters were encouraged to switch and find a new job online. The message on the envelope hinted that it could save as much as £ 290. Martin Lewis of the Money Saving Expert, who first noticed the error, … Read more

In the UK, they work with the fastest growing wages – and how much they pay

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE As the next wave of fresh students hits the university, many of them will now start thinking about life after education – including future careers. However, they will observe an abnormal labor market. The shadows of the layoffs and Brexit schemes have twisted … Read more

Gas Boiler Ban: A comprehensive guide on what you will pay and when it will take effect

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE The government intends to replace gas boilers with green alternatives in the coming years, but many households fear it will be left to collect the bill. Boris Johnson unveiled his new green agenda. Until 2025, builders will be banned from installing conventional gas … Read more

Boom used cars to raise premiums for all drivers

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE This issue has affected insurance companies and policyholders across the market, Mr Barclay added. This week, Direct Line CEO Penny James warned that the cost of used cars will continue to raise receivables prices for insurance companies in the coming months. “The cost … Read more

Vodafone: how to contact customer service and file a complaint

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It may be difficult to reach your complaint, but even harder to resolve it. Below we explain everything you need to know to effectively complain to Vodafone, including relevant headlines, social media pages and information about the CEO. For those complaining about Vodafone, … Read more

TalkTalk: how to contact customer service to file a complaint

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE For those complaining about TalkTalk, we’ve listed below everything you need to know in order for your complaint to be heard and resolved, including social media pages and CEO information. How to complain directly to TalkTalk For complaints about your TV, landline or … Read more

Sky: how to contact customer service and convince them to listen to your complaint

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE It may be difficult to reach your complaint, but even harder to resolve it. Below, we explain everything you need to know to be able to appeal to Sky, including relevant headlines, social media pages, and CEO details. The Telegraph Money mail bag … Read more

How to save thousands with these top notch kitchen tips

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Fuel prices are rising faster than a frying pan with boiling milk. Rising natural gas costs in the international market due to a combination of factors, including the cold end of last winter, have plunged companies into crisis. In the UK, we especially … Read more

How to avoid the new green tax on the energy bill

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE Energy bills for households have risen due to rising wholesale prices, but due to a government tax change, gas bills would increase further. The government plans to move green energy taxes currently applied to household electricity bills to gas bills as part of … Read more

How much should a financial advisor cost – and when should he give it up

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MY NUMBER 1 RECOMMENDATION TO CREATE FULL TIME INCOME ONLINE: CLICK HERE A financial advisor can be worth its weight in gold in making some of the most important decisions in life. After such a turbulent financial period, customers now more than ever want value for money in managing their money. Nevertheless, advised clients are … Read more

My biological father is an 87-year-old man in my hometown. Do I have the right to inherit from him?

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Dear Quentin, I recently learned that my biological father is a man near whom I grew up in my hometown. His kids also saw the connection and contacted me. He is still alive, but he is 87 years old and his wife has no idea about it. The eldest son told him about me recently, … Read more

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